APY Ledger rate-source excerpt. APY Ledger is an independent rate tracker, not affiliated with this institution. Lines containing rates, copied from the public page below; open that page for full terms. Never enter account details on apyledger.com. Source: https://www.florencebank.com/personal/deposit-accounts/certificate-of-deposit Read: 2026-10-22T16:22:14.000Z Certificate of Deposit Accounts MA | 3 - 60 Month CD Rates | Florence Bank Home Product Name | Annual Percentage Yield (APY) | Annual Interest Rate | Minimum Balance To Open | Minimum Balance To Obtain The APY 3 Month CD | 1.00% | 1.00% | $500 | $500 | Open Account 5 Month CD | 3.30 % | 3.25% | $500 | $500 | Open Account 6 Month CD | 1.50% | 1.49% | $500 | $500 | Open Account 7 Month Easy-Out CD* | 3.00% | 2.96% | $5,000 | $500 | Open Account 9 Month CD | 3.40% | 3.35% | $500 | $500 | Open Account 12 Month CD | 1.50% | 1.49% | $500 | $500 | Open Account 14 Month CD | 3.55% | 3.49% | $500 | $500 | Open Account 16 Month CD | 3.10% | 3.06% | $500 | $500 | Open Account 17 Month Easy-Out CD* | 0.15% | 0.15% | $5,000 | $500 | Open Account 18 Month CD | 0.20% | 0.20% | $500 | $500 | Open Account 24 Month CD | 2.15% | 2.13% | $500 | $500 | Open Account 30 Month CD | 0.35% | 0.35% | $500 | $500 | Open Account 36 Month CD | 3.00% | 2.96% | $500 | $500 | Open Account 48 Month CD | 3.00% | 2.96% | $500 | $500 | Open Account 60 Month CD | 3.00% | 2.96% | $500 | $500 | Open Account