APY Ledger rate-source excerpt. APY Ledger is an independent rate tracker, not affiliated with this institution. Lines containing rates, copied from the public page below; open that page for full terms. Never enter account details on apyledger.com. Source: https://www.lakesidebank.com/products-services/personal/personal-savings/certificate-of-deposit/ Read: 2026-10-22T16:23:11.000Z Our Kasasa Saver account pays 3.65% APY.* Click here for more information . *Rate may change after account is opened. APY is effective as of November 14, 2024. Earn 3.50% APY* on balances up to $100,000 when monthly Kasasa Cash requirements are met.** **Interest Rate & Annual Percentage Yield: When your Kasasa Cash® account qualifications are met during a Monthly Qualification Cycle, Tier 1: An interest rate of 2.96% will be paid on the portion of your daily balance that is between $25,000.00 and $0.01. The non-compounding annual percentage yield* for this tier is 3.00%. Tier 2: An interest rate of 0.10% will be paid on the portion of your daily balance that is $25,000.01 or greater. The non-compounding annual percentage yield* for this tier will range from 3.00% to 0.68%, depending on the balance in your account. 2nd tier APY range is calculated assuming a maximum balance of $125,000.00 and blending the below cap rate with the above cap rate. When your Kasasa Saver® Tier 1: An interest rate of 3.44% will be paid on the portion of your daily balance that is between $100,000.00 and $0.01. The annual percentage yield for this tier is 3.50%. Tier 2: An interest rate of 0.10% will be paid on the portion of your daily balance that is $100,000.01 or greater. The annual percentage yield for this tier will range from 3.50% to 1.87%, depending on the balance in your account. 2nd tier APY range is calculated assuming a maximum balance of $200,000.00 and blending the below cap rate with the above cap rate. • Kasasa Cash®: the interest rate paid on the entire balance will be 0.02% with a non-compounding annual percentage yield* of 0.02%.and ATM fees are not refunded. Your interest rate and annual percentage yield may change, at our discretion, without notice to you. • Kasasa Saver®: the interest rate paid on the entire balance will be 0.02% with an annual percentage yield of 0.02%. Your interest rate and annual percentage yield may change, at our discretion, without notice to you. If you have questions, visit our North Loop branch at 55 W. Wacker Drive in Chicago. Or email us at, [email protected] . Or, write to us at, Lakeside Bank Information, PO Box 5899, Chicago, IL 60680 - 5899. Rates are effective September 19, 2025. 3.00% APY* 91 Day CD 3.65% APY* 9-month CD 3.00% APY* 12-month CD 4.00% APY* 13-month CD *APY = Annual Percentage Yield. The minimum to open any CD is $2,500.00, with the exception of the 91-Day product, which is $10,000.00. All CD’s have a maximum of $250,000.00. To secure this rate, funds must remain on deposit throughout the specified period. The minimum balance required to earn the stated APY is $0.01. Funds may not be added once the account is opened. Interest will be compounded and credited quarterly. The accounts will mature 91 days, 9-months, 12-months, or 13-months from the respective opening dates. When the 91 day CD matures, it will roll into another 91 day CD, at the rate in effect at that time. Other CD’s with a duration of less than 12 months will roll into a six-month CD, at the rate in effect at that time. CD’s of 12 months or longer will roll over into a 12-month term, at the rate in effect for that product when the original CD matures. Early withdrawal subject to penalty. Lakeside Bank has the right to withdraw this offer at any time. If you have questions, visit our visit our North Loop branch at 55 W. Wacker Drive in Chicago. Or email us at, [email protected] . Or write to us at, Lakeside Bank Information, PO Box 5899, Chicago, IL 60680-5899. The interest rates are effective as of September 24, 2026, and the rates are subject to change.