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Source: https://www.mymax.com/save/personal-financial-rates
Read: 2026-10-22T16:23:27.000Z

Personal Banking | AL Savings & Mortgage Rates | MAX Credit Union Home
Rates | Apply
Vehicle fixed rates as low as 3.75% APR* | Apply Now
Recreational fixed rate loans as low as 7.00% APR | Apply Now
*Rate as low as 3.75% APR available on 48-month auto loans for qualified borrowers. APR = Annual Percentage Rate. Advertised rate includes 1.25% discount for members with an active MAX checking account open for at least three (3) months and 0.25% discount for qualifying loan-to-value (LTV) rates. Other rates and terms available. Subject to credit approval.
Account | Minimum Balance | Tier | Dividend Frequency | Dividend Rate | APY
Share | $5.00 | $2500 and up | Quarterly | 0.150%* | 0.150%*
Share | $5.00 | $100 - $2499.99 | Quarterly | 0.075%* | 0.075%*
Share | $5.00 | $99.99 and less | Quarterly | 0.000%* | 0.000%*
Club Account | $0.00 | $2500 and up | Quarterly | 0.150%* | 0.150%*
Club Account | $0.00 | $100 - $2499.99 | Quarterly | 0.075%* | 0.075%*
Club Account | $0.00 | $99.99 and less | Quarterly | 0.000%* | 0.000%*
MAX members with multiple products & services enjoy the benefit of earning our full dividend rate. All rates quoted as Annual Percentage Yield (APY). *The rate quoted for the Share account is an anticipated rate. As of the last dividend declaration date, the dividend rate was as shown above, under Dividend Rate, with the corresponding Annual Percentage Yield (APY). For those members at least 19 years of age and holding no other accounts except a share or share/club accounts must maintain an average daily balance of $100.00 to receive dividends. For these accounts there will be two tiers upon which dividends will be paid ($100.00-$2499.99 and over $2499.99). The Dividend Rate and Annual Percentage Yield may change as indicated in our Disclosures .
Account | Minimum Balance | Dividend Frequency | Tier | Dividend Rate | APY
Achieve Checking | No* | Monthly | ($1-15,000) | 3.00% | 3.04%
Achieve Checking | No* | Monthly | (>$15,000) | 0.25% | 0.25%
Perform Checking | $1,500.00 | Quarterly | 0.15% | 0.15% | N/A
Explore Checking | No | Does not pay dividends | 0.00% | 0.00% | N/A
Arrive Checking | No | Does not pay dividends | 0.00% | 0.00% | N/A
All rates quoted as Annual Percentage Yield (APY). As of the last dividend declaration date, the dividend rate was as shown above, under Dividend Rate, with the corresponding Annual Percentage Yield (APY). The Dividend Rate and Annual Percentage Yield may change as indicated in our Disclosures .
Type | Rate Type | Dividend Frequency | Dividend Rate | APY
6 Month IRA | Variable Rate | Monthly | 2.50% | 2.53%
12 Month IRA | Fixed Rate | Monthly | 2.50% | 2.53%
18 Month IRA | Fixed Rate | Monthly | 2.50% | 2.53%
30 Month IRA | Fixed Rate | Monthly | 0.75% | 0.75%
The Dividend Rate and Annual Percentage Yield (APY) on our Individual Retirement Accounts (IRAs) are reflected in the chart above. The Rate and APY are those that we offered during the most recent seven calendar days and were accurate as of the date of this document. The Dividend Rate and APY may change as indicated in our Disclosures .
Type | Minimum Deposit | Dividend Frequency | Dividend Rate | APY
90 Day | $500 | At Maturity | 0.20% | 0.20%
6 Month | $500 | At Maturity | 2.50% | 2.50%
7 Month* | $10,000 | At Maturity | 4.00% | 4.00%
12 Month | $500 | Quarterly | 2.50% | 2.52%
15 Month** | $10,000 | Quarterly | 4.25% | 4.32%
18 Month | $500 | Quarterly | 2.50% | 2.52%
24 Month | $500 | Quarterly | 2.50% | 2.52%
30 Month | $500 | Quarterly | 0.75% | 0.75%
36 Month | $500 | Quarterly | 2.50% | 2.52%
39 Month Smart Bump Up | $10,000 | Quarterly | 2.50% | 2.52%
48 Month | $500 | Quarterly | 2.50% | 2.52%
60 Month | $500 | Quarterly | 2.50% | 2.52%
The Rate and APY are those that we offered during the most recent seven calendar days and were accurate as of the date of this document. The Dividend Rate and APY may change as indicated in our Disclosures .
Type | Minimum Deposit | Dividend Frequency | Dividend Rate | APY
90 Day | $100,000 | At Maturity | 0.20% | 0.20%
6 Month | $100,000 | At Maturity | 2.50% | 2.50%
12 Month | $100,000 | At Maturity | 2.50% | 2.50%
18 Month | $100,000 | At Maturity | 2.50% | 2.50%
24 Month | $100,000 | At Maturity | 2.50% | 2.50%
30 Month | $100,000 | At Maturity | 0.75% | 0.75%
36 Month | $100,000 | At Maturity | 2.50% | 2.50%
48 Month | $100,000 | At Maturity | 2.50% | 2.50%
60 Month | $100,000 | At Maturity | 2.50% | 2.50%
The Dividend Rate and Annual Percentage Yield (APY) on our Jumbo Share Certificate Accounts are reflected in the chart above. The Rate and APY are those that we offered during the most recent seven calendar days and were accurate as of the date of this document. The Dividend Rate and APY may change as indicated in our Disclosures .
Tier | Dividend Frequency | APY
$2,500 | Monthly | 0.30%
Tier | Dividend Frequency | APY
up to $5,000 | Monthly | 0.15%
$5,000 - $24,999 | Monthly | 0.25%
$25,000 - $49,999 | Monthly | 0.75%
$50,000 - $99,999 | Monthly | 1.26%
$100,000 - $249,999 | Monthly | 1.76%
$250,000 - $499,999 | Monthly | 2.02%
$500,000 | Monthly | 2.27%
The Dividend Rate and APY may change as indicated in our Disclosures . Money Market rate changes are effective on the first day of each month.
Tier | Dividend Frequency | APY
up to $2,500 | Monthly | 5.00%
$2,500.01 – $5,000 | Monthly | 4.00%
$5,000.01 – $15,000 | Monthly | 3.00%
$15,000.01 and up | Monthly | 1.00%
APY = Annual Percentage Yield. Minimum deposit of $50 required to open an Elevate Money Market account. Age restrictions apply.
Description | Term | Rates/APR
$1000.00 Minimum | 42 Months | As Low As 13.25%
Revolving Line of Credit | n/a | 18.00%
Share or Certificate Secured | | Contact Us for Rates
Description | APR | Fee
MAX Visa Signature | 17.50% - 18.00% based on creditworthiness | No
MAX Visa® | 13.49% - 16.75% based on creditworthiness | No
MAX Smart Rewards Visa® | 15.75% - 18.00% based on creditworthiness | No
MAX Secured Visa® | 13.00% based on creditworthiness | No
## Type | Terms | Rate Information | Notes
Mortgage | Fixed and Adjustable up to 30 Years | (334) 215-4861 | (Primary and Secondary Residence)
Type | Rate Type | Term | Rate | APR
Equity Line of Credit | Adjustable Rate | 20 Year | as low as 4.50% | as low as 4.50%