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Source: https://www.summitfcu.org/checking-savings/share-certificates/
Read: 2026-10-22T16:25:27.000Z

Certificates - CD Rates Rochester Ny | The Summit FCU section of webpage --> Checking & Savings Accounts
Term | Minimum Balance | Youth Minimum Balance | Dividend Rate | Annual Percentage Yield
90 Days | $500 | $50 | 3.198% | 3.250%
6 Months | $500 | $50 | 4.162% | 4.250%
12 Months | $500 | $50 | 4.258% | 4.350%
18 and 24 Months | $500 | $50 | 3.778% | 3.850%
30, 36, 42 Months | $500 | $50 | 3.440% | 3.500%
Long-Term 4-10 Year | $500 | $50 | 3.440% | 3.500%
Jumbo 30 Days | $75,000 | $75,000 | 3.344% | 3.400%
Jumbo 6 Months | $75,000 | $75,000 | 4.402% | 4.500%
Jumbo 12 Months | $75,000 | $75,000 | 4.498% | 4.600%
Jumbo 18 and 24 Months | $75,000 | $75,000 | 4.018% | 4.100%
* Share Certificate (Certificate) must be opened between 8/20/26 and 9/30/26. To qualify for the promotional Annual Percentage Yield (APY) you must open a new Certificate with promotional term of 7 or 13 months with new funds. Minimum deposit amount for Certificate promotional offers: $500 for a regular Certificate, $75,000 for a Jumbo Certificate or $50 for members under 18 years old. APY assumes daily compounding of principal and interest. Early withdrawal of dividends or principal may affect your APY earned. There may be a substantial penalty for early withdrawal. A 7-month Certificate renews automatically for a 6-month term, and a 13-month Certificate renews automatically for a 12-month term at the rate in effect at the time of renewal unless otherwise directed. Offer subject to change at any time at our sole discretion without notice.