APY Ledger rate-source excerpt. APY Ledger is an independent rate tracker, not affiliated with this institution. Lines containing rates, copied from the public page below; open that page for full terms. Never enter account details on apyledger.com. Source: https://www.myeecu.org/accounts/savings/certificates-iras/share-ira-certificates Read: 2026-10-22T16:22:01.000Z TERM | MINIMUM BALANCE TO OPEN | APY* | DIVIDEND RATE 91 Day | $500 | 2.80% | 2.76% | $10,000 | 2.85% | 2.81% | $50,000 | 2.90% | 2.86% | $100,000 | 2.95% | 2.91% 6 Month | $500 | 3.10% | 3.06% | $10,000 | 3.15% | 3.11% | $50,000 | 3.20% | 3.15% | $100,000 | 3.25% | 3.20% 1 Year | $500 | 3.40% | 3.35% | $10,000 | 3.45% | 3.40% | $50,000 | 3.51% | 3.45% | $100,000 | 3.56% | 3.50% 18 Month | $500 | 3.51% | 3.45% | $10,000 | 3.56% | 3.50% | $50,000 | 3.61% | 3.55% | $100,000 | 3.66% | 3.60% 2 Year | $500 | 3.56% | 3.50% | $10,000 | 3.61% | 3.55% | $50,000 | 3.66% | 3.60% | $100,000 | 3.71% | 3.65% 3 Year | $500 | 3.61% | 3.55% | $10,000 | 3.66% | 3.60% | $50,000 | 3.71% | 3.65% | $100,000 | 3.76% | 3.70% * APY = Annual Percentage Yield. Rates and terms are subject to change without notice. APY assumes principal and dividends remain on deposit for the length of the term. Any fee, withdrawal or transfer reduces earnings and there may be penalties for early withdrawal.