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Source: https://www.five-starbank.com/resources/cd-and-ira-rates
Read: 2026-10-22T16:22:10.000Z

CD And IRA Rates | Five Star Bank Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view, click here to download Adobe® Acrobat Reader .
Balances | $500.00 to $2,499.99 | $2,500.00 to $9,999.99 | $10,000.00 to $24,999.99 | $25,000.00 to $250,000.00 2
Term | Interest Rate | APY* | INTEREST Rate | APY* | Interest Rate | APY* | Interest Rate | APY*
4 Month | 2.96% | 3.00% | 2.96% | 3.00% | 2.96% | 3.00% | 2.96% | 3.00%
7 Month | 2.96% | 3.00% | 2.96% | 3.00% | 2.96% | 3.00% | 2.96% | 3.00%
11 Month | 3.68% | 3.75% | 3.68% | 3.75% | 3.68% | 3.75% | 3.68% | 3.75%
*APY- Annual Percentage Yield. For CDs or IRAs up to $250,000.00. A $500 minimum deposit is required to open a Five Star Bank Special CD or IRA. A penalty may be imposed for early withdrawal. Municipal customers are not eligible. Rates are as of today's date. Cannot be combined with any other offer. Subject to cancellation without notice.
Balances | $500.00 to $2,499.99 | $2,500.00 to $9,999.99 | $10,000.00 to $24,999.99 | $25,000.00 to $250,000.00 2
Term | Interest Rate | APY | INTEREST Rate | APY | Interest Rate | APY | Interest Rate | APY
3 Month | 0.20% | 0.20% | 0.20% | 0.20% | 0.20% | 0.20% | 0.20% | 0.20%
6 Month | 0.20% | 0.20% | 0.20% | 0.20% | 0.20% | 0.20% | 0.20% | 0.20%
9 Month | 0.20% | 0.20% | 0.20% | 0.20% | 0.20% | 0.20% | 0.20% | 0.20%
12 Month | 0.30% | 0.30% | 0.30% | 0.30% | 0.30% | 0.30% | 0.30% | 0.30%
15 Month | 0.30% | 0.30% | 0.30% | 0.30% | 0.30% | 0.30% | 0.30% | 0.30%
18 Month | 0.35% | 0.35% | 0.35% | 0.35% | 0.35% | 0.35% | 0.35% | 0.35%
24 Month | 0.40% | 0.40% | 0.40% | 0.40% | 0.40% | 0.40% | 0.40% | 0.40%
30 Month | 0.40% | 0.40% | 0.40% | 0.40% | 0.40% | 0.40% | 0.40% | 0.40%
32 Month | 0.45% | 0.45% | 0.45% | 0.45% | 0.45% | 0.45% | 0.45% | 0.45%
36 Month | 0.45% | 0.45% | 0.45% | 0.45% | 0.45% | 0.45% | 0.45% | 0.45%
48 Month | 0.50% | 0.50% | 0.50% | 0.50% | 0.50% | 0.50% | 0.50% | 0.50%
60 Month | 0.50% | 0.50% | 0.50% | 0.50% | 0.50% | 0.50% | 0.50% | 0.50%
Balances | $500.00 to $2,499.99 | $2,500.00 to $9,999.99 | $10,000.00 to $24,999.99 | $25,000.00 to $250,000.00 2
Term | Interest Rate | APY | INTEREST Rate | APY | Interest Rate | APY | Interest Rate | APY
3 Month | 0.10% | 0.10% | 0.10% | 0.10% | 0.10% | 0.10% | 0.10% | 0.10%
6 Month | 0.10% | 0.10% | 0.10% | 0.10% | 0.10% | 0.10% | 0.10% | 0.10%
9 Month | 0.10% | 0.10% | 0.10% | 0.10% | 0.10% | 0.10% | 0.10% | 0.10%
12 Month | 0.20% | 0.20% | 0.20% | 0.20% | 0.20% | 0.20% | 0.20% | 0.20%
15 Month | 0.20% | 0.20% | 0.20% | 0.20% | 0.20% | 0.20% | 0.20% | 0.20%
18 Month | 0.25% | 0.25% | 0.25% | 0.25% | 0.25% | 0.25% | 0.25% | 0.25%
24 Month | 0.30% | 0.30% | 0.30% | 0.30% | 0.30% | 0.30% | 0.30% | 0.30%
30 Month | 0.30% | 0.30% | 0.30% | 0.30% | 0.30% | 0.30% | 0.30% | 0.30%
32 Month | 0.35% | 0.35% | 0.35% | 0.35% | 0.35% | 0.35% | 0.35% | 0.35%
36 Month | 0.35% | 0.35% | 0.35% | 0.35% | 0.35% | 0.35% | 0.35% | 0.35%
48 Month | 0.40% | 0.40% | 0.40% | 0.40% | 0.40% | 0.40% | 0.40% | 0.40%
60 Month | 0.40% | 0.40% | 0.40% | 0.40% | 0.40% | 0.40% | 0.40% | 0.40%
1 All interest rates and Annual Percentage Yield (APY) stated above are accurate as of today's date. All CDs and IRAs are compounded daily on a 365 day basis. Fees or withdrawals could reduce earnings. Penalty may be imposed for early withdrawal. Municipal and Commercial customers are not eligible. See account disclosure for additional information. Cannot be combined with any other offer. Subject to cancellation without notice.