APY Ledger rate-source excerpt. APY Ledger is an independent rate tracker, not affiliated with this institution. Lines containing rates, copied from the public page below; open that page for full terms. Never enter account details on apyledger.com. Source: https://www.cambridgesavings.com/cd-accounts Read: 2026-10-22T14:30:44.000Z Personal CDs | Cambridge Savings Bank Skip to main content Product | Interest Rate | APY | Get Started 19 Month Special | 3.92% | 4.00% | Open Account Product | Interest Rate | APY | Get Started 4 Month Special * | 3.78% | 3.85% | Open Account 10 Month Special * | 4.02% | 4.10% | Open Account Product | Interest Rate | APY | Get Started 3 Months | 2.95% | 3.00% | Open Account 6 Months | 3.20% | 3.25% | Open Account 9 Months | 3.20% | 3.25% | Open Account 1 Years | 2.71% | 2.75% | Open Account 2 Years | 2.71% | 2.75% | Open Account 3 Years | 2.22% | 2.25% | Open Account 5 Years | 1.98% | 2.00% | Open Account Interest Rate: 3.92% APY: 4.00% Interest Rate: 3.78% APY: 3.85% Interest Rate: 4.02% APY: 4.10% Interest Rate: 2.95% APY: 3.00% Interest Rate: 3.20% APY: 3.25% Interest Rate: 3.20% APY: 3.25% Interest Rate: 2.71% APY: 2.75% Interest Rate: 2.71% APY: 2.75% Interest Rate: 2.22% APY: 2.25% Interest Rate: 1.98% APY: 2.00% 1 Annual Percentage Yields (APYs) are accurate as of 10/01/2026. The APY is based on monthly compounding with funds held to maturity. $10 minimum daily balance required to earn APY. Additional deposits to CDs are not permitted. Minimum deposit to open account is $1,000. All CDs are available as Retirement Plans with a $500 opening deposit. Substantial penalties for early withdrawals may be imposed. IRAs are not available for online account opening. In branch only. You must live or work in Massachusetts to take advantage of this CD Special. Withdrawals and penalties may reduce earnings. For more information, please refer to our disclosures . 2 Annual Percentage Yields (APYs) are accurate as of 10/01/2026. Rates are subject to change without notice. The APY is based on monthly compounding with interest remaining on deposit until maturity. $10 minimum daily balance required to earn APY. After the account has been opened no additional deposits are permitted. Minimum deposit to open account is $1,000. All CDs are available as Retirement Plans with a $500 opening deposit. IRAs are not available for online account opening. In branch only. Substantial penalties for early withdrawal may be imposed. Withdrawals and penalties may reduce earnings. For more information, please refer to our disclosures . You must live or work in Massachusetts or New Hampshire. If you live or work in Maine, please visit a branch or call us.