APY Ledger rate-source excerpt. APY Ledger is an independent rate tracker, not affiliated with this institution.
Lines containing rates, copied from the public page below; open that page for full terms. Never enter account details on apyledger.com.

Source: https://www.shoreunitedbank.com/personal/banking/cds
Read: 2026-10-22T14:31:04.000Z

Certificates of Deposit | MD, DE and VA CD Rates | Shore United Home
CD Specials/Term | Minimum To Open & Earn APY | Interest Rate | APY
*12-23 Month | $500 | 3.92% | 4.00%
CD Specials/Term | Minimum To Open & Earn APY | Interest Rate | APY
**6-11 Month | $500 | 2.47% | 2.50%
**36-47 Month | $500 | 2.47% | 2.50%
**48-59 Month | $500 | 2.47% | 2.50%
**60 Month | $500 | 2.47% | 2.50%
***7 Month No Penalty for One Withdrawal | $500 | 1.98% | 2.00%
****15 Month No Penalty for One Withdrawal | $500 | 2.47% | 2.50%
* Rates effective as of 09/01/2026, the interest rate on the 12-23 Month CD is 3.92% with an annual percentage yield (APY) of 4.00%, $500 minimum required to obtain APY. Rates subject to change at any time. This is a fixed rate. Fees could reduce the earnings on the account. Any withdrawal(s) from the account during the term will be subject to a penalty of 90 days of interest.
***Rates effective as of 06/25/26, rates subject to change at any time. This is a fixed rate. The interest rate on a 7 month CD is 1.98% with an annual percentage yield (APY) of 2.00%. Fees could reduce the earning on the account. A penalty-free withdrawal once during the 7-month term, after the first seven days. Any subsequent withdrawals from the account during the term will be subject to a penalty of 90 days interest.
****Rates effective as of 06/25/26, rates subject to change at any time. This is a fixed rate. The interest rate on a 15 month CD is 2.47% with an annual percentage yield (APY) of 2.50%. Fees could reduce the earning on the account. A penalty-free withdrawal once during the 15-month term, after the first seven days. Any subsequent withdrawals from the account during the term will be subject to a penalty of 90 days interest.