APY Ledger rate-source excerpt. APY Ledger is an independent rate tracker, not affiliated with this institution.
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Source: https://myopenbank.com/deposit-interest-rates/
Read: 2026-10-22T16:24:01.000Z

Account Type | Minimum Opening Balance | Minimum Daily Balance to Earn Stated APY | Rate | APY
Carefree Business Checking | $500 | N/A | N/A | N/A
Standard Business Checking | $500 | N/A | N/A | N/A
Business Analysis Checking | See the Business Analysis Checking Account Disclosure for details.
Account Type | Minimum Opening Balance | Minimum Daily Balance to Earn Stated APY | Rate | APY
Simple Checking | $100 | N/A | N/A | N/A
Standard EZ Checking | $100 | N/A | N/A | N/A
Account Type and Minimum Opening Balance | Minimum Daily Balance to Earn Stated APY | Rate | APY
Well-Being Money Market - $1,000 Attorney-Client Trust Checking Account - $2,500 | $0.01 - $9,999.99 | 0.15% | 0.15%
$10,000.00 - $49,999.99 | 0.15% | 0.15%
$50,000.00 - $99,999.99 | 0.25% | 0.25%
$100,000.00 - $249,999.99 | 0.30% | 0.30%
$250,000.00 - $499,999.99 | 0.40% | 0.40%
$500,000.00 - $999,999.99 | 0.50% | 0.50%
$1,000,000.00 - $2,999,999.99 | 0.65% | 0.65%
$3,000,000.00 and up | 0.75% | 0.75%
Account Type | Minimum Opening Balance | Minimum Daily Balance to Earn Stated APY | Rate Tier | APY Tier
NOW Checking | $2,500 | $0.01 - $9,999.99 | 0.10% | 0.10%
$10,000 and up | 0.10% | 0.10%
Account Type | Minimum Opening Balance | Minimum Daily Balance to Earn Stated APY | Rate | APY
Regular Savings | $100 | $0.01 | 0.10% | 0.10%
Minimum Opening Balance $1,000 | $1,000 - $250,000 Balance Tier | Over $250,000 Balance Tier
Term | Rate Tier | APY Tier | Rate Tier | APY Tier
7 Days - 29 Days | 1.00% | 1.00% | 1.50% | 1.51%
30 Days - 89 Days | 2.00% | 2.02% | 2.00% | 2.02%
90 Days - 179 Days | 3.00% | 3.02% | 3.00% | 3.02%
180 Days - 364 Days | 3.50% | 3.50% | 3.50% | 3.50%
365 Days - 395 Days 1 | 3.75% | 3.75% | 3.75% | 3.75%
396 Days - 456 Days | 3.25% | 3.25% | 3.25% | 3.25%
548 Days - 729 Days | 3.00% | 3.00% | 3.00% | 3.00%
Contract Amount 2 | 12-Month Term 2 | 24-Month Term 2 | 36-Month Term 2
Rate 3.00% | Rate 2.75% | Rate 2.25%
APY 3.05% | APY 2.79% | APY 2.28%
$1,000 | $81.98 | $40.48 | $26.82
$5,000 | $409.93 | $202.42 | $134.12
$10,000 | $819.87 | $404.84 | $268.25
$15,000 | $1,229.80 | $607.27 | $402.38
$20,000 | $1,639.74 | $809.69 | $536.51
$25,000 | $2,049.67 | $1,012.12 | $670.64
$30,000 | $2,459.61 | $1,214.54 | $804.77
$40,000 | $3,279.48 | $1,619.39 | $1,073.02
$50,000 | $4,099.35 | $2,024.24 | $1,341.28
$75,000 | $6,149.03 | $3,036.37 | $2,011.92
$100,000 | $8,198.71 | $4,048.49 | $2,682.56
Contract Amount 2 | 12-Month Term 2 | 24-Month Term 2 | 36-Month Term 2 | 60-Month Term 2
Rate 3.25% | Rate 3.00% | Rate 2.50% | Rate 2.00%
APY 3.30% | APY 3.05% | APY 2.53% | APY 2.02%
$1,000 | $81.87 | $40.37 | $26.72 | $15.83
$5,000 | $409.37 | $201.89 | $133.60 | $79.17
$10,000 | $818.75 | $403.78 | $267.21 | $158.34
$15,000 | $1,228.13 | $605.68 | $400.81 | $237.51
$20,000 | $1,637.51 | $807.57 | $534.42 | $316.68
$25,000 | $2,046.89 | $1,009.46 | $668.03 | $395.85
$30,000 | $2,456.26 | $1,211.36 | $801.63 | $475.02
$40,000 | $3,275.02 | $1,615.14 | $1,068.85 | $633.36
$50,000 | $4,093.78 | $2,018.93 | $1,336.06 | $791.70
$75,000 | $6,140.67 | $3,028.40 | $2,004.09 | $1,187.55
$100,000 | $8,187.56 | $4,037.87 | $2,672.13 | $1,583.40
Rates and APYs on Checking, Savings, and Money Market Accounts are variable and can change daily after accoun topening.Rates and APYs on Certificate of Deposit and Installment Accounts are fixed for the initial term. An early withdrawal from Certificate of Deposit and Installment Accounts may lower the stated APY. An early withdrawal penalty may be imposed on withdrawals from Certificate of Deposit and Installment Accounts prior to maturity. Imposed penalties and fees reduce the earnings on your account. Please refer to your Account Disclosure for additional Rate and APY information, and other terms. The above Rates and APYs do not apply to brokered accounts, institutional accounts, or wholesale accounts.