APY Ledger rate-source excerpt. APY Ledger is an independent rate tracker, not affiliated with this institution. Lines containing rates, copied from the public page below; open that page for full terms. Never enter account details on apyledger.com. Source: https://www.cfg.bank/our-cd-rates/ Read: 2026-10-22T14:30:45.000Z % APY APY-Annual Percentage Yield % APY APY-Annual Percentage Yield Account | Minimum Deposit to Open | Minimum Daily Balance to Obtain Annual Percentage Yield (APY) | Interest Rate* | APY | Details 12 Month CD Online and In Branch | $500 | $500 | 4.37% | 4.46% | No additional deposits after initial deposit. See below for account details. 18 Month CD Online and In Branch | $500 | $500 | 4.41% | 4.50% | No additional deposits after initial deposit. See below for account details. 36 Month CD Online and In Branch | $500 | $500 | 4.31% | 4.40% | No additional deposits after initial deposit. See below for account details. 60 Month CD Online and In Branch | $500 | $500 | 4.31% | 4.40% | No additional deposits after initial deposit. See below for account details. ### Annual Percentage Yield (APY) Annual Percentage Yield (APY) assumes interest remains on deposit. Withdrawal of interest will reduce earnings. Fees could reduce the earnings on the account. Minimum amount to open account is $500. A $500 minimum daily balance is required to obtain the Annual Percentage Yield (APY).