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Source: https://www.bibank.com/personal/certificates
Read: 2026-10-22T16:20:57.000Z

Certificates of Deposit | North AL CD Rates | Bank Independent Home
Term | Interest Rate | APY 2
3 Month | 3.21% | 3.25%
6 Month | 3.21% | 3.24%
7 Month | 3.41% | 3.43%
1 Year | 3.65% | 3.65%
18 Month | 3.01% | 3.02%
2 Year | 3.75% | 3.75%
3 Year | 3.80% | 3.80%
4 Year | 2.01% | 2.01%
5 Year | 2.01% | 2.01%
2 Annual Percentage Yield (APY) is effective as of June 3, 2026 and is subject to change at any time. The APY reflects the total amount of interest earned based on the interest rate and frequency of compounding for a 365-day period. $1000 minimum balance required to open the account and to earn the advertised APY. Not available to financial institutions or public funds. Fees may reduce earnings on account. Limited time offer.