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Source: https://www.epnb.com/rates/ Read: 2026-10-22T16:21:56.000Z Rates | Ephrata National Bank Available Terms | | Requirements & Ranges | | Interest Rate | | APY* Short Term CD (15-90 Days) | | $2,500 min. to open | | 0.05% | | 0.05% Short Term CD (15-90 Days) | | $100,000 and up | | 0.05% | | 0.05% 3 Month CD | | $500 min. to open | | 0.40% | | 0.40% 3 Month CD | | $100,000 and up | | 0.50% | | 0.50% 4-6 Month CD or IRA | | $500 min. to open | | 0.75% | | 0.75% 4-6 Month CD or IRA | | $100,000 and up | | 0.85% | | 0.85% 7-11 Month CD or IRA | | $500 min. to open | | 1.15% | | 1.15% 7-11 Month CD or IRA | | $100,000 and up | | 1.25% | | 1.26% 12-17 Month CD or IRA | | $500 min. to open | | 1.15% | | 1.15% 12-17 Month CD or IRA | | $100,000 and up | | 1.25% | | 1.26% 13 Month CD or IRA | | Contact your local Community Banking Office for specials. 18-23 Month CD or IRA | | $500 min. to open | | 1.15% | | 1.15% 18-23 Month CD or IRA | | $100,000 and up | | 1.25% | | 1.26% 24-29 Month CD or IRA | | $500 min. to open | | 1.15% | | 1.15% 24-29 Month CD or IRA | | $100,000 and up | | 1.25% | | 1.26% 30-35 Month CD or IRA | | $500 min. to open | | 1.15% | | 1.15% 30-35 Month CD or IRA | | $100,000 and up | | 1.25% | | 1.26% 36-47 Month CD or IRA | | $500 min. to open | | 1.15% | | 1.15% 36-47 Month CD or IRA | | $100,000 and up | | 1.25% | | 1.26% 48-59 Month CD or IRA | | $500 min. to open | | 1.15% | | 1.15% 48-59 Month CD or IRA | | $100,000 and up | | 1.25% | | 1.26% 60 Month CD or IRA | | $500 min. to open | | 1.15% | | 1.15% 60 Month CD or IRA — $100,000 and up | | $100,000 and up | | 1.25% | | 1.26% Flex IRA CD** (18 month term) | | $10 min. to open | | 0.05% | | 0.05% Requirements & Ranges | $2,500 min. to open Interest Rate | 0.05% APY* | 0.05% Requirements & Ranges | $100,000 and up Interest Rate | 0.05% APY* | 0.05% Requirements & Ranges | $500 min. to open Interest Rate | 0.40% APY* | 0.40% Requirements & Ranges | $100,000 and up Interest Rate | 0.50% APY* | 0.50% Requirements & Ranges | $500 min. to open Interest Rate | 0.75% APY* | 0.75% Requirements & Ranges | $100,000 and up Interest Rate | 0.85% APY* | 0.85% Requirements & Ranges | $500 min. to open Interest Rate | 1.15% APY* | 1.15% Requirements & Ranges | $100,000 and up Interest Rate | 1.25% APY* | 1.26% Requirements & Ranges | $500 min. to open Interest Rate | 1.15% APY* | 1.15% Requirements & Ranges | $100,000 and up Interest Rate | 1.25% APY* | 1.26% Requirements & Ranges | Contact your local Community Banking Office for specials. Requirements & Ranges | $500 min. to open Interest Rate | 1.15% APY* | 1.15% Requirements & Ranges | $100,000 and up Interest Rate | 1.25% APY* | 1.26% Requirements & Ranges | $500 min. to open Interest Rate | 1.15% APY* | 1.15% Requirements & Ranges | $100,000 and up Interest Rate | 1.25% APY* | 1.26% Requirements & Ranges | $500 min. to open Interest Rate | 1.15% APY* | 1.15% Requirements & Ranges | $100,000 and up Interest Rate | 1.25% APY* | 1.26% Requirements & Ranges | $500 min. to open Interest Rate | 1.15% APY* | 1.15% Requirements & Ranges | $100,000 and up Interest Rate | 1.25% APY* | 1.26% Requirements & Ranges | $500 min. to open Interest Rate | 1.15% APY* | 1.15% Requirements & Ranges | $100,000 and up Interest Rate | 1.25% APY* | 1.26% Requirements & Ranges | $500 min. to open Interest Rate | 1.15% APY* | 1.15% Requirements & Ranges | $100,000 and up Interest Rate | 1.25% APY* | 1.26% Requirements & Ranges | $10 min. to open Interest Rate | 0.05% APY* | 0.05% *Annual Percentage Yield. APY assumes interest remains on deposit until maturity. Fees may reduce earnings. Rates are effective as of December 15, 2025 and are subject to change without notice. Penalties assessed on early withdrawals. Minimum Amount to Open | | Minimum Amount to Earn Interest | | Interest Rate | | APY* $10 | | $0 | | 0.05% | | 0.05% Minimum Amount to Earn Interest | $0 Interest Rate | 0.05% APY* | 0.05% Minimum Amount to Open | | Minimum Amount to Avoid $5 Monthly Maintenance Fee | | Minimum Amount to Earn Interest | | Interest Rate | | APY* $100 | | $100 | | $0 | | 0.05% | | 0.05% Minimum Amount to Avoid $5 Monthly Maintenance Fee | $100 Minimum Amount to Earn Interest | $0 Interest Rate | 0.05% APY* | 0.05% Balance Required to Obtain APY* | | Interest Rate | | APY* $0 to $49,999 | | 0.05% | | 0.05% $50,000 to $99,999 | | 0.05% | | 0.05% $100,000 to $249,999 | | 0.05% | | 0.05% $250,000 to $499,999 | | 0.15% | | 0.15% $500,000 and up | | 0.15% | | 0.15% Interest Rate | 0.05% APY* | 0.05% Interest Rate | 0.05% APY* | 0.05% Interest Rate | 0.05% APY* | 0.05% Interest Rate | 0.15% APY* | 0.15% Interest Rate | 0.15% APY* | 0.15% Balance Required to Obtain APY* | | Interest Rate | | APY* $0 to $9,999 | | 0.10% | | 0.10% $10,000 to $24,999 | | 0.20% | | 0.20% $25,000 to $49,999 | | 0.30% | | 0.30% $50,000 to $99,999 | | 0.85% | | 0.85% $100,000 to $249,999 | | 0.85% | | 0.85% $250,000 to $499,999 | | 1.04% | | 1.04% $500,000 to $999,999 | | 1.04% | | 1.04% $1,000,000 and up | | 1.93% | | 1.95% Interest Rate | 0.10% APY* | 0.10% Interest Rate | 0.20% APY* | 0.20% Interest Rate | 0.30% APY* | 0.30% Interest Rate | 0.85% APY* | 0.85% Interest Rate | 0.85% APY* | 0.85% Interest Rate | 1.04% APY* | 1.04% Interest Rate | 1.04% APY* | 1.04% Interest Rate | 1.93% APY* | 1.95% Loan Type | | Term | | APR 1 | | Monthly Payment/$10,000 HomeLine Line of Credit Introductory Rate 2 3 4 5 6 7 8 | | 25 year draw period | | 3.99% 9 | | $83.89 HomeLine Line of Credit Advertised Rate 2 3 4 5 6 7 8 | | 25 year draw period | | 7.00% | | $109.45 Term | 25 year draw period APR1 | 3.99% 9 Monthly Payment/$10,000 | $83.89 Term | 25 year draw period APR1 | 7.00% Monthly Payment/$10,000 | $109.45 3. This is a variable rate home equity line of credit not to exceed 18% APR. The variable rate is based on Wall Street Journal Prime (WSJP) Rate plus 0.75%, currently 7.75% APR as of 09/17/2026. 25-year draw period. Monthly payment equals 0.50% principal balance plus interest on billing date ($50 minimum). Minimum payment may result in balloon payment at maturity. The advertised rate of 7.00% APR is our standard rate with the following discounts applied: 1) automatic payment deduction from an ENB deposit account, 2) a credit score of 750 or greater, 3) a minimum line amount of $50,000. 4) Loan amounts will not exceed 80% Loan to Value (LTV) ratio. 5. Loan amounts will not exceed 90% Loan to Value (LTV) ratio. Offer good on consumer purpose loans or lines secured with a primary residence. Homeowner insurance required. Flood insurance may be required. 9. The 3.99% 9-month introductory rate is for the first nine monthly billing cycles after closing and applies to new lines of credit opened with $25,000 or more of new money and requires an automatic deduction of payment from an ENB deposit account. Offer good on consumer purpose Home Equity Line of Credit (HELOC) secured with a primary residence. Ephrata National Bank, Member FDIC. Equal Housing Lender. Amount 3 4 5 | | Term | | APR 1 | | Monthly Payment/$10,000 2 | | Max. LTV $500 – $24,999 | | 60 Mo. | | 4.50% 6 | | $186.44 | | 100% $25,000 – $49,999 | | 60 Mo. | | 4.38% 7 | | $185.87 | | 100% $50,000 and greater | | 60 Mo. | | 4.25% 8 | | $185.30 | | 100% Term | 60 Mo. APR1 | 4.50% 6 Monthly Payment/$10,0002 | $186.44 Max. LTV | 100% Term | 60 Mo. APR1 | 4.38% 7 Monthly Payment/$10,0002 | $185.87 Max. LTV | 100% Term | 60 Mo. APR1 | 4.25% 8 Monthly Payment/$10,0002 | $185.30 Max. LTV | 100% 5. APR is equal to the greater of the following: the listed rate above or 1% above the rate being paid on the CD. 6. The advertised rate is our base rate of 5.00% with the following discounts: a) a credit score of 700 or greater, b) automatic payment deduction from an ENB deposit account, and c) a maximum debt to income ratio of 45%. 7. The advertised rate is our base rate of 4.875% with the following discounts: a) a credit score of 700 or greater, b) automatic payment deduction from an ENB deposit account, and c) a maximum debt to income ratio of 45%. 8. The advertised rate is our base rate of 4.75% with the following discounts: a) a credit score of 700 or greater, b) automatic payment deduction from an ENB deposit account, and c) a maximum debt to income ratio of 45%. Ephrata National Bank, Member FDIC. Equal Housing Lender. Amount 3 4 | | Term | | APR 1 | | Monthly Payment/$10,000 2 $500 – $9,999 | | 36 Mo. | | 10.98% 5 | | $327.29 $10,000 – $20,000 | | 36 Mo. | | 10.74% 6 | | $326.16 Term | 36 Mo. APR1 | 10.98% 5 Monthly Payment/$10,0002 | $327.29 Term | 36 Mo. APR1 | 10.74% 6 Monthly Payment/$10,0002 | $326.16 Amount 3 4 | | Term | | APR 1 | | Monthly Payment/$10,000 2 $500 – $19,999 | | 36 Mo. | | 9.49% 5 | | $320.29 $20,000 – $50,000 | | 36 Mo. | | 8.49% 6 | | $315.64 Term | 36 Mo. APR1 | 9.49% 5 Monthly Payment/$10,0002 | $320.29 Term | 36 Mo. APR1 | 8.49% 6 Monthly Payment/$10,0002 | $315.64 Amount 3 4 | | Term | | APR 1 | | Monthly Payment/$10,000 2 $20,000 -$49,999 | | 36 Mo. | | 8.49% 9 | | $315.64 $50,000 – $100,000 | | 36 Mo. | | 7.98% 10 | | $313.28 Term | 36 Mo. APR1 | 8.49% 9 Monthly Payment/$10,0002 | $315.64 Term | 36 Mo. APR1 | 7.98% 10 Monthly Payment/$10,0002 | $313.28 5 The advertised rate is our base rate of 11.49% with the following discounts: a) a credit score of 700 or greater, b) automatic payment deduction from an ENB deposit account, and c) a maximum debt to income ratio of 45%. 6 The advertised rate is our base rate of 11.25% with the following discounts: a) a credit score of 700 or greater, b) automatic payment deduction from an ENB deposit account, c) a maximum debt to income ratio of 45%. 7 The advertised rate is our base rate of 10.00% with the following discounts: a) a credit score of 700 or greater, b) automatic payment deduction from an ENB deposit account, and c) a maximum debt to income ratio of 45%. 8 The advertised rate is our base rate of 9.00% with the following discounts: a) a credit score of 700 or greater, b) automatic payment deduction from an ENB deposit account, and c) a maximum debt to income ratio of 45%. 9 The advertised rate is our base rate of 9.00% with the following discounts: a) a credit score of 700 or greater, b) automatic payment deduction from an ENB deposit account, and c) a maximum debt to income ratio of 45%. 10 The advertised rate is our base rate of 8.49% with the following discounts: a) a credit score of 700 or greater, b) automatic payment deduction from an ENB deposit account, and c) a maximum debt to income ratio of 45%. Ephrata National Bank, Member FDIC. Equal Housing Lender. Vehicle Loan 3 4 5 | | Term | | APR 1 | | Monthly Payment/$10,000 2 | | Max. LTV | | Min. Down New Vehicle | | 72 Mo. | | 5.99% 6 | | $165.67 | | 100% | | 0% 1 - 2 Year Old Models | | 72 Mo. | | 6.75% 7 | | $169.28 | | 100% | | 0% 3+ Year Old Models | | 48 Mo. | | 8.25% 8 | | $245.28 | | 90% | | 10% Term | 72 Mo. APR1 | 5.99% 6 Monthly Payment/$10,0002 | $165.67 Max. LTV | 100% Min. Down | 0% Term | 72 Mo. APR1 | 6.75% 7 Monthly Payment/$10,0002 | $169.28 Max. LTV | 100% Min. Down | 0% Term | 48 Mo. APR1 | 8.25% 8 Monthly Payment/$10,0002 | $245.28 Max. LTV | 90% Min. Down | 10% 6. The advertised rate is our base rate of 6.49% with the following discounts: a) a credit score of 700 or greater, b) automatic payment deduction from an ENB deposit account and c) a maximum loan amount of $100,000. 7. The advertised rate is our base rate of 7.25% with the following discounts: a credit score of 700 or greater, b) automatic payment deduction from an ENB deposit account and c) a maximum loan amount of $100,000. 8. The advertised rate is our base rate of 8.75% with the following discounts: a) a credit score of 700 or greater, b) automatic payment deduction from an ENB deposit account and c) a maximum loan amount of $50,000. Amount 3 | | APR 1 | | Monthly Payment/$5,000 2 $250 – $4,999 | | 14.00% 4 | | $159.45 $5,000 – $20,000 | | 13.50% 5 | | $157.33 APR1 | 14.00% 4 Monthly Payment/$5,0002 | $159.45 APR1 | 13.50% 5 Monthly Payment/$5,0002 | $157.33 Amount 3 | | APR 1 | | Monthly Payment/$5,000 2 $500 – $19,999 | | 11.00% 6 | | $146.71 $20,000 – $50,000 | | 10.50% 7 | | $144.59 APR1 | 11.00% 6 Monthly Payment/$5,0002 | $146.71 APR1 | 10.50% 7 Monthly Payment/$5,0002 | $144.59 Amount 3 | | APR 1 | | Monthly Payment/$5,000 2 $20,000 – $49,999 | | 10.50% 8 | | $144.59 $50,000 – $100,000 | | 8.50% 9 | | $136.06 APR1 | 10.50% 8 Monthly Payment/$5,0002 | $144.59 APR1 | 8.50% 9 Monthly Payment/$5,0002 | $136.06 3. This product is a variable rate line of credit based on Wall Street Journal Prime (WSJP), our standard rate, currently 7.00% as of 09/17/2026, plus a margin between 2% and 7.5% determined by credit score, loan amount, and debt to income ratio, and will not exceed 18% APR. Monthly payment equals 2.00% of the principal balance outstanding on the last day of the billing cycle plus accrued interest ($25 minimum). 4. The advertised rate is based on Wall Street Journal Prime (WSJP), currently 7.00% as of 09/17/2026, + 7.5% with the following discounts: a) a credit score of 700 or greater, b) automatic payment deduction from an ENB deposit account, and c) a maximum debt to income ratio of 41%. 5. The advertised rate is based on Wall Street Journal Prime (WSJP), currently 7.00% as of 09/17/2026, + 7.0% with the following discounts: a) a credit score of 700 or greater, b) automatic payment deduction from an ENB deposit account, and c) a maximum debt to income ratio of 41%. 6. The advertised rate is based on Wall Street Journal Prime (WSJP), currently 7.00% as of 09/17/2026, + 4.5% with the following discounts: a) a credit score of 700 or greater, b) automatic payment deduction from an ENB deposit account, and c) a maximum debt to income ratio of 45%. 7. The advertised rate is based on Wall Street Journal Prime (WSJP), currently 7.00% as of 09/17/2026, + 4.0% with the following discounts: a) a credit score of 700 or greater, b) automatic payment deduction from an ENB deposit account, and c) a maximum debt to income ratio of 45%. 8. The advertised rate is based on Wall Street Journal Prime (WSJP), currently 7.00% as of 09/17/2026, + 4.0% with the following discounts: a) a credit score of 700 or greater, b) automatic payment deduction from an ENB deposit account, and c) a maximum debt to income ratio of 45%. 9. The advertised rate is based on Wall Street Journal Prime (WSJP), currently 7.00% as of 09/17/2026, + 2.0% with the following discounts: a) a credit score of 700 or greater, b) automatic payment deduction from an ENB deposit account, and c) a maximum debt to income ratio of 45%. Ephrata National Bank, Member FDIC. Equal Housing Lender. Type | | Rate | | Term | | Monthly Payment / $10,000 2 | | APR 1 ($350,000, 25% down) | | Minimum Down | | Time Initial Rate is Fixed | | Adjustment After Initial Period | | First Adjusted Interest Rate | | Max Lifetime Cap 30 Yr. Fixed Rate | | 7.250 % | | 30 Yr. | | $68.22 | | 7.290% | | 5% | | n/a | | n/a | | n/a | | n/a 15 Yr. Fixed Rate | | 6.750% | | 15 Yr. | | $88.49 | | 6.814% | | 5% | | n/a | | n/a | | n/a | | n/a 3/6m SOFR ARM 3 | | 7.500% | | 30 Yr. | | $69.92 | | 7.182% | | 5% | | 3 Yrs. | | 6 Months | | 6.875% | | 13.500% 5/6m SOFR ARM 3 | | 7.750% | | 30 Yr. | | $71.64 | | 7.380% | | 5% | | 5 Yrs. | | 6 Months | | 6.875% | | 12.750% 7/6m SOFR ARM 3 | | 8.000% | | 30 Yr. | | $73.38 | | 7.629% | | 5% | | 7 Yrs. | | 6 Months | | 6.875% | | 13.000% Rate | 7.250 % Term | 30 Yr. Monthly Payment / $10,0002 | $68.22 APR1 ($350,000, 25% down) | 7.290% Minimum Down | 5% Time Initial Rate is Fixed | n/a Adjustment After Initial Period | n/a First Adjusted Interest Rate | n/a Max Lifetime Cap | n/a Rate | 6.750% Term | 15 Yr. Monthly Payment / $10,0002 | $88.49 APR1 ($350,000, 25% down) | 6.814% Minimum Down | 5% Time Initial Rate is Fixed | n/a Adjustment After Initial Period | n/a First Adjusted Interest Rate | n/a Max Lifetime Cap | n/a Rate | 7.500% Term | 30 Yr. Monthly Payment / $10,0002 | $69.92 APR1 ($350,000, 25% down) | 7.182% Minimum Down | 5% Time Initial Rate is Fixed | 3 Yrs. Adjustment After Initial Period | 6 Months First Adjusted Interest Rate | 6.875% Max Lifetime Cap | 13.500% Rate | 7.750% Term | 30 Yr. Monthly Payment / $10,0002 | $71.64 APR1 ($350,000, 25% down) | 7.380% Minimum Down | 5% Time Initial Rate is Fixed | 5 Yrs. Adjustment After Initial Period | 6 Months First Adjusted Interest Rate | 6.875% Max Lifetime Cap | 12.750% Rate | 8.000% Term | 30 Yr. Monthly Payment / $10,0002 | $73.38 APR1 ($350,000, 25% down) | 7.629% Minimum Down | 5% Time Initial Rate is Fixed | 7 Yrs. Adjustment After Initial Period | 6 Months First Adjusted Interest Rate | 6.875% Max Lifetime Cap | 13.000% Type | | Rate | | Term | | Monthly Payment / $10,000 2 | | APR 1 ($850,000, 25% down) | | Minimum Down | | Time Initial Rate is Fixed | | Adjustment After Initial Period | | First Adjusted Interest Rate | | Max Lifetime Cap 30 Yr. Fixed Rate | | 9.750% | | 30 Yr. | | $85.92 | | 9.888% | | 20% | | n/a | | n/a | | n/a | | n/a 15 Yr. Fixed Rate | | 8.125% | | 15 Yr. | | $96.29 | | 8.320% | | 20% | | n/a | | n/a | | n/a | | n/a 3/6m SOFR ARM 3 | | 7.500% | | 30 Yr. | | $69.92 | | 7.158% | | 10% | | 3 Yrs. | | 6 Months | | 6.875% | | 13.500% 5/6m SOFR ARM 3 | | 7.750% | | 30 Yr. | | $71.64 | | 7.356% | | 10% | | 5 Yrs. | | 6 Months | | 6.875% | | 12.750% 7/6m SOFR ARM 3 | | 8.000% | | 30 Yr. | | $73.38 | | 7.603% | | 10% | | 7 Yrs. | | 6 Months | | 6.875% | | 13.000% Rate | 9.750% Term | 30 Yr. Monthly Payment / $10,0002 | $85.92 APR1 ($850,000, 25% down) | 9.888% Minimum Down | 20% Time Initial Rate is Fixed | n/a Adjustment After Initial Period | n/a First Adjusted Interest Rate | n/a Max Lifetime Cap | n/a Rate | 8.125% Term | 15 Yr. Monthly Payment / $10,0002 | $96.29 APR1 ($850,000, 25% down) | 8.320% Minimum Down | 20% Time Initial Rate is Fixed | n/a Adjustment After Initial Period | n/a First Adjusted Interest Rate | n/a Max Lifetime Cap | n/a Rate | 7.500% Term | 30 Yr. Monthly Payment / $10,0002 | $69.92 APR1 ($850,000, 25% down) | 7.158% Minimum Down | 10% Time Initial Rate is Fixed | 3 Yrs. Adjustment After Initial Period | 6 Months First Adjusted Interest Rate | 6.875% Max Lifetime Cap | 13.500% Rate | 7.750% Term | 30 Yr. Monthly Payment / $10,0002 | $71.64 APR1 ($850,000, 25% down) | 7.356% Minimum Down | 10% Time Initial Rate is Fixed | 5 Yrs. Adjustment After Initial Period | 6 Months First Adjusted Interest Rate | 6.875% Max Lifetime Cap | 12.750% Rate | 8.000% Term | 30 Yr. Monthly Payment / $10,0002 | $73.38 APR1 ($850,000, 25% down) | 7.603% Minimum Down | 10% Time Initial Rate is Fixed | 7 Yrs. Adjustment After Initial Period | 6 Months First Adjusted Interest Rate | 6.875% Max Lifetime Cap | 13.000% 1. APR = Annual Percentage Rate; Effective Oct. 22, 2026, 45 day rate lock period, a minimum credit score of 740 and Loan to Value (LTV) ratio of 75% to purchase a 1 unit owner occupied, single family dwelling. Rates are subject to change without notice. Rates, points (quoted rates may include up to 3 discount points) and APR will vary based on loan amount, credit score, lock period, LTV, property type, loan type and loan purpose. Loans with LTV ratios above 80% may have higher APRs and will require Private Mortgage Insurance (PMI). Homeowner insurance required. Flood insurance may be required. Fees could range from $500 to $1,500 and include a credit report, appraisal, lien search, flood search, recording and satisfaction fees. Subject to credit approval. Club Account | | Minimum Amount to Open and Earn Interest | | Interest Rate | | APY* EZSave Club | | $1 | | 0.05% | | 0.05% Minimum Amount to Open and Earn Interest | $1 Interest Rate | 0.05% APY* | 0.05% Balance Required to Obtain APY* | | Interest Rate | | APY* $0 to $9,999 | | 3.34% | | 3.39% $10,000 to $24,999 | | 3.34% | | 3.39% $25,000 to $49,999 | | 3.34% | | 3.39% $50,000 to $99,999 | | 3.34% | | 3.39% $100,000 to $249,999 | | 3.34% | | 3.39% $250,000 to $499,999 | | 3.34% | | 3.39% $500,000 to $999,999 | | 3.34% | | 3.39% $1,000,000 and up | | 3.34% | | 3.39% Interest Rate | 3.34% APY* | 3.39% Interest Rate | 3.34% APY* | 3.39% Interest Rate | 3.34% APY* | 3.39% Interest Rate | 3.34% APY* | 3.39% Interest Rate | 3.34% APY* | 3.39% Interest Rate | 3.34% APY* | 3.39% Interest Rate | 3.34% APY* | 3.39% Interest Rate | 3.34% APY* | 3.39%