APY Ledger rate-source excerpt. APY Ledger is an independent rate tracker, not affiliated with this institution. Lines containing rates, copied from the public page below; open that page for full terms. Never enter account details on apyledger.com. Source: https://www.horiconbank.com/cds.html Read: 2026-10-22T16:22:51.000Z Interest Rate | Annual Percentage Yield * | Minimum Balance 31 Day CD | 3.00% | 3.04% | $1,000 .00 91 Day CD | 3.00% | 3.03% | $1,000 .00 182 Day CD (6 Month) | 3.45% | 3.48% | $1,000 .00 1 Year CD | 3.45% | 3.48% | $1,000 .00 1 1/2 Year CD (18 Month) | 3.65% | 3.69% | $1,000 .00 2 Year CD | 3.75% | 3.78% | $1,000 .00 3 Year CD | 3.00% | 3.02% | $1,000 .00 4 Year CD | 3.00% | 3.02% | $1,000 .00 5 Year CD | 3.00% | 3.02% | $1,000 .00