APY Ledger rate-source excerpt. APY Ledger is an independent rate tracker, not affiliated with this institution. Lines containing rates, copied from the public page below; open that page for full terms. Never enter account details on apyledger.com. Source: https://www.shellfcu.org/Products/ShareCertificates Read: 2026-10-22T16:25:03.000Z Share Certificates | Shell FCU Make A Payment Term | APY* 3 Months | 3.00% 6 Months | 3.75% 12 Months | 3.75% 18 Months | 3.75% 24 Months | 3.75% 30 Months | 3.75% 36 Months | 3.75% 48 Months | 3.75% 60 Months | 3.75% Term | APY* 3 Months | 3.00% 6 Months | 3.75% 12 Months | 3.75% 18 Months | 3.75% 24 Months | 3.75% 30 Months | 3.75% 36 Months | 3.75% 48 Months | 3.75% 60 Months | 3.75% Term | APY* 3 Months | 3.15% 6 Months | 3.90% 12 Months | 3.90% 18 Months | 3.90% 24 Months | 3.90% 30 Months | 3.90% 36 Months | 3.90% 48 Months | 3.90% 60 Months | 3.90% Term | APY* 3 Months | 3.15% 6 Months | 3.90% 12 Months | 3.90% 18 Months | 3.90% 24 Months | 3.90% 30 Months | 3.90% 36 Months | 3.90% 48 Months | 3.90% 60 Months | 3.90% *APY denotes Annual Percentage Yield. The APY rates and terms and conditions are subject to change. A minimum deposit of $500 is required to open a Certificate Account. Fees could reduce earnings on accounts. A penalty for early withdrawal prior to maturity may apply. Contact Shell FCU for additional product details including earned dividend information, minimum deposit and balance requirements to earn the stated APY, and other important account terms and conditions. Dividend rates and Annual Percentage Yields are current as of the last dividend declaration date.