APY Ledger rate-source excerpt. APY Ledger is an independent rate tracker, not affiliated with this institution. Lines containing rates, copied from the public page below; open that page for full terms. Never enter account details on apyledger.com. Source: https://www.stannes.com/deposit-rates Read: 2026-10-22T16:25:13.000Z Deposit Rates | St. Anne's Credit Union Type | Term | Minimum Daily Balance to Earn APY | APY | Minimum Deposit Certificates | 3 Months | $0.01 | 3.25% | $1,000.00 Certificates | 6 Months | $0.01 | 3.15% | $1,000.00 Certificates | 9 Months | $0.01 | 3.05% | $1,000.00 Certificates | 12 Months | $0.01 | 3.75% | $1,000.00 Certificates | 18 Months | $0.01 | 4.00% | $1,000.00 Certificates | 24 Months | $0.01 | 3.35% | $1,000.00 Certificates | 36 Months | $0.01 | 3.05% | $1,000.00 Certificates | 48 Months | $0.01 | 3.15% | $1,000.00 Certificates | 60 Months | $0.01 | 3.25% | $1,000.00 Type | Term | Minimum Daily Balance to Earn APY | APY | Minimum Deposit Statement Saver IRA 6 (Variable rate account and therefore, the rate is subject to change after account opening) | N/A | $0.01 | 0.10% | $100.00 IRA Certificates 6 | 3 Months | $0.01 | 3.25% | $1,000.00 IRA Certificates 6 | 6 Months | $0.01 | 3.15% | $1,000.00 IRA Certificates 6 | 9 Months | $0.01 | 3.05% | $1,000.00 IRA Certificates 6 | 12 Months | $0.01 | 3.75% | $1,000.00 IRA Certificates 6 | 18 Months | $0.01 | 4.00% | $1,000.00 IRA Certificates 6 | 24 Months | $0.01 | 3.35% | $1,000.00 IRA Certificates 6 | 36 Months | $0.01 | 3.05% | $1,000.00 IRA Certificates 6 | 48 Months | $0.01 | 3.15% | $1,000.00 IRA Certificates 6 | 60 Months | $0.01 | 3.25% | $1,000.00 Accounts | Minimum Daily Balance to Earn APY | APY | Minimum Deposit Membership Savings 2 | $0.01 | 0.10% | $5.00 Acorn Savings 2 | $0.01 | 0.10% | $1.00 Christmas Club 2 | $20.00 | 0.05% | $5.00 Vacation Club 2 | $20.00 | 0.05% | $5.00 Regular Share Savings 2 | $0.01 | 0.10% | $5.00 Money Market 2 | $0.01 | 0.05% | $100.00 2 "> | $2,500.00 | 0.10% | $100.00 $20,000.00 | 0.15% | $100.00 $50,000.00 | 0.25% | $100.00 $75,000.00 | 0.30% | $100.00 $100,000.00+ | 0.35% | $100.00 Business Investment Money Market 2 | $0.01 | 0.10% | $100.00 2 "> | $2,500.00 | 0.15% | $100.00 $10,000.00 | 0.20% | $100.00 $30,000.00 | 0.20% | $100.00 Affinity Checking | $0.00 | 0.00% | $5.00 Student Checking 3 | $0.00 | 0.00% | $5.00 Rewards Checking | $0.00 | 0.00% | $5.00 NOW Checking 4 | $20.00 | 0.05% | $5.00 Senior NOW Checking 5 | $20.00 | 0.05% | $5.00 Veterans Free Checking | $20.00 | 0.05% | $5.00 1 Annual Percentage Yield (APY) subject to change. $1,000 minimum deposit to open account. Interest is compounded monthly and credited monthly or paid at maturity. Interest is paid for each day funds remain on deposit. A substantial penalty is assessed on funds withdrawn prior to maturity on all Certificate accounts. Request further information concerning any fees and terms applicable to the advertised accounts. Fees may reduce earnings. 2 Annual Percentage Rate (APY) subject to change. Minimum deposit shown is the minimum amount required to open the account and may differ from the minimum balance required to earn APY. Rates may change after account opening for variable rate accounts. Interest is paid for each day funds remain on deposit. Request further information concerning any fees and terms applicable to the advertised accounts. Fees may reduce earnings. 6 Annual Percentage Yield (APY) subject to change. Interest is compounded monthly and credited monthly or paid at maturity for all other terms. Interest is paid for each day funds remain on deposit. A substantial penalty is assessed on funds withdrawn prior to maturity on all IRA accounts. Request further information concerning any fees and terms applicable to the advertised accounts.