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Source: https://www.hfcu.org/bank/savings-accounts/certificates.html
Read: 2026-10-22T16:22:46.000Z

Dividend Rate | APY 1 | Alert Me
Term Certificates (Minimum to Open $1,000.00) | | | Receive a notification when this rate changes
3 Month | 3.928% | 4.00% | Receive a notification when this rate changes
6 Month | 3.928% | 4.00% | Receive a notification when this rate changes
9 Month | 3.928% | 4.00% | Receive a notification when this rate changes
11 Month Early Access 2 | 3.928% | 4.00% | Receive a notification when this rate changes
12 Month | 4.410% | 4.50% | Receive a notification when this rate changes
18 Month | 4.169% | 4.25% | Receive a notification when this rate changes
24 Month | 4.169% | 4.25% | Receive a notification when this rate changes
30 Month | 4.169% | 4.25% | Receive a notification when this rate changes
36 Month | 4.169% | 4.25% | Receive a notification when this rate changes
48 Month | 4.169% | 4.25% | Receive a notification when this rate changes
60 Month | 4.169% | 4.25% | Receive a notification when this rate changes
1 APY = Annual Percentage Yield. The minimum to open this account is $1,000 except where noted. For this type of account, the dividend period is monthly, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All Other dividend periods follow this same pattern of dates. The dividend declaration is the last day of the dividend period, and for the example above is January 31. If you close your account before dividends are paid, you will not receive the accrued dividend. Early withdrawal penalties may apply to certificates. Fees may reduce earnings and the principal amount may be reduced to cover the penalty. Please refer to the Disclosure for Personal Accounts for more information. Your funds at Hanscom FCU are federally insured up to at least $250,000 by the National Credit Union Administration (NCUA), an agency of the federal government. ↵ 2 The Early Access Certificate includes a special penalty-free offer after six days of opening, that is not available for rollover at maturity. When this Certificate matures, the funds and dividends will automatically be renewed to the next shortest-Term Certificate offered, which may include withdrawal penalties. You can prevent renewal if you mail notice to us at least 30 calendar days before maturity. ↵