APY Ledger rate-source excerpt. APY Ledger is an independent rate tracker, not affiliated with this institution.
Lines containing rates, copied from the public page below; open that page for full terms. Never enter account details on apyledger.com.

Source: https://nwcommunitybank.com/rates-cd/
Read: 2026-10-22T16:23:56.000Z

Certificate of Deposit | Interest Rate | Annual Percentage Yield | Minimum Opening Deposit | Minimum Balance to Earn APY*
3 Month Time Deposit & IRA | 3.64% | 3.70% | $500.00 | $500.00
5 Month Time Deposit & IRA | 3.93% | 4.00% | $500.00 | $500.00
6 Month Time Deposit & IRA | 1.98% | 2.00% | $500.00 | $500.00
7 Month Time Deposit & IRA | 3.93% | 4.00% | $500.00 | $500.00
9 Month Time Deposit & IRA | 1.98% | 2.00% | $500.00 | $500.00
11 Month Time Deposit & IRA | 4.02% | 4.10% | $500.00 | $500.00
1 Year Time Deposit & IRA | 1.98% | 2.00% | $500.00 | $500.00
15 Month Time Deposit & IRA | 4.07% | 4.15% | $500.00 | $500.00
18 Month Time Deposit & IRA | 4.07% | 4.15% | $500.00 | $500.00
21 Month Time Deposit & IRA | 4.12% | 4.20% | $500.00 | $500.00
2 Year Time Deposit & IRA | 3.69% | 3.75% | $500.00 | $500.00
3 Year Time Deposit & IRA | 3.69% | 3.75% | $500.00 | $500.00
4 Year Time Deposit & IRA | 3.69% | 3.75% | $500.00 | $500.00
5 Year Time Deposit & IRA | 3.69% | 3.75% | $500.00 | $500.00
*APY=Annual Percentage Yield. We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day. A withdrawal will reduce earnings. A penalty may be imposed for early withdrawal. Rates are subject to change without notice.