APY Ledger rate-source excerpt. APY Ledger is an independent rate tracker, not affiliated with this institution.
Lines containing rates, copied from the public page below; open that page for full terms. Never enter account details on apyledger.com.

Source: https://www.park.bank/resources/financial-resources/account-rates
Read: 2026-10-22T16:24:04.000Z

Interest Rates on Personal Accounts | Park Bank Our Site Uses Cookies
Anchor cell intentionally blank | Interest Rate | Annual Percentage Yield (APY)* | Compounding Frequency | Minimum Opening Deposit
3-Month (not available for IRAs) | 0.07% | 0.07% | Maturity | $500**
6-Month | 0.10% | 0.10% | Quarterly | $500**
1-Year | 0.15% | 0.15% | Quarterly | $500**
18-Month | 0.20% | 0.20% | Quarterly | $500**
6-Month Special | 3.70% | 3.75% | Quarterly | $5,000***/**
13-Month Special | 3.99% | 4.05% | Quarterly | $5,000***/**
25-Month Special | 4.09% | 4.15% | Quarterly | $5,000***/**
37-Month Special | 4.18% | 4.25% | Quarterly | $5,000***/**
49-Month Special | 3.70% | 3.75% | Quarterly | $5,000***/**
2-Year | 0.25% | 0.25% | Quarterly | $500**
3-Year | 0.30% | 0.30% | Quarterly | $500**
4-Year | 0.40% | 0.40% | Quarterly | $500**
5-Year | 0.50% | 0.50% | Quarterly | $500**
*APY is accurate as of 9/28/26. Penalty for early withdrawal may be imposed for CDs/IRA CDs. Fees or withdrawals may reduce earnings.
**No minimum balance required to obtain advertised APY.
Anchor cell intentionally blank | Interest Rate | Annual Percentage Yield (APY)* | Compounding Frequency | Minimum Opening Deposit
Below $1,000 | 0.01% | 0.01% | Monthly | No minimum to open or obtain APY
$1,000 - $2,499.99 | 0.01% | 0.01% | Monthly | No minimum to open or obtain APY
$2,500 - $9,999.99 | 0.03% | 0.03% | Monthly | No minimum to open or obtain APY
$10,000 - $24,999.99 | 0.03% | 0.03% | Monthly | No minimum to open or obtain APY
$25,000+ | 0.05% | 0.05% | Monthly | No minimum to open or obtain APY
Anchor cell intentionally blank | Interest Rate | Annual Percentage Yield (APY)* | Compounding Frequency | Minimum Opening Deposit
Below $1,000 | 0.01% | 0.01% | Monthly | No minimum to open or obtain APY
$1,000 - $9,999.99 | 0.03% | 0.03% | Monthly | No minimum to open or obtain APY
$10,000 - $24,999.99 | 0.03% | 0.03% | Monthly | No minimum to open or obtain APY
$25,000 - $99,999.99 | 0.05% | 0.05% | Monthly | No minimum to open or obtain APY
$100,000 - $249,999.99 | 0.10% | 0.10% | Monthly | No minimum to open or obtain APY
$250,000+ | 0.15% | 0.15% | Monthly | No minimum to open or obtain APY
Anchor cell intentionally blank | Interest Rate | Annual Percentage Yield (APY)* | Compounding Frequency | Minimum Opening Deposit
Early Saver | 0.03% | 0.03% | Monthly | No minimum to open or obtain APY
Money Market accounts offer tiered interest rates and annual percentage yields (APY) that help earn money faster. Open a money market account online or stop by any Park Bank branch during business hours.
Anchor cell intentionally blank | Interest Rate | Annual Percentage Yield (APY)* | Compounding Frequency | Minimum Opening Deposit
Below $1,000 | 0.05% | 0.05% | Monthly | No minimum to open or obtain APY
$1,000 - $9,999.99 | 0.10% | 0.10% | Monthly | No minimum to open or obtain APY
$10,000 - $24,999.99 | 0.20% | 0.20% | Monthly | No minimum to open or obtain APY
$25,000 - $99,999.99 | 0.40% | 0.40% | Monthly | No minimum to open or obtain APY
$100,000+ | 0.60% | 0.60% | Monthly | No minimum to open or obtain APY
*Interest rate and APY is accurate as of 1/2/25. This account is a variable rate account which may change at any time at Park Bank’s discretion. Fees or withdrawals may reduce earnings.
Anchor cell intentionally blank | Interest Rate | Annual Percentage Yield (APY)* | Compounding Frequency | Minimum Opening Deposit
Aspire Checking | 0.01% | 0.01% | Monthly | No minimum to open or obtain APY
Anchor cell intentionally blank | Interest Rate | Annual Percentage Yield (APY)* | Compounding Frequency | Minimum Opening Deposit
Imagine Checking | N/A% | N/A% | N/A | No minimum to open
Anchor cell intentionally blank | Interest Rate | Annual Percentage Yield (APY)* | Compounding Frequency | Minimum Opening Deposit
Below $1,000 | 0.00% | 0.00% | Monthly | No minimum to open or obtain APY
$1,000 - $4,999.99 | 0.01% | 0.01% | Monthly | No minimum to open or obtain APY
$5,000+ | 0.01% | 0.01% | Monthly | No minimum to open or obtain APY
Anchor cell intentionally blank | Interest Rate | Annual Percentage Yield (APY)* | Compounding Frequency | Minimum Opening Deposit
Below $24,999 | 0.15% | 0.15% | Monthly | No minimum to open or obtain APY
$25,000 - $94,999.99 | 0.30% | 0.30% | Monthly | No minimum to open or obtain APY
$100,000 - $499,999.99 | 0.60% | 0.60% | Monthly | No minimum to open or obtain APY
$500,000 - $999,999.99 | 0.80% | 0.80% | Monthly | No minimum to open or obtain APY
$1,000,000+ | 0.90% | 0.90% | Monthly | No minimum to open or obtain APY