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Source: https://www.gtefinancial.org/products/share-certificates
Read: 2026-10-22T16:22:36.000Z
\r\n| Term | \r\nDividend Rate | \r\nAPY* | \r\n
|---|
| 6 months | \r\n3.35% | \r\n3.40% | \r\n
| 12 months | \r\n3.50% | \r\n3.56% | \r\n
| 18 months | \r\n3.25% | \r\n3.30% | \r\n
| 24 months | \r\n3.30% | \r\n3.35% | \r\n
| 30 months | \r\n3.35% | \r\n3.40% | \r\n
| 30 months Bump Up** | \r\n3.35%** | \r\n3.40%** | \r\n
| 36 months | \r\n3.40% | \r\n3.45% | \r\n
| 48 months | \r\n3.45% | \r\n3.51% | \r\n
| 60 months | \r\n3.50% | \r\n3.56% | \r\n
\r\n"}}" id="text-a9118fdeac" class="cmp-text"> Term | Dividend Rate | APY*
6 months | 3.35% | 3.40%
12 months | 3.50% | 3.56%
18 months | 3.25% | 3.30%
24 months | 3.30% | 3.35%
30 months | 3.35% | 3.40%
30 months Bump Up** | 3.35%** | 3.40%**
36 months | 3.40% | 3.45%
48 months | 3.45% | 3.51%
60 months | 3.50% | 3.56%
\r\n| Term | \r\nDividend Rate | \r\nAPY* | \r\n
|---|
| 6 months | \r\n3.60% | \r\n3.66% | \r\n
| 12 months | \r\n3.75% | \r\n3.82% | \r\n
| 18 months | \r\n3.50% | \r\n3.56% | \r\n
| 24 months | \r\n3.55% | \r\n3.61% | \r\n
| 30 months | \r\n3.60% | \r\n3.66% | \r\n
| 36 months | \r\n3.65% | \r\n3.71% | \r\n
| 48 months | \r\n3.70% | \r\n3.76% | \r\n
| 60 months | \r\n3.75% | \r\n3.82% | \r\n
\r\n"}}" id="text-2eeed25c3c" class="cmp-text"> Term | Dividend Rate | APY*
6 months | 3.60% | 3.66%
12 months | 3.75% | 3.82%
18 months | 3.50% | 3.56%
24 months | 3.55% | 3.61%
30 months | 3.60% | 3.66%
36 months | 3.65% | 3.71%
48 months | 3.70% | 3.76%
60 months | 3.75% | 3.82%
3.82% APY*
*For non-IRA and Jumbo share certificates the Annual Percentage Yield (APY) is accurate as of 2/10/26 . The annual percentage yield assumes dividends remain in the account until maturity and any withdrawals will reduce earnings. You may not add any additional money to your certificate after opening. All dividends are compounded monthly on the day the certificate was issued. While there are no penalties for monthly dividend withdrawals a penalty may be imposed for early withdrawal which could reduce the earnings on the account and/or reduce the principal. If dividends are insufficient to cover any applicable penalties, there is the possibility of a principal reduction. You are not locked into a rate until you open or renew your certificate. Once the certificate term expires, the certificate will renew 7 calendar days after the maturity date. No withdrawals may be made on a GTE Financial Share Certificate in the first 60 days of account opening.