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Source: https://www.southernenergycu.org/savings-rates/
Read: 2026-10-22T16:25:12.000Z

Type & Description | Rate
Share Account | 0.75% APY*
IRA Share Account | 2.02% APY*
Christmas Club Account | 0.75% APY*
Rate Effective 9/30/26. Dividend rates and APY may change quarterly as determined by the Credit Union’s Board of Directors.
*APY: Annual Percentage Yield
Type & Description | Rate
Checking Account $0 - $1,999 | 0.10% APY*
Checking Account $2,000 and over | 0.25% APY*
*APY: Annual Percentage Yield
Description | Rate
Money Market Account $10,000 - $99,999.99 | 2.25% APY*
Money Market Account $100,000 - $249,999.99 | 2.75% APY*
Money Market Account $250,000 - $499,999.99 | 2.85% APY*
Money Market Account $500,000 - $999,999.99 | 3.00% APY*
Money Market Account $1,000,000 and over | 3.25% APY*
A minimum average daily balance of $10,000 is required to earn interest. The minimum average daily balance for a Money Market tier must be maintained to earn the disclosed APY for that tier.
*APY: Annual Percentage Yield
Term | Rate
30 Days | 2.01% APY*
45/60 Days | 2.01% APY*
91 Days | 3.75% APY*
182 Days | 3.85% APY*
366 Days | 3.95% APY*
13 Months | 4.00% APY*
18 Months | 3.95% APY*
24 Months | 3.75% APY*
30 Months | 3.50% APY*
36 Months | 3.75% APY*
37 Months (1-time step up) | 3.25% APY*
48 Months | 3.85% APY*
60 Months | 3.95% APY*
At maturity, CD will automatically renew for another term at the then available APY.
*APY: Annual Percentage Yield
Term & Description | Rate
Same rates as certificates above with maturities from 182 days to 60 months with minimum of $500 deposit. | See CD rates