APY Ledger rate-source excerpt. APY Ledger is an independent rate tracker, not affiliated with this institution. Lines containing rates, copied from the public page below; open that page for full terms. Never enter account details on apyledger.com. Source: https://colony.bank/personal/savings/certificates-of-deposit/ Read: 2026-10-22T16:21:27.000Z Certificates of Deposit | Colony Bank | Colony Bank Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view, download Adobe® Acrobat Reader (opens in new window) . 5 Month CD Rate Special – 4.00%* 11 Month CD Rate Special – 4.05%** 15 Month CD Rate Special – 3.40%*** *5 MONTH CD RATE SPECIAL -Annual Percentage Yield of 4.00% (APY) for the 5 Month Special. Accurate as of September 29, 2026, and subject to change. Minimum balance of $500 required to open. At maturity, the CD will automatically convert to a 12 month regular CD at the current rate at that time. Penalty for early withdrawal which may reduce earnings. **11 MONTH CD RATE SPECIAL -Annual Percentage Yield of 4.05% (APY) for the 11 Month Special. Accurate as of September 29, 2026, and subject to change. Minimum balance of $500 required to open. At maturity, the CD will automatically convert to a 12 month regular CD at the current rate at that time. Penalty for early withdrawal which may reduce earnings. ***15 MONTH CD RATE SPECIAL – Annual Percentage Yield of 3.40% (APY) for the 15 Month Special. Accurate as of September 29, 2026, and subject to change. Minimum balance of $500 required to open. At maturity, the CD will automatically convert to a 12 month regular CD at the current rate at that time. Penalty for early withdrawal which may reduce earnings.