APY Ledger rate-source excerpt. APY Ledger is an independent rate tracker, not affiliated with this institution. Lines containing rates, copied from the public page below; open that page for full terms. Never enter account details on apyledger.com. Source: https://www.academybank.com/personal/save/certificate-of-deposit Read: 2026-10-22T16:20:45.000Z 4.40% APY* on 18-month CD | Apply Today with Academy Bank Home Term | Minimum Opening Balance | Annual Percentage Yield | Open now 30-Day | $500 | 1.00% | Open Now 91-Day | $500 | 1.05% | Open Now 182-Day | $500 | 1.15% | Open Now 9-Month | $500 | 3.45% | Open Now 12-Month | $500 | 4.20% | Open Now 13-Month | $500 | 4.00% | Open Now 15-Month | $500 | 4.30% | Open Now 18-Month | $500 | 4.40% | Open Now 19-Month | $500 | 3.51% | Open Now 24-Month | $500 | 3.51% | Open Now 30-Month | $500 | 3.51% | Open Now 36-Month | $500 | 3.51% | Open Now 48-Month | $500 | 3.51% | Open Now 60-Month | $500 | 3.51% | Open Now 1 A penalty may be imposed for early withdrawal. The Annual Percentage Yield (APY) shown is accurate as of . CD rates are subject to change at any time and are not guaranteed until CD is opened. Fees charged to the account could reduce earnings on the account.