APY Ledger rate-source excerpt. APY Ledger is an independent rate tracker, not affiliated with this institution.
Lines containing rates, copied from the public page below; open that page for full terms. Never enter account details on apyledger.com.

Source: https://www.alliancecutx.com/rates/
Read: 2026-10-22T16:20:45.000Z

Balloon Term | Amortization Term | Rate | APR
3 Year | 20 Year | 8.375% | 8.510%
3 Year | 30 Year | 8.625% | 8.760%
5 Year | 10 Years | 7.875% | 8.000%
5 Year | 15 Years | 8.000% | 8.120%
5 Year | 20 Years | 8.000% | 8.120%
5 Year | 30 Years | 8.250% | 8.380%
10 Year | 20 Years | 9.125% | 9.270%
15 Year | 15 Years | 9.125% | 9.270%
15 Year | 20 Years | 9.375% | 9.520%
Balloon Term | Amortization Term | Rate | APR
12 Months- Interest Only | 12 Months | 7.375% | 9.120%
Balloon Term | Amortization Term | Rate | APR
3 Year | 15 Year | 7.370% | 7.490%
3 Year | 20 Year | 7.375% | 7.500%
3 Year | 30 Years | 7.625% | 7.750%
5 Year | 10 Years | 7.125% | 7.240%
5 Year | 15 Years | 7.375% | 7.490%
5 Year | 20 Years | 7.625% | 7.740%
5 Year | 30 Years | 7.875% | 8.000%
10 Year | 15 Years | 9.125% | 9.270%
10 Year | 20 Years | 9.375% | 9.520%
15 Year | 15 Years | 9.375% | 9.520%
15 Year | 20 Years | 9.625% | 9.770%
Balloon Term | Amortization Term | Rate | APR
12 Months- Interest Only | 12 Months | 7.375% | 9.120%
Balloon Term | Amortization Term | Rate | APR
12 Months- Interest Only | 12 Months | 7.375% | 9.120%
Min Balance for APY | Dividend Rate | APY
$50 | 0.15% | 0.15%
Minimum balance needed to earn APY: $1,000.00
Term | Dividend Rate | APY
6 months | 3.68% | 3.75%
9 months | 3.68% | 3.75%
1 year | 3.68% | 3.75%
15 months* | 4.40% | 4.50%
18 months | 3.92% | 4.00%
2 Years | 3.63% | 3.70%
3 Years | 3.20% | 3.25%
4 Years | 2.96% | 3.00%
5 Years | 2.96% | 3.00%
Term | Dividend Rate | APY
1 Year | 3.68% | 3.75%
2 Years | 3.63% | 3.70%
Min Balance for APY | Dividend Rate | APY
$25,000 | 3.20% | 3.25%
Min Balance for APY | Dividend Rate | APY
$1,000 – $4,999.99 | 0.40% | 0.40%
$5,000 – $24,999.99 | 0.50% | 0.50%
$25,000 – $49,999.99 | 0.60% | 0.60%
$50,000 to $499,999.99 | 0.70% | 0.70%
$500,000 to $999,999.99 | 0.75% | 0.75%
$1,000,000+ | 1.00% | 1.01%
Min Balance for APY | Dividend Rate | APY
$250 | 0.75% | 0.75%
4.70%
Rates as of 10/21/26. | Early withdrawal penalties apply to certificates. | Ask an employee for additional details. APR = Annual Percentage Rate