APY Ledger rate-source excerpt. APY Ledger is an independent rate tracker, not affiliated with this institution. Lines containing rates, copied from the public page below; open that page for full terms. Never enter account details on apyledger.com. Source: https://www.mvsb.com/personal/checking/deposit-rates/ Read: 2026-10-22T16:23:30.000Z Product Name | Minimum Balance To Earn Stated Apy | Interest Rate | Annual Percentage Yield (APY) 90 Day CD or IRA CD | $500.00 | 0.10% | 0.10% | Open Now 6 Month CD or IRA CD | $500.00 | 3.20% | 3.25% | Open Now 9 Month CD or IRA CD | $500.00 | 3.93% | 4.00% | Open Now 1 Year CD or IRA CD | $500.00 | 3.69% | 3.75% | Open Now 1 1/2 Year (18 Month) CD or IRA CD | $500.00 | 4.07% | 4.15% | Open Now 2 Year CD or IRA CD | $500.00 | 2.33% | 2.35% | Open Now 3 Year CD or IRA CD | $500.00 | 0.30% | 0.30% | Open Now 4 Year CD or IRA CD | $500.00 | 0.30% | 0.30% | Open Now 5 Year CD or IRA CD | $500.00 | 0.30% | 0.30% | Open Now Product Name | Minimum Balance To Earn Stated Apy | Interest Rate | Annual Percentage Yield (APY) 6 Month Add-on 1 ($500.00 minimum to open) | $500.00 | 0.10% | 0.10% | Open Now Product Name | Minimum Balance To Earn Stated Apy | Interest Rate | Annual Percentage Yield (APY) Better Checking ($10.00 minimum to open) | $100.00 | 0.01% | 0.01% | Open Now Senior Checking ($10.00 minimum to open) | $100.00 | 0.01% | 0.01% | Open Now Premier Checking ($10.00 minimum to open) | $500.00 | 0.01% | 0.01% | Open Now Premier Checking ($10.00 minimum to open) | $25,000.00 | 0.02% | 0.02% | Open Now Premier Checking ($10.00 minimum to open) | $50,000.00 | 0.03% | 0.03% | Open Now Mutual Benefits Checking ($10.00 minimum to open) | $1,000.00 | 0.01% | 0.01% | Open Now Mutual Benefits Checking ($10.00 minimum to open) | $5,000.00 | 0.01% | 0.01% | Open Now Mutual Benefits Checking ($10.00 minimum to open) | $10,000.00 | 0.01% | 0.01% | Open Now Product Name | Minimum Balance To Earn Stated Apy | Interest Rate | Annual Percentage Yield (APY) Everyday Savings ($10.00 minimum to open) | $100.00 | 0.10% | 0.10% | Open Now Everyday Savings ($10.00 minimum to open) | $2,500.00 | 0.10% | 0.10% | Open Now Everyday Savings ($10.00 minimum to open) | $10,000.00 | 0.15% | 0.15% | Open Now Everyday Savings ($10.00 minimum to open) | $25,000.00 | 0.20% | 0.20% | Open Now Youth Savings ($1.00 minimum to open) | $1.00 | 0.20% | 0.20% Goal-Setter Savings/GOALS ($2.00 minimum to open) | $2.00 | 0.02% | 0.02% Product Name | Minimum Balance To Earn Stated Apy | Interest Rate | Annual Percentage Yield (APY) Everyday Money Market ($500.00 minimum to open) | $1,000.00 | 0.15% | 0.15% | Open Now Everyday Money Market ($500.00 minimum to open) | $10,000.00 | 0.15% | 0.15% | Open Now Everyday Money Market ($500.00 minimum to open) | $25,000.00 | 0.20% | 0.20% | Open Now Everyday Money Market ($500.00 minimum to open) | $100,000.00 | 0.20% | 0.20% | Open Now Everyday Money Market ($500.00 minimum to open) | $250,000.00 | 0.25% | 0.25% | Open Now Premier Money Market 1 ($25,000.00 minimum to open) | $25,000.00 | 0.20% | 0.20% | Open Now Premier Money Market 1 ($25,000.00 minimum to open) | $50,000.00 | 0.20% | 0.20% | Open Now Premier Money Market 1 ($25,000.00 minimum to open) | $100,000.00 | 0.30% | 0.30% | Open Now Premier Money Market 1 ($25,000.00 minimum to open) | $250,000.00 | 0.40% | 0.40% | Open Now Product Name | Minimum Balance To Earn Stated Apy | Interest Rate | Annual Percentage Yield (APY) High Yield Savings ($100.00 minimum to open) | $100.00 | 0.01% | 0.01% | Open Now High Yield Savings ($100.00 minimum to open) | $25,000.00 | 0.50% | 0.50% | Open Now High Yield Savings ($100.00 minimum to open) | $50,000.00 | 1.24% | 1.25% | Open Now High Yield Savings ($100.00 minimum to open) | $100,000.00 | 1.74% | 1.75% | Open Now High Yield Savings ($100.00 minimum to open) | $250,000.00 | 2.72% | 2.75% | Open Now High Yield Savings ($100.00 minimum to open) | $500,000.00 | 3.35% | 3.40% | Open Now Product Name | Minimum Balance To Earn Stated Apy | Interest Rate | Annual Percentage Yield (APY) Health Savings Account ($10.00 minimum to open) | $0.01 | 0.01% | 0.01% Health Savings Account ($10.00 minimum to open) | $500.00 | 0.01% | 0.01% Health Savings Account ($10.00 minimum to open) | $2,500.00 | 0.05% | 0.05% Health Savings Account ($10.00 minimum to open) | $10,000.00 | 0.15% | 0.15% Health Savings Account ($10.00 minimum to open) | $25,000.00 | 0.25% | 0.25%