APY Ledger rate-source excerpt. APY Ledger is an independent rate tracker, not affiliated with this institution.
Lines containing rates, copied from the public page below; open that page for full terms. Never enter account details on apyledger.com.

Source: https://rosedale.bank/rate-center/certificate-of-deposit-rates/
Read: 2026-10-22T16:24:40.000Z

Term | Minimum Deposit to Open | Minimum Balance to Obtain Annual Percentage Yield | Interest Rate | APY
6 Months | $500 | $500 | 0.260% | 0.26%
9 Months | $500 | $500 | 3.440% | 3.50%
12 Months | $500 | $500 | 3.826% | 3.90%
13-17 Months | $10,000 | $10,000 | 1.980% | 2.00%
18 Months | $500 | $500 | 2.323% | 2.35%
19-23 Months | $10,000 | $10,000 | 2.323% | 2.35%
24 Months | $500 | $500 | 2.469% | 2.50%
24 Months – Bump Up | $10,000 | $10,000 | 2.225% | 2.25%
30 Months | $500 | $500 | 2.469% | 2.50%
36 Months | $500 | $500 | 2.518% | 2.55%
36 Months – Bump Up | $10,000 | $10,000 | 2.274% | 2.30%
48 Months | $500 | $500 | 2.518% | 2.55%
48 Months – Bump Up | $10,000 | $10,000 | 2.274% | 2.30%
60 Months | $500 | $500 | 2.518% | 2.55%
60 Months – Bump Up | $10,000 | $10,000 | 2.274% | 2.30%
Bump-Up CDs are variable rate accounts. Interest rates and APY may change after the account is open due to a Bump-Up feature. Bump-Up CDs allow you to adjust the interest rate one time during the term of your certificate.