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Source: https://www.civista.bank/personal-savings/cd
Read: 2026-10-22T16:21:25.000Z

Certificates of Deposit & CD Specials | Civista Bank
CD Term | Interest Rate | APY*
5 Month CD Special | 3.44% | 3.50%
6 Month CD | 3.68% | 3.75%
8 Month CD Special | 3.68% | 3.75%
11 Month CD Special | 3.68% | 3.75%
12 Month CD | 3.68% | 3.75%
15 Month CD Special | 3.92% | 4.00%
24 Month CD Special | 3.92% | 4.00%
36 Month CD Special | 3.92% | 4.00%
Term | Penalty Imposed for Early Withdrawal
5 Month CD | 1 Month
6 - 12 Month CD | 3 Months
13 - 18 Month CD | 6 Months
24 - 48 Month CD | 12 Months
60 Month CD | 24 Months
Table | Statement Savings | NexGen Savings | Money Market Account | Index Money Market Account | CD
Earns Interest | Interest earned with $100+
Minimum Opening Balance | $25 | $5 | $2,500 | $25,000 | Varies based on terms 1
Minimum Balance to Avoid Monthly Service Charge | $200 | $5 | $2,500 | $25,000 | $5
Monthly Service Charge | $2 | $5 | $12 | $15 | $5
1 The minimum to open and earn the APY is $500 for CDs opened in a branch. Featured 8-month term CD minimum to open and earn APY online is $10,000; minimum to open and earn APY for other terms online is $1,000.