APY Ledger rate-source excerpt. APY Ledger is an independent rate tracker, not affiliated with this institution. Lines containing rates, copied from the public page below; open that page for full terms. Never enter account details on apyledger.com. Source: https://www.pentucketbank.com/deposit-rates Read: 2026-10-22T16:24:16.000Z Deposit Rates | Pentucket Bank Home Certificate of Deposit | Annual Percentage Yield | Interest Rate | Minimum Deposit to Open | Open an Account 20 Month | 4.25%* | 4.16% | $500 | Visit a branch * The Annual Percentage Yield (APY) is 4.25% as of #date. The minimum balance to open the account is $500. There is a substantial penalty for early withdrawal. Fees may reduce earnings. Rates are subject to change without notice. This product is not available for an Individual Retirement Account (IRA). Certificate of Deposit | Annual Percentage Yield | Interest Rate | Minimum Deposit to Open | Open an Account 10 Month | 4.05%* | 4.04% | $500 | Open Online * The Annual Percentage Yield (APY) is 4.05% as of #date. The minimum balance to open the account is $500. There is a substantial penalty for early withdrawal. Fees may reduce earnings. Rates are subject to change without notice. This product is not available for an Individual Retirement Account (IRA). Certificate of Deposit | Annual Percentage Yield | Interest Rate | Minimum Deposit to Open | Open an Account 5 Month | 4.00%* | 3.95% | $500 | Open Online * The Annual Percentage Yield (APY) is 4.00% as of #date. The minimum balance to open the account is $500. There is a substantial penalty for early withdrawal. Fees may reduce earnings. Rates are subject to change without notice. This product is not available for an Individual Retirement Account (IRA). CD Type | Annual Percentage Yield | Interest Rate | Minimum Deposit to Open | Open an Account 3 Month | 3.25% | 3.21% | $500 | Visit a branch 6 Month | 3.25% | 3.22% | $500 | Visit a branch 9 Month | 3.25% | 3.24% | $500 | Visit a branch 12 Month | 3.75% | 3.68% | $500 | Open Online 18 Month | 3.25% | 3.20% | $500 | Visit a branch 24 Month | 3.75% | 3.68% | $500 | Open Online 36 Month | 3.25% | 3.20% | $500 | Visit a branch 48 Month | 3.25% | 3.20% | $500 | Visit a branch 60 Month | 3.25% | 3.20% | $500 | Visit a branch 12 Month | 3.75% | 3.68% | $500 | Visit a branch 18 Month | 3.25% | 3.20% | $500 | Visit a branch 24 Month | 3.75% | 3.68% | $500 | Visit a branch 36 Month | 3.25% | 3.20% | $500 | Visit a branch 48 Month | 3.25% | 3.20% | $500 | Visit a branch 60 Month | 3.25% | 3.20% | $500 | Visit a branch Account Type | Annual Percentage Yield 1 | Interest Rate 1 | Minimum Deposit to Open | Minimum Daily Balance 2 to Obtain APY Lifeline 18/65 Checking | .01% | .01% | $10 | N/A $0-$15,000.00 | 5.00% | 4.88% | $10 | N/A $15,000.01+ | 5.00% to 0.01% | 0.01% | $10 | N/A Statement Savings | 0.12% | 0.12% | $10 | N/A $0-$999.99 | 0.00% | 0.00% | $10 | $1,000 $1,000.00-$9,999.99 | 1.13% | 1.12% | $10 | $1,000 $10,000.00-$24,999.99 | 1.16% | 1.15% | $10 | $1,000 $25,000.00-$49,999.99 | 1.16% | 1.15% | $10 | $1,000 $50,000.00-$99,999.99 | 1.21% | 1.20% | $10 | $1,000 $100,000.00-$499,999.99 | 1.21% | 1.20% | $10 | $1,000 $500,000.00+ | 1.31% | 1.30% | $10 | $1,000