APY Ledger rate-source excerpt. APY Ledger is an independent rate tracker, not affiliated with this institution.
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Source: https://www.fivestarcu.com/resources/deposit-rates
Read: 2026-10-22T16:22:13.000Z

Checking and Savings Rates | AL & GA Deposit Account | Five Star Home
Type | Annual Dividend Rate | APY*
Savings (Share) Account | 0.05% | 0.05%
Checking Account | See Checking Options | 0.05%
Club Accounts (Vacation, Christmas; etc.) | 0.35% | 0.35%
IRA Savings (Non-Certificate) | 0.50% | 0.50%
Youth Savings | 0.85% | 0.85%
*APY is Annual Percentage Yield. Variable rates subject to change. Fees, if incurred, may reduce earnings.
Type | Annual Dividend Rate | APY*
6 Months | 3.59% | 3.65%
12 Months | 3.74% | 3.80%
24 Months | 3.54% | 3.60%
36 Months | 3.49% | 3.55%
48 Months | 3.45% | 3.50%
60 Months | 3.40% | 3.45%
*APY is Annual Percentage Yield. Variable rates subject to change. Fees, if incurred, may reduce earnings.
Balance | Annual Dividend Rate | APY*
$2,000 - $49,999.99 | 1.30% | 1.31%
$50,000 - $99,999.99 | 1.50% | 1.51%
$100,000 or greater | 1.75% | 1.76%
Type | Annual Dividend Rate | APY*
$25,000 - $99,999.99 | 0.25% | 0.25%
$100,000 - $249,999.99 | 0.50% | 0.50%
$250,000 or greater | 0.75% | 0.75%
*APY is Annual Percentage Yield. Variable rates subject to change. Fees, if incurred, may reduce earnings.