APY Ledger rate-source excerpt. APY Ledger is an independent rate tracker, not affiliated with this institution.
Lines containing rates, copied from the public page below; open that page for full terms. Never enter account details on apyledger.com.

Source: https://www.connexcu.org/home/member-info-resources/current-rates
Read: 2026-10-22T16:21:33.000Z

Term Share & IRA Certificates (Standard) | Save To Win
Money Markets | IRA Share Accounts | Special Purpose Account | Regular Share Accounts | Pathways™ Share Accounts | Checking Accounts | Plus Checking | HSAs | Business Accounts | Auto Loans | Motorcycle Loans | E-Bike Loans | Personal Loans | Mortgages | Home Equity Loans & Lines
Dividend Rate with Your Choice Checking | APY* with Your Choice Checking | Regular Dividend Rate | Regular APY*
6 Month (IRA certificate not eligible) | 1.094% | 1.10% | 0.995% | 1.00% | Open Now
12 Months | 1.094% | 1.10% | 0.995% | 1.00% | Open Now
24 Months | 1.588% | 1.60% | 1.489% | 1.50% | Open Now
36 Months | 1.686% | 1.70% | 1.588% | 1.60% | Open Now
48 Months | 1.785% | 1.80% | 1.686% | 1.70% | Open Now
60 Months | 1.883% | 1.90% | 1.785% | 1.80% | Open Now
* APY = Annual Percentage Yield. Rate effective May 13, 2024 and is subject to change at any time. Minimum deposit to open account and to earn APY is $500 (Save to Win CD minimum deposit is $25). Maximum deposit of $250,000. A penalty will be imposed for early withdrawal. Share certificate dividends are compounded daily and paid monthly. Your Choice Checking requires full Direct Deposit or an $8.99 monthly fee is imposed.
Dividend Rate | Regular APY*
12-Months Certificate of Deposit 1 | 1.489% | 1.50% | Open Now
Share Savings Account 2 | 1.489% | 1.50% | Open Now
*APY = Annual Percentage Yield.
Dividend Rate with Your Choice Checking | APY* with Your Choice Checking | Regular Dividend Rate | Regular APY*
$0 - $2,499.99 | 0.299% | 0.30% | 0.299% | 0.30% | Open Now
$2,500 - $9,999.99 | 0.498% | 0.50% | 0.399% | 0.40% | Open Now
$10,000 - $24,999.99 | 0.548% | 0.55% | 0.449% | 0.45% | Open Now
$25,000 - $49,999.99 | 0.598% | 0.60% | 0.498% | 0.50% | Open Now
$50,000 - $99,999.99 | 0.697% | 0.70% | 0.598% | 0.60% | Open Now
$100,000 - $249,999.99 | 1.558% | 1.60% | 1.489% | 1.50% | Open Now
$250,000 + | 2.569% | 2.60% | 2.471% | 2.50% | Open Now
* APY = Annual Percentage Yield. Rate effective October 1, 2024, and is subject to change at any time. No minimum balance required to open account. Money Market rates paid on a tiered rate schedule. Balances that fall below $2,500 are paid Regular Share rate. Share dividends are compounded and paid monthly. Your Choice Checking requires full Direct Deposit or an $8.99 monthly fee is imposed.
Dividend Rate | APY*
Balances $0-$24.99 | 0% | 0% | Open Now
Balances $25-$249.99 | 0.05% | 0.05% | Open Now
Balances $250-$499.99 | 0.10% | 0.10% | Open Now
Balances $500-$999.99 | 0.15% | 0.15% | Open Now
Balances $1000-$1,499.99 | 0.20% | 0.20% | Open Now
Balances $1500-$1,999.99 | 0.25% | 0.25% | Open Now
Balances over $2000 | 0.30% | 0.30% | Open Now
*APY = Annual Percentage Yield. Rate effective June 1, 2021 and is subject to change at any time. No minimum balance is required to open an account. $25 minimum deposit is required to earn APY. Mini Money Market rates paid on a tiered rate schedule. Share dividends are compounded and paid monthly.After Age 25 funds will move to a regular Money Market Share Account.
Dividend Rate | APY*
Balances under $20,000 | 0.10% | 0.10% | Visit a branch
Balances $20,000+ | 0.15% | 0.15% | Visit a branch
*APY = Annual Percentage Yield. Rate effective June 1, 2021 and is subject to change at any time. No minimum balance required to open account. Withdrawals subject to IRS penalty (consult a tax advisor.) Share dividends are compounded and paid monthly.
Dividend Rate | APY*
Balances Under $20,000 | 0.05% | 0.05% | Open Now
*APY = Annual Percentage Yield. Rate effective June 1, 2021 and is subject to change at any time. No minimum balance required to open account. Withdrawals subject to IRS penalty (consult a tax advisor.) Share dividends are compounded and paid monthly.
Dividend Rate | APY*
$25.00 and Over | 0.05% | 0.05% | Open Now
$0 - $24.99 | 0.00% | 0.00% | Open Now
*APY = Annual Percentage Yield. Rate effective June 1, 2021 and is subject to change at any time. $25 minimum deposit is required to open account, earn APY and is due prior to application for any additional services. Dividends paid on balances of $25 or more. Account subject to minimum balance requirement of $25. Share dividends are compounded and paid monthly.
Dividend Rate | APY*
$0 - $1,000 | 3.445% | 3.50% | Open Now
$1,000.01 and Over | 0.05% | 0.05% | Open Now
*APY = Annual Percentage Yield. Rate effective September 1, 2023 and is subject to change at any time. No minimum deposit is required to open account. Share dvidends are compounded and paid monthly.
Dividend Rate | APY*
Your Choice Checking | 0.05% | 0.05% | Open Now
Teen Green Checking | 0.05% | 0.05% | Visit a Branch
* APY = Annual Percentage Yield. Rate effective June 1, 2021 and is subject to change at any time. The APY for balances greater than $25,000 is shown above and depends on the balance in the account, assuming a maximum of $50,000. Balances above $50,000.00 may result in a lower APY than is stated above. Share dividends are compounded and paid monthly. Your Choice Checking requires full Direct Deposit or a $8.99 monthly fee is imposed.
Dividend Rate | APY*
$0-$25,000 | 1.49% | 1.50% | Open Now
$25,000.01-$50,000 | 0.10% | 1.50% - 0.762% | Open Now
Non-Qualified accounts | 0.05% | 0.05% | Open Now
* APY = Annual Percentage Yield. Rate effective October 1, 2024, and is subject to change at any time. If the balance in the account is $25,000.01, then the blended APY would be 1.50%. If the balance in the account is $50,000.00 then the blended APY would be 1.27%.
Dividend Rate | APY*
Health Savings/Checking Account - All Balances | 0.009% | 0.01% | Visit a Branch
*APY = Annual Percentage Yield. Rate effective October 1, 2024 and is subject to change at any time. Share dividends are compounded and paid monthly.
Dividend Rate | APY*
Business Savings ($25 minimum) | 0.05% | 0.05% | Open Now
*APY = Annual Percentage Yield. Rate effective June 1, 2021 and is subject to change at any time. $25 minimum deposit is required to open account, earn APY and is due prior to application for any additional services. Balances that fall below $1,000 are subject to $10 monthly service charge. Dividends paid on balances of $25 or more. Share dividends are compounded and paid monthly. Must be a business member to open account.
Regular Dividend Rate | Regular APY*
6 Month (IRA not eligible) | 0.995% | 1.00% | Open Now
12 Months | 0.995% | 1.00% | Open Now
24 Months | 1.489% | 1.50% | Open Now
36 Months | 1.588% | 1.60% | Open Now
48 Months | 1.686% | 1.70% | Open Now
60 Months | 1.785% | 1.80% | Open Now
* APY = Annual Percentage Yield. Rate effective May 13, 2024 and is subject to change at any time. Minimum deposit to open account and to earn APY is $500. Maximum deposit of $250,000. A penalty will be imposed for early withdrawal. Share certificate dividends are compounded daily and paid monthly. Must be a business member to open account.
Regular Dividend Rate | Regular APY*
$0 - $2,499.99 | 0.299% | 0.30% | Open Now
$2,500 - $9,999.99 | 0.399% | 0.40% | Open Now
$10,000 - $24,999.99 | 0.449% | 0.45% | Open Now
$25,000 - $49,999.99 | 0.498% | 0.50% | Open Now
$50,000 - $99,999.99 | 0.598% | 0.60% | Open Now
$100,000 - $249,999.99 | 1.489% | 1.50% | Open Now
$250,000+ | 2.471% | 2.50% | Open Now
* APY = Annual Percentage Yield. Rate effective October 1, 2024 and is subject to change at any time. No minimum balance required to open account. Business Money Market rates paid on a tiered rate schedule. Balances that fall below $2,500 are paid Regular Share rate. Share dividends are compounded and paid monthly. Must be a business member to open account.
Dividend Rate | APY*
Complete Business Checking | 0.00% | 0.00% | Open Now
Complete Business Checking Plus | 0.10% | 0.10% | Open Now
Complete Business Checking for Non-Profits | 0.10% | 0.10% | Open Now
*APY = Annual Percentage Yield. Rate effective November 15, 2021 and is subject to change at any time. No minimum balance required to open account. Balances that fall below $1,000 are subject to $14.95 monthly service charge. Checking account dividends are compounded daily and paid monthly. Must be a business member to open account.
New Car Loan | As low as 5.34% APR* | Apply Now
Used Car Loan | As low as 5.39% APR* | Apply Now
Note: New Cars are model year 2024 and newer. Used Cars are model year 2023 and older. Other rates apply for model years 2022 through 2016. Private Purchase on model year 2020 and newer, add 1.00% to the Car Base Rate. Lease Buyout is Used Car Base Rate plus 1.00%. Cash Out Refinance and Borrowing Against Title is Used Car Base Rate plus 2.50%.
* Annual Percentage Rate (APR) includes a 0.25% rate discount with Auto Pay from a Connex Credit Union checking account. The rate you pay will be based on the term of the loan and your credit history. Higher rates may apply depending on model year, used car private purchases, lease buyouts or cash out refinancing. Rates shown are for new loans only. Existing Connex Credit Union loans do not qualify. Rate of 5.34% APR is for vehicles model year 2024 and newer financed for 48 months at a monthly payment of $23.19 for each $1,000 borrowed. Rate of 5.39% APR is for a used vehicle model year 2023 financed for 48 months at a monthly payment of $23.21 for each $1,000 borrowed.
New Motorcycle Loan | As low as 7.49% APR* | Apply Now
Used Motorcycle Loan | As low as 7.79% APR* | Apply Now
* Annual Percentage Rate (APR) includes a 0.25% rate discount with Auto Pay from a Connex Credit Union checking account. Rates are determined by your credit history and model year. A new motorcycle loan, model years 2024-2026, has a rate as low as 7.49% with terms up to 60 months. A new motorcycle loan at 7.49% for 60 months has a payment of $20.04 per $1,000 borrowed. A used motorcycle loan, model years 2022-2023, has a rate as low as 7.79% with terms up to 60 months. A used motorcycle loan at 7.79% for 60 months has a payment of $20.18 per $1,000 borrowed. Ask about financing for older models. Rates valid as of January 1, 2026 and subject to change or may be withdrawn at any time. Existing Connex Credit Union loans do not qualify. A $25 balance in your Connex share savings account required.
E-Bike Personal UNSECURED 24 months | Rates as low as 7.74% APR* | Apply Now
E-Bike Personal UNSECURED 36 months | Rates as low as 7.74% APR* | Apply Now
E-Bike Personal UNSECURED 48-60 months | Rates as low as 8.74% APR* | Apply Now
#### *APR = Annual Percentage Rate. A 7.74% APR is representative of a 24-month e-bike loan and the monthly payment would be $45.12 for each $1,000 borrowed. A 7.74% APR is representative of a 36-month e-bike loan and the monthly payment would be $31.23 for each $1,000 borrowed. Other rates and terms available upon approved credit. Programs, rates, terms, and conditions are subject to change at any time and may be withdrawn without notice. Annual Percentage Rates include a 0.25% rate discount with Auto Pay from a Connex Credit Union checking account. The rate you pay will be determined by the term of the loan, your credit history, and other factors. All loans are subject to credit approval, underwriting guidelines and membership eligibility. Other terms and conditions may apply. Minimum loan amount is $1,000 and maximum loan amount is $20,000. Refinancing existing Connex loans not eligible. Offer good as of September 21, 2026.
Overdraft Plus Line of Credit | 17.50% APR (variable)*
Personal 12-36 months | Rates as low as 8.74% APR** | Apply Now
Personal 48 months | Rates as low as 9.74% APR** | Apply Now
*Variable Rate Overdraft Plus Line of Credit: For all advances the Annual Percentage Rate (APR) is subject to change the first day of the month during which your 6 month anniversary occurs and every 6 months thereafter. The Annual Percentage Rate (APR) for new and existing balances will be the previous two month's average of the 26 Week Treasury Bill Auction Rate (Index), rounded to the next higher .25%, plus a Margin of 13.50%. We will use the most recent Index value available to us as of the last of the month preceding any annual percentage rate adjustment. The APR will change on the first day of each month to reflect any change in the Index. The APR will never be greater than 18.00% or the maximum rate allowed by law, whichever is less.
**APR = Annual Percentage Rate. A 8.74% APR is representative of a 36-month personal loan and the monthly payment would be $31.69 for each $1,000 borrowed. Other rates and terms available upon approved credit. Programs, rates, terms, and conditions are subject to change at any time and may be withdrawn without notice. Annual Percentage Rates include a 0.25% rate discount with Auto Pay from a Connex Credit Union checking account. The rate you pay will be determined by the term of the loan, your credit history, and other factors. All loans are subject to credit approval, underwriting guidelines and membership eligibility. Other terms and conditions may apply. Minimum loan amount is $1,000 and maximum loan amount is $20,000. Refinancing existing Connex loans not eligible.
New Recreational Vehicle | As low as 8.00% APR* | Apply Now
Used Recreational Vehicle | As low as 8.75% APR* | Apply Now
*APR= Annual Percentage Rate. An 8.00% APR is for a 5-year term on a NEW recreational vehicle loan at a monthly payment of $20.29 for each $1,000 borrowed. An 8.75% APR is for a 5-year term on an USED recreational vehicle loan at a monthly payment of $20.64 for each $1,000 borrowed. Annual Percentage rates include a 0.25% rate discount with Auto Pay from a Connex Credit Union checking account. The rate you pay will be determined by the term of the loan and your credit history. Rates available on approved credit. Rates shown are for new loans only. Existing Connex Credit Union loans do not qualify. A $25 balance in your share savings account is required.
Term | Loans up to $24,999 | Payment Example Per $1,000 Financed | Loans $25,000 or More | Payment Example Per $1,000 Financed
5 Years | 6.00% APR* | $19.34 | 5.75% APR* | $19.22 | Apply Now
7 Years | 6.00% APR* | $14.61 | 5.75% APR* | $14.49 | Apply Now
10 Years | 6.25% APR* | $11.23 | 6.00% APR* | $11.11 | Apply Now
15 Years | 6.625% APR* | $8.78 | 6.375% APR* | $8.64 | Apply Now
20 Years | 6.875% APR* | $7.68 | 6.625% APR* | $7.53 | Apply Now
* APR = Annual Percentage Rate. Fixed Rates above are based on borrowing up to 80% of equity in home. Term up to 20 years. Up to 100% loan-to-value financing available, higher rates apply. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice. Proof of homeowner's insurance is required for all Home Equity products. Home Equity financing on CT owner-occupied properties only. Not available for homes currently for sale. Refinancing existing Connex home equities not eligible. All loans are subject to credit and underwriting approval. Home Equity Loans have no application fee and no closing costs. Other terms and conditions may apply. A $25 balance in your Connex share savings account required. Interest may be tax deductible, please consult your tax advisor.
Term | Loans up to $24,999 | Payment Example Per $1,000 Financed | Loans $25,000 or More | Payment Example Per $1,000 Financed
5 Years | 6.25% APR* | $19.45 | 6.00% APR* | $19.34 | Apply Now
7 Years | 6.25% APR* | $14.73 | 6.00% APR* | $14.61 | Apply Now
10 Years | 6.50% APR* | $11.36 | 6.25% APR* | $11.23 | Apply Now
15 Years | 6.875% APR* | $8.92 | 6.625% APR* | $8.78 | Apply Now
20 Years | 7.125% APR* | $7.83 | 6.875% APR* | $7.68 | Apply Now
* APR = Annual Percentage Rate. Fixed Rates above are based on borrowing up to 80% of equity in home. Term up to 20 years. Up to 100% loan-to-value financing available, higher rates apply. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice. Proof of homeowner's insurance is required for all Home Equity products. Home Equity financing on CT owner-occupied properties only. Not available for homes currently for sale. Refinancing existing Connex home equities not eligible. All loans are subject to credit and underwriting approval. Home Equity Loans have no application fee and no closing costs. Other terms and conditions may apply. A $25 balance in your Connex share savings account required. Interest may be tax deductible, please consult your tax advisor.
### Home Equity Line of Credit Rates on September 21, 2026: Current rate is 6.75% APR †
†APR = Annual Percentage Rate - The Annual Percentage Rate (APR) of 6.75% is a variable rate based on an Index minus 0.25%. The Index is the highest United States Prime Rate as published in the Eastern Edition of The Wall Street Journal on the last business day before the start of each month’s billing cycle. As of 9/17/2026, the Prime Rate was 7.00%. The APR cannot fall below the minimum of 3.00% nor exceed a maximum of 18.00%. Obtain credit advances for 10 years (Draw Period), make interest only payments or principal and interest payments during this period, then repay the remaining balance over the next 10 years (Repayment Period). The principal balance will not decrease if interest-only payments are made. The maximum combined loan-to value ratio (existing mortgage loan balances plus Home Equity Credit Line limit) is 80% of appraised value. The minimum line of credit amount is $10,000 and up to a maximum of $300,000. The minimum credit advance that you can make is $500. Third party fees may need to be reimbursed if the loan is closed within the first 24 months. Connex Home Equity Line of Credit has no application fee, no closing costs, and no annual fee. Proof of homeowners insurance required. CT owner-occupied properties only. Not available for homes currently for sale. Programs, rates, terms, and conditions are subject to change and may be withdrawn without notice. Other terms and conditions may apply. A $25 balance in your Connex share savings account required. Up to 100% loan-to-value financing available, higher rates apply. Interest may be tax deductible, please consult your tax advisor. All loans are subject to credit and underwriting approval. Refinancing existing Connex home equities not eligible. To join Connex, you must live, work, worship, or attend school in Hartford, Middlesex, New Haven, or Fairfield County and have a $25 deposit in your share savings account.