APY Ledger rate-source excerpt. APY Ledger is an independent rate tracker, not affiliated with this institution. Lines containing rates, copied from the public page below; open that page for full terms. Never enter account details on apyledger.com. Source: https://www.hinghamsavings.com/deposit-rates Read: 2026-10-22T16:22:45.000Z Term | Minimum Balance to Earn APY | Interest Rate | Annual Percentage Yield | Open 2 Month (No Penalty) | $1000 | 0.50% | 0.50% | Open Now 4 Month | $1000 | 3.63% | 3.70% | Open Now 5 Month | $1000 | 3.68% | 3.75% | Open Now 6 Month | $1000 | 1.00% | 1.00% | Open Now 9 Month | $1000 | 3.78% | 3.85% | Open Now 11 Month | $1000 | 3.36% | 3.42% | Open Now 1 Year | $1000 | 1.00% | 1.01% | Open Now 13 Month | $1000 | 3.27% | 3.32% | Open Now 15 Month | $1000 | 1.69% | 1.70% | Open Now 18 Month | $1000 | 1.73% | 1.75% | Open Now 2 Year | $1000 | 1.73% | 1.75% | Open Now 30 Month | $1000 | 1.69% | 1.70% | Open Now 3 Year | $1000 | 1.69% | 1.70% | Open Now 4 Year | $1000 | 1.00% | 1.00% | Open Now Early withdrawal penalties may be imposed. $1,000 minimum to open. CD offer is subject to change. APY accurate as of 22nd October 2026. CDs do not have a maximum balance limit. All deposits above the FDIC limit are fully insured by the Depositors Insurance Fund.