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Source: https://ches.bank/rates/
Read: 2026-10-22T16:21:25.000Z

Rates | Chesapeake Bank Kilmarnock Branch Update: Beginning October 24, Saturday service will be drive-thru only from 9 AM–12 PM.
Grab a chair and let’s chat about Chesapeake Bank’s rates, shall we? We have checking and savings accounts, CDs, and IRAs for you to explore. All yields shown are Annual Percentage Yields (APY). Fees may reduce earnings.
APY = Annual Percentage Yield. Rates as of September 1, 2026. Rates are subject to change without notice.
Account Type | Balance | Interest Rate | APY
Prosper Tier 1-3 | $5,000 - $49,999 | 0.10% | 0.10%
Prosper Tier 4 | $50,000+ (minimum balance) | 0.15% | 0.15%
Money Market Tier 1 | $5,000 - $24,999 | 0.05% | 0.05%
Money Market Tier 2 | $25,000 - $99,999 | 0.60% | 0.60%
Money Market Tier 3 | $100,000 - $499,999 | 0.70% | 0.70%
Money Market Tier 4 | $500,000 - $999,999 | 0.80% | 0.80%
Money Market Tier 5 | $1,000,000+ | 0.85% | 0.85%
Account Type | Balance | Interest Rate | APY
Clear Sky Savings Tier 1 $1 - $99,999 | 2.29% | 2.31%
Clear Sky Savings Tier 2 | $100,000 - $249,999 | 2.62% | 2.65%
Clear Sky Savings Tier 3 | $250,000+ | 3.05% | 3.10%
Totally Free Savings | $100 minimum | 0.10% | 0.10%
Christmas Club | $1.00 minimum | 0.50% | 0.50%
Term | Description | Interest Rate | APY
7 month SPECIAL | Certificate ($1,000 minimum balance) | 3.35% | 3.40%
13 month SPECIAL | Certificate ($1,000 minimum balance) | 3.69% | 3.75%
37 month SPECIAL | Certificate ($1,000 minimum balance) | 3.54% | 3.60%
30 day | Certificate ($1,000 minimum balance) | 0.50% | 0.50%
90 day | Certificate ($1,000 minimum balance) | 0.50% | 0.50%
182 day | Certificate ($1,000 minimum balance) | 2.52% | 2.55%
18 month | Certificate ($1,000 minimum balance) | 3.93% | 4.00%
2 year | Certificate ($1,000 minimum balance) | 3.83% | 3.90%
3 year | Certificate ($1,000 minimum balance) | 2.13% | 2.15%
5 year | Certificate ($1,000 minimum balance) | 2.72% | 2.75%
Account Type | Balance | Interest Rate | APY
Premium Business | $20,000+ | 0.10% | 0.10%
Commercial Money Market Tier 1 | $0 - $24,999 | 0.05% | 0.05%
Commercial Money Market Tier 2 | $25,000 - $99,999 | 0.50% | 0.50%
Commercial Money Market Tier 3 | $100,000 - $499,999 | 0.60% | 0.60%
Commercial Money Market Tier 4 | $500,000 - $999,999 | 0.70% | 0.70%
Commercial Money Market Tier 5 | $1,000,000+ | 0.80% | 0.80%
My Community | $10,000+ | 0.10% | 0.10%
Trust/Estate Checking Tier 1-3 | $5,000 - $49,999 | 0.10% | 0.10% | Trust/Estate Checking Tier 4 | $50,000+ | 0.15% | 0.15%
Account Type | Term | Interest Rate | APY
Traditional IRA | 1 year ($100 minimum) | 2.97% | 3.00%
Traditional IRA | 3 year ($100 minimum) | 2.13% | 2.15%
Roth IRA | 1 year ($100 minimum) | 2.97% | 3.00%
Roth IRA | 3 year ($100 minimum) | 2.13% | 2.15%
0 | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10