APY Ledger rate-source excerpt. APY Ledger is an independent rate tracker, not affiliated with this institution.
Lines containing rates, copied from the public page below; open that page for full terms. Never enter account details on apyledger.com.

Source: https://www.launchcu.com/rates/
Read: 2026-10-22T16:23:18.000Z

Condition | Available Terms* | As low as APR*
Apply now for Auto Loan | New 2025-present | Up to 72 months | 5.09%
Used 2018-2024 | Up to 72 months | 5.59%
Condition | Available Terms* | As low as APR*
Apply now for a motorcycle loan | New 2025-present | Up to 72 months | 7.25%
Used 2018-2024 | Up to 72 months | 7.75%
Condition | Available Terms* | As low as APR*
Apply now for a Boat/RV loan | New 2025-Present | Up to 180 months | 7.25%
Used 2018-2024 | Up to 180 months | 7.75%
Borrowing Limits | As Low As APR*
Apply now for a signature loan | $20,000 | 11.00% APR* up to 60 months
Borrowing Limits | As Low As APR*
Apply now for a line of credit | $20,000 | 11.50% APR*
Borrowing Limits | As Low As APR*
Apply now for a Savings Secured Loans | Up to 100% of Savings Account Balance | 36 months at 2.50% APR* 60 months at 3.50% APR* 120 months at 4.50% APR*
3.90% APR Introductory Rate***** (for purchases and balance transfers posted during the first 60 days following issuance of your card. Will be in effect for six billing cycles). | Credit Card Type | As low as APR*
Apply now for a credit card | Platinum VISA ® | 12.90% APR*
REWARDS Platinum VISA ® | 14.90% APR*
Tier Balance | Prospective Dividend Rate | Prospective APY**
$5-$199.99*** | .05% | .05%
$200-$2,499.99 | .05% | .05%
$2,500-$9,999.99 | .10% | .10%
$10,000-24,999.99 | .10% | .10%
$25,000-$49,999.99 | .15% | .15%
$50,000-$99,999.99 | .20% | .20%
$100,000 & Up | .25% | .25%
Prospective Dividend Rate | Prospective APY**
.30% | .30%
Tier Balance | Prospective Dividend Rate | Prospective APY**
$2,500.00 - $9,999.99 | 1.39% | 1.40%
$10,000.00 - $24,999.99 | 1.39% | 1.40%
$25,000.00 - $49,999.99 | 1.49% | 1.50%
$50,000.00 - $99,999.99 | 1.59% | 1.60%
$100,000.00 - $249,999.99 | 2.47% | 2.50%
$250,000.00 - $499,999.99 | 2.96% | 3.00%
$500,000.00 - $999,999.99 | 3.44% | 3.49%
$1,000,000.00 + | 3.44% | 3.49%
Balance Required to Earn APY** | Prospective Dividend Rate | Prospective APY**
$1,000.00 & Up | .10% | .10%
Prospective Dividend Rate | Prospective APY**
.30% | .30%
Declared Dividend Rate | Declared APY**
.75% | .75%
The dividend rate and annual percentage yield (APY) below are fixed and in effect for the term of the certificate. Dividends will be compounded monthly and credited on the last day of the month.
Term | Minimum Balance | Dividend Rate | APY**
3 Month Existing certificates only - no new accounts offered | $1,000.00 | 3.40% | 3.45%
6 Month | $1,000.00 | 3.64% | 3.70%
12 Month | $1,000.00 | 3.64% | 3.70%
18 Month | $1,000.00 | 4.41% | 4.50%
24 Month | $1,000.00 | 3.69% | 3.75%
30 Month Existing certificates only - no new accounts offered | $1,000.00 | 3.01% | 3.05%
60 Month | $1,000.00 | 3.69% | 3.75%
Tier Balance | Prospective Dividend Rate | Prospective APY**
$200-$2,499.99 | .05% | .05%
$2,500-$9,999.99 | .10% | .10%
$10,000-24,999.99 | .10% | .10%
$25,000-$49,999.99 | .15% | .15%
$50,000-$99,999.99 | .20% | .20%
$100,000 & Up | .25% | .25%
Tier Balance | Prospective Dividend Rate | Prospective APY**
$2,500.00 - $9,999.99 | 1.39% | 1.40%
$10,000.00 - $24,999.99 | 1.39% | 1.40%
$25,000.00 - $49,999.99 | 1.49% | 1.50%
$50,000.00 - $99,999.99 | 1.59% | 1.60%
$100,000.00 - $249,999.99 | 2.47% | 2.50%
$250,000.00 - $499,999.99 | 2.96% | 3.00%
$500,000.00 - $999,999.99 | 3.44% | 3.49%
$1,000,000.00 + | 3.44% | 3.49%
Balance Required to Earn APY** | Prospective Dividend Rate | Prospective APY**
$1,000.00 & Up | .10% | .10%
Balance Required to Earn APY** | Prospective Dividend Rate | Prospective APY**
$2,500.00 - $9,999.99 | .10% | .10%
$10,000.00 + | .30% | .30%
Tier Balance | Prospective Dividend Rate | Prospective APY**
$2,500.00 - $9,999.99 | .10% | .10%
$10,000.00 - $24,999.99 | .10% | .10%
$25,000.00 - $49,999.99 | .25% | .25%
$50,000.00 - $99,999.99 | .35% | .35%
$100,000.00 - $249,999.99 | 0.70% | 0.70%
$250,000.00 - $499,999.99 | 0.95% | 0.95%
$500,000.00 - $999,999.99 | 1.15% | 1.16%
$1,000,000.00 + | 1.40% | 1.41%
The dividend rate and annual percentage yield (APY) below are fixed and in effect for the term of the certificate. Dividends will be compounded monthly and credited on the last day of the month.
Term | Minimum Balance | Dividend Rate | APY**
3 Month Existing certificates only - no new accounts offered | $1,000.00 | 3.40% | 3.45%
6 Month | $1,000.00 | 3.64% | 3.70%
12 Month | $1,000.00 | 3.64% | 3.70%
18 Month | $1,000.00 | 4.41% | 4.50%
24 Month | $1,000.00 | 3.69% | 3.75%
30 Month Existing certificates only - no new accounts offered | $1,000.00 | 3.01% | 3.05%
60 Month | $1,000.00 | 3.69% | 3.75%
The dividend rate and annual percentage yield (APY) below are fixed and in effect for the term of the certificate. Dividends will be compounded monthly and credited on the last day of the month.
Term | Minimum Balance | Dividend Rate | APY**
7 Month Special | $10,000.00 | 3.45% | 3.51%
(Auto loan payment example: monthly payments on a loan with a term of 48 months at 5.09% APR would be approximately $23.07 per $1,000 borrowed).
(Motorcycle loan payment example: monthly payments on a loan with a term of 48 months at 7.25% APR would be approximately $24.06 per $1,000 borrowed).
(Boat/RV loan payment example: monthly payments on a loan with a term of 180 months at 7.25% APR would be approximately $9.13 per $1,000 borrowed).
(Personal loan payment example: monthly payments on a loan with a term of 36 months at 11.00% APR would be approximately $32.74 per $1,000 borrowed).
"APY" means "annual percentage yield". The annual percentage yield is accurate as of the last dividend declaration date.
Penalties may be imposed for early withdrawal. The rates advertised are subject to change at any time. The minimum deposit required to open is $1,000. The minimum average daily balance to earn APY (Annual Percentage Yield) is $1,000. The APY is based on the assumption that dividends will remain in the Certificate account until maturity. A penalty may be imposed for early withdrawal. Fees may reduce earnings.
The 3.90% introductory APR for purchases and balance transfers will apply from the date of your first purchase or balance transfer completed within 60 days following the issuance of your card. The 3.90% introductory APR will be in effect for six billing cycles. After the introductory period your APR will be 12.90% to 17.50% (Platinum VISA ® ) or 14.90% to 17.50% (REWARDS Platinum VISA ® ) based on your creditworthiness.
The Bump Share Certificate offer does not apply to existing certificates. Terms include 26-month and 36-month Bump Share Certificates. During the term of this certificate, the certificate owner has the option to initiate a one-time bump. The certificate owner can request a bump in person and by phone, email, mail, live chat, or digital banking message. A minimum of 30 days must pass from the beginning of the term to be eligible for the bump. The dividend rate in effect on the date of adjustment for the certificate term and tier will be the dividend rate in effect for the remainder of the term. This offer and details, including the stated APY, are accurate as of 08/08/2024. Rates and details are subject to change at any time. The APY is based on the assumption that interest will remain in the CD account until maturity. A penalty may be imposed for early withdrawal. Fees may reduce earnings.
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