APY Ledger rate-source excerpt. APY Ledger is an independent rate tracker, not affiliated with this institution.
Lines containing rates, copied from the public page below; open that page for full terms. Never enter account details on apyledger.com.

Source: https://www.elgacu.com/bank/deposit-rates/
Read: 2026-10-22T16:21:54.000Z

Deposit Rates | ELGA Credit Union 9 --> Search for:
Savings Rates | Checking Rates | HSA Rates | CD/IRA Rates
Membership Share | APY | Dividend Rate
All Consumer and Business | 0.10% | 0.10%
Vibe | APY | Dividend Rate
All | 0.10% | 0.10%
Super Saver Club | APY | Dividend Rate
All | 0.15% | 0.15%
Christmas Club | APY | Dividend Rate
All | 0.15% | 0.15%
ELGA Elite | APY | Dividend Rate
$1,000.00-$4,999.99 | 0.15% | 0.15%
$5,000.00-$9,999.99 | 0.20% | 0.20%
$10,000.00-$24,999.99 | 0.25% | 0.25%
$25,000-$49,999.99 | 0.35% | 0.35%
$50,000.00-$99,999.99 | 0.35% | 0.35%
$100,000.00-$249,999.99 | 0.50% | 0.50%
$250,000.00-$499,999.99 | 0.50% | 0.50%
$500,000.00-$999,999.99 | 0.85% | 0.85%
$1,000,000+ | 1.00% | 1.00%
BAMM! Qualifier | APY | Dividend Rate
$25,000.00 – $99,999.99 | 3.05% | 3.00%
$100,000.00 – $249,999.99 | 3.30% | 3.25%
$250,000.00 or Greater | 3.56% | 3.50%
BAMM! Standard | APY | Dividend Rate
$25,000.00 – $99,999.99 | 1.71% | 1.70%
$100,000.00 – $249,999.99 | 1.87% | 1.85%
$250,000.00 or Greater | 2.02% | 2.00%
Business Money Market Account | APY | Dividend Rate
$10,000.00-$24,999.99 | 1.51% | 1.50%
$25,000.00 and up | 3.30% | 3.25%
Kasasa Saver | APY | Dividend Rate
$0.00-$250,000.00 | 1.51% | 1.50%
$250,001.00 + | 1.50%-1.14% | 0.25%
Non-Qualifying | 0.01% | 0.01%
All dividends compounded and credited quarterly except Business Money Market Accounts, BAMM! Accounts, Kasasa Saver & Kasasa Cash accounts which are compounded and credited monthly. APY = Annual Percentage Yield.
Vibe | APY | Dividend Rate
All | 0.10% | 0.10%
Basic Cash | APY | Dividend Rate
All | 0.10% | 0.10%
Kasasa Cash Back | APY | Dividend Rate
All | 0.00% | 0.00%
Kasasa Cash | APY | Dividend Rate
$0.00-$15,000.00 | 6.17% | 6.00%
$15,001.00 + | 6.17%-1.01% | 0.25%
Non-Qualifying | 0.01% | 0.01%
Focus | APY | Dividend Rate
All | 0.00% | 0.00%
Dividends compounded and credited quarterly except Kasasa Cash Classic, Kasasa Cash and Kasasa Cash with Kasasa Saver dividends are compounded and credited monthly. APY = Annual Percentage Yield.
HSA | APY | Dividend Rate
$200.00-$999.99 | 0.75% | 0.75%
$1,000-$9,999.99 | 1.25% | 1.25%
$10,000 + | 1.51% | 1.50%
Dividends compounded and credited quarterly. APY = Annual Percentage Yield.
Months | APY | Dividend Rate
Learn2Save 12-Month | 2.65% | 2.62%
Learn2Save 24-Month | 2.75% | 2.72%
Months | APY | Dividend Rate
10-Month Promo CD | 4.00% | 3.93%
10-Month Traditional IRA Promo CD | 4.00% | 3.93%
10-Month Roth IRA Promo CD | 4.00% | 3.93%
Months | APY | Dividend Rate
12-Month $0.00 - $24,999.99 | 0.75% | 0.75%
12-Month $25,000.00 and over | 0.10% | 0.10%
Amount | APY | Dividend Rate
$0.00-$9,999.99 | 0.50% | 0.50%
$10,000.00-$49,999.99 | 0.75% | 0.75%
$50,000.00-$199,999.99 | 1.00% | 1.00%
$200,000.00-$499,999.99 | 1.25% | 1.25%
$500,000.00 + | 1.51% | 1.50%
Months | APY | Dividend Rate
3-Month | 2.05% | 2.03%
6-Month | 2.60% | 2.58%
9-Month | 2.62% | 2.59%
12-Month | 2.65% | 2.62%
18-Month | 2.70% | 2.67%
24-Month | 2.75% | 2.72%
36-Month | 2.85% | 2.81%
48-Month | 2.95% | 2.91%
60-Month | 3.15% | 3.11%
72-Month | 3.20% | 3.15%
Months | APY | Dividend Rate
3-Month | 2.10% | 2.08%
6-Month | 2.65% | 2.62%
9-Month | 2.67% | 2.64%
12-Month | 2.70% | 2.67%
18-Month | 2.75% | 2.72%
24-Month | 2.80% | 2.76%
36-Month | 2.90% | 2.86%
48-Month | 3.00% | 2.96%
60-Month | 3.20% | 3.15%
72-Month | 3.25% | 3.20%
Months | APY | Dividend Rate
3-Month | 2.15% | 2.13%
6-Month | 2.70% | 2.67%
9-Month | 2.72% | 2.69%
12-Month | 2.75% | 2.72%
18-Month | 2.80% | 2.76%
24-Month | 2.85% | 2.81%
36-Month | 2.95% | 2.91%
48-Month | 3.05% | 3.01%
60-Month | 3.25% | 3.20%
72-Month | 3.30% | 3.25%
Months | APY | Dividend Rate
3-Month | 2.20% | 2.18%
6-Month | 2.75% | 2.72%
9-Month | 2.77% | 2.74%
12-Month | 2.80% | 2.76%
18-Month | 2.85% | 2.81%
24-Month | 2.90% | 2.86%
36-Month | 3.00% | 2.96%
48-Month | 3.10% | 3.06%
60-Month | 3.35% | 3.30%
72-Month | 3.40% | 3.35%
Months | APY | Dividend Rate
3-Month | 2.25% | 2.23%
6-Month | 2.80% | 2.76%
9-Month | 2.82% | 2.78%
12-Month | 2.85% | 2.81%
18-Month | 2.90% | 2.86%
24-Month | 2.95% | 2.91%
36-Month | 3.05% | 3.01%
48-Month | 3.15% | 3.11%
60-Month | 3.45% | 3.40%
72-Month | 3.51% | 3.45%
Minimum balance to earn dividends matches minimum opening balance except Save To Win where minimum balance to earn dividends is $0.00. Dividends compounded and credited monthly. APY = Annual Percentage Yield. For further details please see our Rate and Service Charges Disclosure .