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Source: https://www.torringtonsavings.bank/certificates-of-deposit/
Read: 2026-10-22T16:25:28.000Z

Certificates of Deposit | Torrington Savings Bank Skip to main content
Deposit Product | Annual Percentage Yield | Interest Rate | Minimum Balance to Open
7 Month CD – Premium | 4.10% | 4.02% | $10,000.00** | Open Now
11 Month CD – Premium | 4.25% | 4.16% | $10,000.00** | Open Now
7 Month CD | 4.05% | 3.97% | $1,000.00 | Open Now
11 Month CD | 4.15% | 4.07% | $1,000.00 | Open Now
DETAILS: **New money. New money is defined as money not currently on deposit with Torrington Savings Bank. Interest is compounded from the day of deposit to the day of withdrawal and is credited monthly. A substantial interest penalty is required for early withdrawals from Certificates of Deposit. APY assumes interest remains on deposit until maturity and that a withdrawal will reduce earnings. For CDs with a term from 3 months to 1 year; penalty is 3 months’ simple interest on the amount withdrawn.
Deposit Product | Annual Percentage Yield | Interest Rate | Minimum Balance to Open
3 Month CD | 2.85% | 2.81% | $1,000.00 | Open Now
5 Month CD | 2.90% | 2.86% | $1,000.00 | Open Now
6 Month CD | 2.95% | 2.91% | $1,000.00 | How to Open
9 Month CD | 3.00% | 2.96% | $1,000.00 | Open Now
12 Month CD | 3.10% | 3.05% | $1,000.00 | Open Now
13 Month CD | 0.25% | 0.25% | $1,000.00 | Open Now
15 Month CD | 3.55% | 3.49% | $1,000.00 | Open Now
18 Month CD | 3.40% | 3.34% | $1,000.00 | Open Now
21 Month Bump Up CD | 3.40% | 3.34% | $1,000.00 | Open Now
24 Month CD | 3.50% | 3.44% | $1,000.00 | Open Now
30 Month CD | 3.50% | 3.44% | $1,000.00 | Open Now
36 Month CD | 3.50% | 3.44% | $1,000.00 | Open Now
48 Month CD | 3.50% | 3.44% | $1,000.00 | Open Now
60 Month CD | 3.50% | 3.44% | $1,000.00 | Open Now
Interest is compounded from the day of deposit to the day of withdrawal and is credited monthly. A substantial interest penalty is required for early withdrawals from Certificates of Deposit. APY assumes interest remains on deposit until maturity and that a withdrawal will reduce earnings. For CDs with a term from 3 months to 1 year; penalty is 3 months’ simple interest on the amount withdrawn. For CDs with a term of more than one year; penalty is 6 months’ simple interest on the amount withdrawn. See Consumer Disclosures for additional rules and regulations that may apply to your account.