APY Ledger rate-source excerpt. APY Ledger is an independent rate tracker, not affiliated with this institution. Lines containing rates, copied from the public page below; open that page for full terms. Never enter account details on apyledger.com. Source: https://bankmerchants.com/certificates-of-deposit/ Read: 2026-10-22T14:04:57.000Z 3.82% APY** **The Annual Percentage Yield (APY) is accurate as of 09/17/2026 1 Month CD: 3.15% APY 3 Month CD: 3.82% APY 6 Month CD: 3.82% APY 12 Month CD: 3.25% APY 18 Month CD: 2.80% APY 24 Month CD: 2.85% APY 30 Month CD: 2.90% APY 36 Month CD: 2.95% APY Must maintain minimum balance of $1000 every day to earn APY