APY Ledger rate-source excerpt. APY Ledger is an independent rate tracker, not affiliated with this institution.
Lines containing rates, copied from the public page below; open that page for full terms. Never enter account details on apyledger.com.

Source: https://mercbank.com/personal-banking/cds/merc
Read: 2026-10-22T14:30:53.000Z

Term | Interest Rate | Annual Percentage Yield
1 Month | 0.50% | 0.50%
3 Month | 1.99% | 2.01%
6 Month | 3.89% | 3.95%
12 Month | 3.80% | 3.85%
18 Month | 3.55% | 3.60%
24 Month | 3.45% | 3.50%
36 Month | 3.00% | 3.03%
48 Month | 3.00% | 3.03%
60 Month | 3.00% | 3.03%
11 Month Online | 3.89% | 3.95%
25 Month Online | 3.45% | 3.50%