APY Ledger rate-source excerpt. APY Ledger is an independent rate tracker, not affiliated with this institution.
Lines containing rates, copied from the public page below; open that page for full terms. Never enter account details on apyledger.com.

Source: https://www.mybrb.bank/rates.html
Read: 2026-10-22T16:21:11.000Z

Rates | Blue Ridge Bank | Virginia & North Carolina Search
APY = Annual Percentage Yield. Rates effective as of 09/28/2026. Rates may change after accounts are opened. Fees may reduce earnings.
Product | Rate | APY*
First Honor Checking | 1.50% | 1.51%
*Annual Percentage Yield (APY) for First Honor Checking is 1.51%. APY accurate and effective as of 10/15/26. Rates may change after account is opened. Fees may reduce earnings. Minimum balance to open account is $50.00. A $10 service fee applies if the account balance falls below the minimum balance requirement of $1,000.
Balance | Min. Deposit to Open | Rate | APY*
$0.01 – $15,000.99 | $100 | 4.41% | 4.50%
$15,001.00 and Greater | n/a | 0.05% | 0.05%
All balances if qualifications not met | n/a | 0.01% | 0.01%
*APY = Annual Percentage Yield. APYs accurate as of 10/15/2026. Rates may change after account is opened. If qualifications are met each monthly qualification cycle: domestic ATM fees are reimbursed up to $20; balances up to $15,000.99 receive 4.50% APY; balances over $15,001.00 earn 0.05%. If qualifications are not met, all balances earn 0.01% APY. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle. Fees may reduce earnings.
Balance | Min. Deposit to Open | Interest Rate | APY*
$0.01 – $100,000.99 | $100.00 | 2.96% | 3.00%
$100,001 and Greater | $100.00 | 0.05% | 0.05%
All balances if qualifications not met | $100.00 | 0.01% | 0.01%
*APY = Annual Percentage Yield. APYs accurate as of 10/15/2026. Rates may change after account is opened. If Kasasa Cash qualifications are met each monthly cycle, Kasasa Saver balances up to $100,000.99 receive 3.00% APY; balances over $100,001 earn 0.05%. If qualifications are not met, all balances earn 0.01% APY. Fees may reduce earnings.
Balance | Interest Rate | APY*
$0.00 – $2,499.99 | 0.03% | 0.03%
$2,500.00 – $24,999.99 | 0.05% | 0.05%
$25,000.00 – $49,999.99 | 0.05% | 0.05%
$50,000.00 and Greater | 0.08% | 0.08%
*Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $2,500.00. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.
Product | Interest Rate | APY*
Charitable Account | 0.10% | 0.10%
*Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $500.00. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.
Balance | Rate | APY*
$3,000.00 | 0.10% | 0.10%
*APY accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $100.00. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.
Product | Rate | APY*
Personal Savings | 0.10% | 0.10%
*Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $100. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.
Product | Rate | APY**
Youth Savings | 0.10% | 0.10%
**Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $10. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.
Product | Rate | APY †
Health Savings Account | 0.15% | 0.15%
†Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open and to obtain APY is $100. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.
Balance | Rate | APY*
$500.00 | 0.10% | 0.10%
*Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $500.00. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.
Balance | Interest Rate | APY*
$0.00 – $2,499.99 | 0.25% | 0.25%
$2,500 – $9,999.99 | 0.50% | 0.50%
$10,000 – $24,999.99 | 0.75% | 0.75%
$25,000.00 – $49,999.99 | 1.00% | 1.00%
$50,000.00 – $99,999.99 | 1.25% | 1.25%
$100,000.00 – $249,999.99 | 2.395% | 2.43%
$250,000.00 – $999,999.99 | 2.49% | 2.53%
$1,000,000 and Greater | 2.49% | 2.53%
*Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $2,500.00. Avoid the $11 monthly service fee by maintaining a $2,500.00 minimum daily balance. Certain restrictions and conditions may apply. Fees may reduce earnings.
Balance | Rate | APY*
$2,500.00 and Greater | 2.83% | 2.88%
*Annual Percentage Yield (APY) accurate and effective as of 10/15/2026 This rate is subject to change. Minimum balance to open is $2,500.00. Avoid the monthly service fee by maintaining a $2,500.00 minimum daily balance. Certain restrictions and conditions may apply. Fees may reduce earnings.
Balance | Rate | APY**
$0 – $24,999.99 | 0.25% | 0.25%
$25,000 – $49,999.99 | 1.00% | 1.00%
$50,000 – $99,999.99 | 1.50% | 1.53%
$100,000 – $249,999.99 | 2.00% | 2.03%
$250,000 – $499,999.99 | 2.20% | 2.23%
$500,000 – $999,999.99 | 2.55% | 2.58%
$1,000,000 – $2,999,999.99 | 2.74% | 2.78%
$3,000,000 – $4,999,999.99 | 2.94% | 2.98%
$5,000,000 and Greater | 3.18% | 3.23%
**Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $2,500.00. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.
Balance | Rate | APY**
$0 – $24,999.99 | 0.25% | 0.25%
$25,000 – $49,999.99 | 1.00% | 1.00%
$50,000 – $99,999.99 | 1.36% | 1.38%
$100,000.00 – $249,999.99 | 1.85% | 1.88%
$250,000.00 – $499,999.99 | 2.05% | 2.08%
$500,000.00 – $999,999.99 | 2.40% | 2.43%
$1,000,000.00 – $2,999,999.99 | 2.59% | 2.63%
$3,000,000.00 – $4,999,999.99 | 2.78% | 2.83%
$5,000,000.00 and Greater | 3.03% | 3.08%
**Municipal Money Market: Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open and to obtain APY is $1,000.00. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.
Term | Interest Rate | APY* | Min. Balance
3 – 5 Months | 1.49% | 1.50% | $1,000
6 Months | 1.59% | 1.60% | $1,000
7 – 11 Months | 1.69% | 1.70% | $1,000
12 Months | 1.79% | 1.80% | $1,000
13 – 23 Months | 1.29% | 1.30% | $1,000
24 – 35 Months | 1.34% | 1.35% | $1,000
36 – 47 Months | 1.39% | 1.40% | $1,000
48 – 59 Months | 1.44% | 1.45% | $1,000
60 Months+ | 1.49% | 1.50% | $1,000
*Annual Percentage Yield (APY) effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $1,000. A penalty may be imposed for early withdrawal. Fees may reduce earnings. Ask us for complete details.
Term | Interest Rate | APY** | Min. Balance
3 – 5 Months | 1.49% | 1.50% | $1,000
6 Months | 1.59% | 1.60% | $1,000
7 – 11 Months | 1.69% | 1.70% | $1,000
12 Months | 1.79% | 1.80% | $1,000
13 – 17 Months | 1.89% | 1.90% | $1,000
18 – 23 Months | 1.29% | 1.30% | $1,000
24 – 35 Months | 1.34% | 1.35% | $1,000
36 – 47 Months | 1.39% | 1.40% | $1,000
48 – 59 Months | 1.44% | 1.45% | $1,000
60 Months+ | 1.49% | 1.50% | $1,000
**Annual Percentage Yield (APY) effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $1,000. A penalty may be imposed for early withdrawal. Fees may reduce earnings. Ask us for complete details.
Term | Rate | APY* | Min. Balance
5 Months | 3.71% | 3.75% | $1,000
10 Months | 3.94% | 4.00% | $1,000
15 Months | 3.94% | 4.00% | $1,000
23 Months | 3.99% | 4.05% | $1,000
*Annual Percentage Yield (APY) effective as of 10/15/2026. Limited-time offer. This rate is subject to change. Minimum balance to open is $1,000. A penalty may be imposed for early withdrawal. Fees may reduce earnings. Ask us for complete details.
Term | Interest Rate | APY* | Min. Balance
12 Months | 3.99% | 4.05% | $1,000
30 Months | 4.04% | 4.10% | $1,000
36 Months | 1.39% | 1.40% | $1,000
48 Months | 1.44% | 1.45% | $1,000
60 Months | 1.49% | 1.50% | $1,000
*Annual Percentage Yield (APY) effective as of 10/15/2026. Golden Advantage members (age 55+) receive a rate bonus over standard CD specials. This rate is subject to change. Minimum balance to open is $1,000. A penalty may be imposed for early withdrawal. Fees may reduce earnings. Ask us for complete details.
What is the sales tax rate? %
2. Loan Details What is the interest rate? %
Annual depreciation %
3. Lease Details What is the interest rate? %
What is the lease residual value ? %
What is the interest rate? (See our rates) %
Annual Percentage Yield (APY) 0.000%
What is the interest rate? (See our rates) %
What is the interest rate? (See our rates) %
Term | Interest Rate | APY* | Min. Balance
3 – 5 Months | 1.49% | 1.50% | $1,000
6 Months | 1.59% | 1.60% | $1,000
7 – 11 Months | 1.69% | 1.70% | $1,000
12 Months | 1.79% | 1.80% | $1,000
13 – 23 Months | 1.29% | 1.30% | $1,000
24 – 35 Months | 1.34% | 1.35% | $1,000
36 – 47 Months | 1.39% | 1.40% | $1,000
48 – 59 Months | 1.44% | 1.45% | $1,000
60 Months+ | 1.49% | 1.50% | $1,000
*Annual Percentage Yield (APY) effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $1,000. A penalty may be imposed for early withdrawal. Fees may reduce earnings. Ask us for complete details.
Balance | Rate | APY**
$0 – $24,999.99 | 0.25% | 0.25%
$25,000 – $49,999.99 | 1.00% | 1.00%
$50,000 – $99,999.99 | 1.50% | 1.53%
$100,000 – $249,999.99 | 2.00% | 2.03%
$250,000 – $499,999.99 | 2.20% | 2.23%
$500,000 – $999,999.99 | 2.55% | 2.58%
$1,000,000 – $2,999,999.99 | 2.74% | 2.78%
$3,000,000 – $4,999,999.99 | 2.94% | 2.98%
$5,000,000 and Greater | 3.18% | 3.23%
**Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $2,500.00. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.
Balance | Rate | APY*
$500.00 | 0.10% | 0.10%
*Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $500.00. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.
Balance | Rate | APY*
$3,000.00 | 0.10% | 0.10%
*APY accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $100.00. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.
Term | Rate | APY* | Min. Balance
5 Months | 3.71% | 3.75% | $1,000
10 Months | 3.94% | 4.00% | $1,000
15 Months | 3.94% | 4.00% | $1,000
23 Months | 3.99% | 4.05% | $1,000
*Annual Percentage Yield (APY) effective as of 10/15/2026. Limited-time offer. This rate is subject to change. Minimum balance to open is $1,000. A penalty may be imposed for early withdrawal. Fees may reduce earnings. Ask us for complete details.
Product | Interest Rate | APY*
Charitable Account | 0.10% | 0.10%
*Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $500.00. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.
Term | Interest Rate | APY** | Min. Balance
3 – 5 Months | 1.49% | 1.50% | $1,000
6 Months | 1.59% | 1.60% | $1,000
7 – 11 Months | 1.69% | 1.70% | $1,000
12 Months | 1.79% | 1.80% | $1,000
13 – 17 Months | 1.89% | 1.90% | $1,000
18 – 23 Months | 1.29% | 1.30% | $1,000
24 – 35 Months | 1.34% | 1.35% | $1,000
36 – 47 Months | 1.39% | 1.40% | $1,000
48 – 59 Months | 1.44% | 1.45% | $1,000
60 Months+ | 1.49% | 1.50% | $1,000
**Annual Percentage Yield (APY) effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $1,000. A penalty may be imposed for early withdrawal. Fees may reduce earnings. Ask us for complete details.
Product | Rate | APY*
First Honor Checking | 1.50% | 1.51%
*Annual Percentage Yield (APY) for First Honor Checking is 1.51%. APY accurate and effective as of 10/15/26. Rates may change after account is opened. Fees may reduce earnings. Minimum balance to open account is $50.00. A $10 service fee applies if the account balance falls below the minimum balance requirement of $1,000.
Term | Interest Rate | APY* | Min. Balance
12 Months | 3.99% | 4.05% | $1,000
30 Months | 4.04% | 4.10% | $1,000
36 Months | 1.39% | 1.40% | $1,000
48 Months | 1.44% | 1.45% | $1,000
60 Months | 1.49% | 1.50% | $1,000
*Annual Percentage Yield (APY) effective as of 10/15/2026. Golden Advantage members (age 55+) receive a rate bonus over standard CD specials. This rate is subject to change. Minimum balance to open is $1,000. A penalty may be imposed for early withdrawal. Fees may reduce earnings. Ask us for complete details.
Balance | Rate | APY*
$2,500.00 and Greater | 2.83% | 2.88%
*Annual Percentage Yield (APY) accurate and effective as of 10/15/2026 This rate is subject to change. Minimum balance to open is $2,500.00. Avoid the monthly service fee by maintaining a $2,500.00 minimum daily balance. Certain restrictions and conditions may apply. Fees may reduce earnings.
Balance | Interest Rate | APY*
$0.00 – $2,499.99 | 0.03% | 0.03%
$2,500.00 – $24,999.99 | 0.05% | 0.05%
$25,000.00 – $49,999.99 | 0.05% | 0.05%
$50,000.00 and Greater | 0.08% | 0.08%
*Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $2,500.00. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.
Product | Rate | APY †
Health Savings Account | 0.15% | 0.15%
†Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open and to obtain APY is $100. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.
Balance | Min. Deposit to Open | Rate | APY*
$0.01 – $15,000.99 | $100 | 4.41% | 4.50%
$15,001.00 and Greater | n/a | 0.05% | 0.05%
All balances if qualifications not met | n/a | 0.01% | 0.01%
*APY = Annual Percentage Yield. APYs accurate as of 10/15/2026. Rates may change after account is opened. If qualifications are met each monthly qualification cycle: domestic ATM fees are reimbursed up to $20; balances up to $15,000.99 receive 4.50% APY; balances over $15,001.00 earn 0.05%. If qualifications are not met, all balances earn 0.01% APY. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle. Fees may reduce earnings.
Balance | Min. Deposit to Open | Interest Rate | APY*
$0.01 – $100,000.99 | $100.00 | 2.96% | 3.00%
$100,001 and Greater | $100.00 | 0.05% | 0.05%
All balances if qualifications not met | $100.00 | 0.01% | 0.01%
*APY = Annual Percentage Yield. APYs accurate as of 10/15/2026. Rates may change after account is opened. If Kasasa Cash qualifications are met each monthly cycle, Kasasa Saver balances up to $100,000.99 receive 3.00% APY; balances over $100,001 earn 0.05%. If qualifications are not met, all balances earn 0.01% APY. Fees may reduce earnings.
Balance | Interest Rate | APY*
$0.00 – $2,499.99 | 0.25% | 0.25%
$2,500 – $9,999.99 | 0.50% | 0.50%
$10,000 – $24,999.99 | 0.75% | 0.75%
$25,000.00 – $49,999.99 | 1.00% | 1.00%
$50,000.00 – $99,999.99 | 1.25% | 1.25%
$100,000.00 – $249,999.99 | 2.395% | 2.43%
$250,000.00 – $999,999.99 | 2.49% | 2.53%
$1,000,000 and Greater | 2.49% | 2.53%
*Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $2,500.00. Avoid the $11 monthly service fee by maintaining a $2,500.00 minimum daily balance. Certain restrictions and conditions may apply. Fees may reduce earnings.
Balance | Rate | APY**
$0 – $24,999.99 | 0.25% | 0.25%
$25,000 – $49,999.99 | 1.00% | 1.00%
$50,000 – $99,999.99 | 1.36% | 1.38%
$100,000.00 – $249,999.99 | 1.85% | 1.88%
$250,000.00 – $499,999.99 | 2.05% | 2.08%
$500,000.00 – $999,999.99 | 2.40% | 2.43%
$1,000,000.00 – $2,999,999.99 | 2.59% | 2.63%
$3,000,000.00 – $4,999,999.99 | 2.78% | 2.83%
$5,000,000.00 and Greater | 3.03% | 3.08%
**Municipal Money Market: Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open and to obtain APY is $1,000.00. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.
Product | Rate | APY*
Personal Savings | 0.10% | 0.10%
*Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $100. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.
Product | Rate | APY**
Youth Savings | 0.10% | 0.10%
**Annual Percentage Yield (APY) accurate and effective as of 10/15/2026. This rate is subject to change. Minimum balance to open is $10. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.