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Source: https://manasquan.bank/personal-banking/rates
Read: 2026-10-22T16:23:20.000Z

Interest Rates | Manasquan Bank
PRODUCT | MINIMUM DEPOSIT TO OPEN ACCOUNT | MINIMUM BALANCE TO EARN APY* | APY* | INTEREST COMPOUNDED / CREDITED
INFINITY CASH CHECKING | $50 | Learn More about current rate and qualifications. | N/A | N/A
INFINITY PRO+ | $50 | Learn More about current rate and qualifications. | N/A | N/A
ANCHOR CHECKING | $50 | $.01 | 0.10% | Continuously/ Monthly
PRODUCT | MINIMUM DEPOSIT TO OPEN ACCOUNT | MINIMUM BALANCE TO EARN APY* | APY* | INTEREST COMPOUNDED / CREDITED
REGULAR SAVINGS | $10 | $20 | 0.10% | Continuously/ Monthly
HEALTH SAVINGS | $1 | $0 – $9,999 $10,000 – $19,999 $20,000 + | 0.10% 0.10% 0.10% | Continuously/ Monthly
CLUB SAVINGS | $5 | $0 | 0.10% | Simple/ Maturity
INFINITY SAVER | $50 | Learn More about current rate and qualifications.
YOUNG SAVERS | $1.00 | $0 | 2.00% | Continuously/ Monthly
PRODUCT | MINIMUM DEPOSIT TO OPEN ACCOUNT | MINIMUM BALANCE TO EARN APY* | APY* | INTEREST COMPOUNDED / CREDITED
MONEY MARKET SAVINGS | $500 | $500 – $999 $1,000 – $9,999 $10,000 – $24,999 $25,000 – $49,999 $50,000 – $99,999 $100,000 – $249,999 $250,000 + | 0.40% 0.40% 0.40% 0.45% 0.45% 1.75% 1.75% | Monthly/Monthly
SIGNATURE MONEY MARKET SAVINGS | $500 | $0 – $99,999 $100,000 – $499,999 $500,000 – $999,999 $1,000,000 – $5,000,000 Greater than $5,000,000 | 1.25% 1.75% 2.00% 2.25% 2.25% | Monthly/Monthly
LIQUID PLATINUM MONEY MARKET | $500 | $0-$499,999 $500,000 – $999,999 $1,000,000 + | 2.25% 2.75% 2.85% | Monthly/Monthly
PRODUCT | MINIMUM DEPOSIT TO OPEN ACCOUNT | MINIMUM BALANCE TO EARN APY* | APY* | INTEREST COMPOUNDED / CREDITED
182 DAYS | $500 | $500 | 2.50% | Monthly/Monthly
1 YEAR | $500 | $500 | 3.25% | Continuously/ Monthly
14 Month Special | $500 | $500 | 3.75% | Continuously/ Monthly
18 MONTHS | $500 | $500 | 3.80% | Continuously/ Monthly
IRA 18 MONTHS STEADY EARNER | $500 | $500 | 3.80% | Continuously/ Monthly
IRA 18 MONTHS MARKET PACER | $25 | $20 | 3.80% | Continuously/ Monthly
2 YEARS | $500 | $500 | 4.00% | Continuously/ Monthly
3 YEARS | $500 | $500 | 3.00% | Monthly/Monthly
5 YEARS | $500 | $500 | 3.00% | Monthly/Monthly
7 YEARS | $500 | $500 | 3.00% | Monthly/Monthly
*APY = Annual Percentage Yield.
Anchor Checking: Anchor Checking accounts are available to individuals, non-profit organizations, and sole proprietors. Your interest rate and annual percentage yield may change at any time. Interest begins to accrue on the business day you deposit non-cash items (for example, checks). We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest paid on the full balance in the account at the rate that corresponds to that deposit tier. APY assumes interest remains on deposit. Withdrawal of interest will reduce earnings. Other account fees may apply. Fees may reduce earnings.
*APY = Annual Percentage Yield.
Regular Savings: Your interest rate and annual percentage yield may change at any time. Interest begins to accrue on the business day you deposit non-cash items (for example, checks). APY assumes interest remains on deposit. Withdrawal of interest will reduce earnings. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Other account fees may apply. Fees may reduce earnings.
Health Savings Account: Your interest rate and annual percentage yield may change at any time. Interest begins to accrue on the business day you deposit non-cash items (for example checks). APY assumes interest remains on deposit. Withdrawal of interest will reduce earnings. We use the daily balance method to calculate the interest in your account. This method applies a daily periodic rate to the principal in the account each day. Other account fees may apply. Fees may reduce earnings.
Club Savings: Club Savings accounts may be opened at any time. Your interest rate and annual percentage yield may change at any time. Interest begins to accrue on the business day you deposit non-cash items (for example, checks). APY assumes interest remains on deposit. Withdrawal of interest will reduce earnings. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest credited at time of disbursement of proceeds. Club payments are due each Monday in even amounts selected by depositor. Passbook or automatic transfer with checking account is available and renews automatically each year. Proceeds may be disbursed during the months of: February, April, June, August, September, October, November, December. Clubs closed prior to maturity receive no interest. Other account fees may apply. Fees may reduce earnings.
Young Savers: This account is for ages 0 to 17 and must opened with a parent or legal guardian. Your interest rate and annual percentage yield may change at any time. Interest begins to accrue on the business day you deposit non-cash items (for example, checks). APY assumes interest remains on deposit. Withdrawal of interest will reduce earnings. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Other account fees may apply. Fees may reduce earnings.
*APY = Annual Percentage Yield.
Money Market Savings and Signature Money Market Savings: Your interest rate and annual percentage yield may change at any time. Interest begins to accrue on the business day you deposit non-cash items (for example, checks). APY assumes interest remains on deposit. Withdrawal of interest will reduce earnings. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest paid on the full balance in the account at the rate that corresponds to that deposit tier. A monthly maintenance fee of $5 will be imposed if the average daily balance is less than $500. Other account fees may apply. Fees may reduce earnings.
*APY = Annual Percentage Yield.