APY Ledger rate-source excerpt. APY Ledger is an independent rate tracker, not affiliated with this institution.
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Source: https://www.firstflorida.org/rates/deposit-rates
Read: 2026-10-22T16:22:18.000Z

Amount | Dividend Rate | Annual Percentage Yield
$0.00 – $49,999.99 | .10% | .10%
$50,000.00 – and over | .20% | .20%
Amount | Dividend Rate | Annual Percentage Yield
$0.00 - $9,999.99 | .10% | .10%
$10,000.00 - $99,999.99 | .20% | .20%
$100,000.00 - and over | .25% | .25%
Type | Minimum to Open | Interest Rate | Annual Percentage Yield |
3 Month | $1,000 | 3.20% | 3.25% | Open
6 Month | $1,000 | 3.40% | 3.45% | Open
12 Month | $1,000 | 3.64% | 3.70% | Open
18 Month | $1,000 | 3.59% | 3.65% | Open
24 Month | $1,000 | 3.74% | 3.80% | Open
30 Month | $1,000 | 3.74% | 3.80% | Open
36 Month | $1,000 | 3.83% | 3.90% | Open
48 Month | $1,000 | 3.59% | 3.65% | Open
60 Month | $1,000 | 3.45% | 3.50% | Open
24 Month Step* | $1,000 | 3.64% | 3.70% | Call
24 Month Sand Dollar** | $300 | 3.74% | 3.80% | Call
*At maturity, this certificate will automatically renew as a regular 24 month term at the rate in effect at that time. Once during the term, you may exchange this APY for the current APY in effect at that time. You may also add any amount to the balance at the same time.
Amount | Dividend Rate | Annual Percentage Yield
$2,500.00 - $24,999.99 | 1.08% | 1.09%
$25,000.00 - $49,999.99 | 1.18% | 1.19%
$50,000.00 - $99,999.99 | 1.38% | 1.39%
$100,000.00 - $249,999.99 | 1.48% | 1.49%
$250,000.00 - and over | 1.48% | 1.49%
Amount | Dividend Rate | Annual Percentage Yield
$0.00 – and above | .20% | .20%
Amount | Dividend Rate | Annual Percentage Yield
$0.00 – $99.99 | 0.00% | 0.00%
$100.00 – $999.99 | .10% | .10%
$1,000.00 and over | .20% | .20%