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Source: https://www.northshorebank.com/Rates/Certificate-of-Deposit-Interest-Rates
Read: 2026-10-22T16:23:48.000Z

Certificate of Deposit Interest Rates | North Shore Bank Skip to main content. Notice: Digital Banking Upgrade Maintenance: Personal & Business Online Services
Type of Certificate | Minimum Account Balance | Interest Rate | APY | Interest Compounding
7-month CD | $1,000 | 4.04% | 4.10% | Quarterly
13-month CD | $1,000 | 4.33% | 4.40% | Quarterly
25-month CD | $1,000 | 4.34% | 4.40% | Quarterly
10-year CD | $1,000 | 3.95% | 4.00% | Quarterly
Type of Certificate | Minimum Account Balance | Interest Rate | APY | Interest Compounding
91-day CD* | $1,000 | 0.05% | 0.05% | Simple
6-month CD* | $1,000 | 0.10% | 0.10% | Simple
1-year CD | $1,000 | 0.15% | 0.15% | Quarterly
1-year IRA CD † | $1,000 | 0.15% | 0.15% | Quarterly
1 ½-year CD | $1,000 | 0.15% | 0.15% | Quarterly
2-year CD | $1,000 | 0.20% | 0.20% | Quarterly
2 ½-year Homeowner CD* | $50, additions (any amount at any time) | 0.35% | 0.35% | Quarterly
3-year CD | $1,000 | 0.20% | 0.20% | Quarterly
4-year CD | $1,000 | 0.25% | 0.25% | Quarterly
5-year CD | $1,000 | 0.35% | 0.35% | Quarterly