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Source: https://midpennbank.com/featured-rates/
Read: 2026-10-22T14:31:00.000Z

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Term | APY 1 | Interest Rate | Minimum Balance to Obtain APY
5 years thru 10 years | 3.00% | 2.98% | $500
4 Year Term | 3.00% | 2.98% | $500
3 Year Term | 3.00% | 2.98% | $500
2.5 Year Term | 3.25% | 3.22% | $500
2 Year Term | 3.60% | 3.57% | $500
1.5 Year Term | 3.65% | 3.62% | $500
1 Year Term | 4.00% | 3.96% | $500
9 Month Term | 3.95% | 3.91% | $500
6 Month Term | 3.85% | 3.81% | $500
3 Month Term | 3.60% | 3.55% | $500
1 – Annual Percentage Yields (APY) is based on semi-annual compounding. There is a substantial penalty for early withdrawal of funds on deposit in a Certificate of Deposit.
Term | APY 1 | Interest Rate | Minimum Balance to Obtain APY
5 years thru 10 years - Fixed rate | 3.20% | 3.20% | $500
4 years - Fixed rate | 3.20% | 3.20% | $500
3 years - Fixed rate | 3.20% | 3.20% | $500
2 years - Fixed rate add on 2, 3 | 3.95% | 3.95% | $100
1 year - Fixed rate | 3.95% | 3.95% | $500
1 – Annual Percentage Yield (APY) is based on annual compounding. There is a substantial penalty for early withdrawal of funds on deposit in an IRA.
Flex Money Market 1, 2 | APY 3 | Interest Rate | Minimum Balance to Obtain APY
$100,000 or more | 0.45% | 0.45% | $100,000
$25,000 to $99,999 | 0.35% | 0.35% | $25,000
$7,500 to $24,999 | 0.35% | 0.35% | $7,500
$500 to $7,499 | 0.25% | 0.25% | $500
$0.01 to $499 | 0.25% | 0.25% | $0.01
Business Money Market 1, 2 | APY 3 | Interest Rate | Minimum Balance to Obtain APY
$100,000 or more | 0.45% | 0.45% | $100,000
$25,000 to $99,999 | 0.35% | 0.35% | $25,000
$7,500 to $24,999 | 0.35% | 0.35% | $7,500
$500 to $7,499 | 0.25% | 0.25% | $500
$0.01 to $499 | 0.25% | 0.25% | $0.01
3 – APY (Annual Percentage Yield) based on monthly compounding. Service charges could reduce earnings.
Nonprofit/Government Checking 1 | APY 2 | Interest Rate | Minimum Balance to Obtain APY
$100,000 or more | 0.05% | 0.05% | $100,000
$25,000 to $99,999 | 0.03% | 0.03% | $25,000
$7,500 to $24,999 | 0.02% | 0.02% | $7,500
$500 to $7,499 | 0.02% | 0.02% | $500
IOLTA Checking 1, 3         | APY 2 | Interest Rate | Minimum Balance to Obtain APY
$10,000 or more | 1.50% | 1.49% | $10,000
$5,000 to $9,999 | 1.50% | 1.49% | $5,000
$0.01 to $4,999 | 1.50% | 1.49% | $0.01
Business Interest Checking 1 | APY 2 | Interest Rate | Minimum Balance to Obtain APY
$100,000 or more | 0.05% | 0.05% | $100,000
$25,000 to $99,999 | 0.03% | 0.03% | $25,000
$7,500 to $24,999 | 0.02% | 0.02% | $7,500
$500 to $7,499 | 0.02% | 0.02% | $500
2 – APY (Annual Percentage Yield) based on monthly compounding.
Advantage Checking | APY 2 | Interest Rate | Minimum Balance to Obtain APY | Minimum Opening Deposit
$0.01 or more | 0.20% | 0.20% | $0.01 | $0.01
2 – Account rate is variable and may change at any time after the account is opened. APY (Annual Percentage Yield) based on monthly compounding. Service charges could reduce earnings.
Simple Savings 1 | APY 2 | Interest Rate | Minimum Balance to Obtain APY | Minimum Opening Deposit­­ 3
$7,500 or more | 0.01% | 0.01% | $7,500 | $7,500
$1,000 to $7,499 | 0.01% | 0.01% | $1,000 | $1,000
$50 to $999 | 0.01% | 0.01% | $50 | $50
My Savings 1 | APY 2 | Interest Rate | Minimum Balance to Obtain APY | Minimum Opening Deposit­­ 3
$7,500 or more | 0.01% | 0.01% | $7,500 | $7,500
$1,000 to $7,499 | 0.01% | 0.01% | $1,000 | $1,000
$50 to $999 | 0.01% | 0.01% | $50 | $50
2 – APY (Annual Percentage Yield) based on quarterly compounding. Service charges could reduce earnings.
Club Savings 2025 1 | APY 2 | Interest Rate | Minimum Balance to Obtain APY | Minimum Opening Deposit­­
Automatic Deduction Club Account 3 | 0.05% | 0.05% | $0.01 | $1.00
Coupon Book Club Account 4 | 0.05% | 0.05% | $0.01 | $1.00
Vacation Club 2026 5 | APY 2 | Interest Rate | Minimum Balance to Obtain APY | Minimum Opening Deposit­­
Automatic Deduction Club Account 3 | 0.05% | 0.05% | $0.01 | $1.00
Coupon Book Club Account 4 | 0.05% | 0.05% | $0.01 | $1.00
2 – APY (Annual Percentage Yield) interest will not be compounded. Interest will be credited to your account at maturity.
Term | APR 1 | Monthly Payment per $1,000 borrowed
5-Year | 6.25% | $19.45
7-Year | 6.50% | $14.85
10-Year | 6.50% | $11.35
15-Year | 6.75% | $8.85
20-Year | 7.25% | $7.90
Apply Now Fixed-rate, closed-end loan secured by primary residence. Property insurance required. Rates are for qualified applicants and offer subject to credit approval. Rates are contingent upon automatic payments made from a Mid Penn Bank checking account. Add 0.20% to rate if borrower does not elect to have payments automatically deducted from a Mid Penn Bank checking account. Payment amount does not include taxes and insurance; your actual payment obligation may be greater. Maximum loan-to-value = 80%. Maximum debt-to-income = 43%. All rates effective as of 10/29/2025 and are subject to change without notice.
Interest Rate | APR 1 | Annual Fee
Variable = WSJ Prime Maximum Rate = 21.0% | 6.75% + 0% | NONE
Apply Now 1 – Current Annual Percentage Rate is based on the Wall Street Journal Prime (WSJP) rate plus a margin and is subject to change monthly. APR includes a discount for automatic payment deduction from a Mid Penn Bank deposit account. Add .20% to the Prime Rate if borrower does not elect to have payments automatically deducted from a Mid Penn Bank deposit account. Maximum APR is 21.0%. Primary residence only. Property insurance is required. Maximum loan-to-value is 80%. Fees paid by the borrower generally range from $0 - $600. Consult a tax adviser for deductibility of interest. Offer subject to credit approval. All rates effective as of 12/10/2025 and are subject to change without notice. This offer is available to existing home equity line of credit customers, subject to a processing fee. Other rates and terms available. NMLS ID# 514439
Loan Type | Interest Rate | APR 1 | Monthly Payment 2
Up to 12 months | 5.250% (With 1.00 point) | 9.484% | $875.00
Rates subject to change without notice. Rates shown are only an indication of current rates and will vary depending on factors such as your credit score, loan to value ratio, rate lock period, loan type and purpose. Minimum down payment = 20%. Offer is subject to credit approval. Payment amount does not include taxes and insurance.
Term | APY 1 | Interest Rate | Minimum Balance to Obtain APY
5 years thru 10 years | 3.00% | 2.98% | $500
4 Year Term | 3.00% | 2.98% | $500
3 Year Term | 3.00% | 2.98% | $500
2.5 Year Term | 3.25% | 3.22% | $500
2 Year Term | 3.60% | 3.57% | $500
1.5 Year Term | 3.65% | 3.62% | $500
1 Year Term | 4.00% | 3.96% | $500
9 Month Term | 3.95% | 3.91% | $500
6 Month Term | 3.85% | 3.81% | $500
3 Month Term | 3.60% | 3.55% | $500
1 – Annual Percentage Yields (APY) is based on semi-annual compounding. There is a substantial penalty for early withdrawal of funds on deposit in a Certificate of Deposit.
Term | APY 1 | Interest Rate | Minimum Balance to Obtain APY
5 years thru 10 years - Fixed rate | 3.00% | 3.00% | $500
4 years - Fixed rate | 3.00% | 3.00% | $500
3 years - Fixed rate | 3.00% | 3.00% | $500
2 years - Fixed rate add on 2, 3 | 4.00% | 4.00% | $100
1 year - Fixed rate | 4.00% | 4.00% | $500
1 – Annual Percentage Yield (APY) is based on annual compounding. There is a substantial penalty for early withdrawal of funds on deposit in an IRA.
Flex Money Market 1, 2 | APY 3 | Interest Rate | Minimum Balance to Obtain APY
$1,000,000 or more | 1.25% | 1.24% | $1,000,000
$500,000 to $999,999 | 1.00% | 1.00% | $500,000
$250,000 to $499,999 | 0.75% | 0.75% | $250,000
$100,000 to $249,999 | 0.60% | 0.60% | $100,000
$0.01 to $99,999 | 0.50% | 0.50% | $0.01
Business Money Market 1, 2 | APY 3 | Interest Rate | Minimum Balance to Obtain APY
$1,000,000 or more | 1.25% | 1.24% | $1,000,000
$500,000 to $999,999 | 1.00% | 1.00% | $500,000
$250,000 to $499,999 | 0.75% | 0.75% | $250,000
$100,000 to $249,999 | 0.60% | 0.60% | $100,000
$0.01 to $99,999 | 0.50% | 0.50% | $0.01
3 – APY (Annual Percentage Yield) based on monthly compounding. Service charges could reduce earnings.
Nonprofit/Government Checking 1 | APY 2 | Interest Rate | Minimum Balance to Obtain APY
$100,000 or more | 0.05% | 0.05% | $100,000
$25,000 to $99,999 | 0.03% | 0.03% | $25,000
$0.01 to $24,999 | 0.02% | 0.02% | $0.01
IOLTA Checking 1, 3         | APY 2 | Interest Rate | Minimum Balance to Obtain APY
$10,000 or more | 1.50% | 1.49% | $10,000
$5,000 to $9,999 | 1.50% | 1.49% | $5,000
$0.01 to $4,999 | 1.50% | 1.49% | $0.01
Business Interest Checking 1 | APY 2 | Interest Rate | Minimum Balance to Obtain APY
$10,000 or more | 0.03% | 0.03% | $10,000
$5,000 to $9,999 | 0.02% | 0.02% | $5,000
$0.01 to $4,999 | 0.01% | 0.01% | $0.01
2 – APY (Annual Percentage Yield) based on monthly compounding.
Advantage Checking | APY 2 | Interest Rate | Minimum Balance to Obtain APY | Minimum Opening Deposit
$0.01 or more | 0.20% | 0.20% | $0.01 | $0.01
2 – Account rate is variable and may change at any time after the account is opened. APY (Annual Percentage Yield) based on monthly compounding. Service charges could reduce earnings.
Simple Savings 1 | APY 2 | Interest Rate | Minimum Balance to Obtain APY | Minimum Opening Deposit­­ 3
$0.01 or more | 0.01% | 0.01% | $0.01 | $0.01
My Savings 1 | APY 2 | Interest Rate | Minimum Balance to Obtain APY | Minimum Opening Deposit­­ 3
$0.01 or more | 0.01% | 0.01% | $0.01 | $0.01
2 – APY (Annual Percentage Yield) based on quarterly compounding. Service charges could reduce earnings.
Club Savings 2026 1 | APY 2 | Interest Rate | Minimum Balance to Obtain APY | Minimum Opening Deposit­­
Automatic Deduction Club Account 3 | 0.05% | 0.05% | $0.01 | $1.00
Coupon Book Club Account 4 | 0.05% | 0.05% | $0.01 | $1.00
Vacation Club 2026 5 | APY 2 | Interest Rate | Minimum Balance to Obtain APY | Minimum Opening Deposit­­
Automatic Deduction Club Account 3 | 0.05% | 0.05% | $0.01 | $1.00
Coupon Book Club Account 4 | 0.05% | 0.05% | $0.01 | $1.00
2 – APY (Annual Percentage Yield) interest will not be compounded. Interest will be credited to your account at maturity.
Term | APR 1 | Monthly Payment per $1,000 borrowed
5-Year | 6.25% | $19.45
7-Year | 6.50% | $14.85
10-Year | 6.50% | $11.35
15-Year | 6.75% | $8.85
20-Year | 7.25% | $7.90
Apply Now Fixed-rate, closed-end loan secured by primary residence. Property insurance required. Rates are for qualified applicants and offer subject to credit approval. Rates are contingent upon automatic payments made from a Mid Penn Bank checking account. Add 0.20% to rate if borrower does not elect to have payments automatically deducted from a Mid Penn Bank checking account. Payment amount does not include taxes and insurance; your actual payment obligation may be greater. Maximum loan-to-value = 80%. Maximum debt-to-income = 43%. All rates effective as of 10/29/2025 and are subject to change without notice.
Interest Rate | APR 1 | Annual Fee
Variable = WSJ Prime Maximum Rate = 21.0% | 6.75% + 0% | NONE
Apply Now 1 – Current Annual Percentage Rate is based on the Wall Street Journal Prime (WSJP) rate plus a margin and is subject to change monthly. APR includes a discount for automatic payment deduction from a Mid Penn Bank deposit account. Add .20% to the Prime Rate if borrower does not elect to have payments automatically deducted from a Mid Penn Bank deposit account. Maximum APR is 21.0%. Primary residence only. Property insurance is required. Maximum loan-to-value is 80%. Fees paid by the borrower generally range from $0 - $600. Consult a tax adviser for deductibility of interest. Offer subject to credit approval. All rates effective as of 12/10/2025 and are subject to change without notice. This offer is available to existing home equity line of credit customers, subject to a processing fee. Other rates and terms available. NMLS ID# 514439