APY Ledger rate-source excerpt. APY Ledger is an independent rate tracker, not affiliated with this institution.
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Source: https://www.bfcu.org/home/personal-banking/banking/depositrates
Read: 2026-10-22T16:21:08.000Z

Type | Minimum Balance | Rate | APY*
Prime Savings | $200.00 | .25% | .25%
Special Purpose | $200.00 | .25% | .25%
High Yield | (lt)= $10,000.00 | 3.69% | 3.75%
High Yield | (gt) $10,000.00 | .25% | .25%
Barksdale Buddies | N/A | .25% | .25%
My Money | N/A | .25% | .25%
Christmas Club | N/A | 3.75% | 3.75%
IRA Prime Savings | $5.00 | 3.69% | 3.75%
Minimum opening deposit | $1,000
Term options | 6, 12, 24, 36, 48 and 60 months
Type | Rate | APY*
6 Months | 3.93% | 4.00%
12 Months | 3.93% | 4.00%
24 Months | 4.17% | 4.25%
36 Months | 4.17% | 4.25%
48 Months | 4.17% | 4.25%
60 Months | 4.17% | 4.25%
Minimum opening deposit | $2,500
Term options | 24, 36 and 60 months
Type | Rate | APY*
24 Months | 3.69% | 3.75%
36 Months | 3.69% | 3.75%
60 Months | 3.69% | 3.75%
Minimum opening deposit | $1000 per each term
Terms (To open Plus Point Certificate and Plus Point IRA Certificate accounts, you must open one (1)certificate in each term with equal balances in each certificate.) | 12, 24, 36, 48 and 60 months
Type | Rate | APY*
12 Months | 4.17% | 4.25%
24 Months | 4.17% | 4.25%
36 Months | 4.17% | 4.25%
48 Months | 4.17% | 4.25%
60 Months | 4.17% | 4.25%
Minimum opening deposit | $1,000
Term options | 12, 24, 36, 48 and 60 months
Type | Rate | APY*
12 Months | 3.93% | 4.00%
24 Months | 4.17% | 4.25%
36 Months | 4.17% | 4.25%
48 Months | 4.17% | 4.25%
60 Months | 4.17% | 4.25%
Type | Average Daily Balance | Rate | APY*
Regular Checking | $1,000 | .10% | .10%
Student Checking | $500 | .10% | .10%
Prestige Checking | $1,000 | .10% | .10%
High Five Checking | $1,000 | .10% | .10%
High Five Plus Checking | $1,500 | .20% | .20%
Plus Checking | $1,500 | .20% | .20%
Minimum Balance | Rate | APY*
$2,500 (lt) $10,000 | 1.25% | 1.26%
$10,000 (lt) $25,000 | 1.50% | 1.51%
$25,000 (lt) $50,000 | 1.50% | 1.51%
$50,000 (lt) $100,000 | 2.00% | 2.02%
(gt)=$100,000 | 2.25% | 2.27%