APY Ledger rate-source excerpt. APY Ledger is an independent rate tracker, not affiliated with this institution. Lines containing rates, copied from the public page below; open that page for full terms. Never enter account details on apyledger.com. Source: https://www.tyndall.org/rates Read: 2026-10-22T16:25:48.000Z Rates | Save More, Borrow Smarter Skip to Content The deeper your Relationship, the larger your Reward! Learn More Maximum Term | APR 1 As Low As | Monthly Payment Per $1000 36 Months | 3.24% | $29.23 48 Months | 4.64% | $22.92 60 Months | 4.89% | $18.87 75 Months 2 | 5.39% | $15.78 84 Months 3 | 5.69% | $14.50 Maximum Term | APR 1 As Low As | Monthly Payment Per $1000 36 Months | 3.24% | $29.23 48 Months | 4.79% | $22.99 60 Months | 4.89% | $18.87 75 Months 2 | 5.39% | $15.78 84 Months 3 | 5.69% | $14.50 Type | APR 1 30-Year Fixed | 6.750% 15-Year Fixed | 6.125% 7-Year/6-Month ARM - 30 & 15 Year | 6.000% Loan-to-Value | APR 1 As Low As 80% | 6.99% Maximum Term | Combined Loan-to-value | APR 1 As Low As 5 Years | 80% | 5.875% 10 Years | 80% | 6.000% 15 Years | 80% | 6.500% 20 Years | 80% | 7.00% Type | Lowest APR (Variable) | Highest APR (Variable) Credit Card | 10.74% | 13.24% Secured Credit Card | 16.74% | 18.00% Maximum Term | APR 1 As Low As 48 Months | 9.99% 60 Months | 10.29% Deposit Amount | Minimum to Open and Earn APY | Dividend Rate | APY 2 $999.99 or Below | $5 | 0.01% | 0.01% $1,000.00-$24,999.99 | $5 | 0.01% | 0.01% $25,000.00-$49,999.99 | $5 | 0.01% | 0.01% $50,000 and Above | $5 | 0.01% | 0.01% APY = Annual Percentage Yield. The APY on variable rate accounts (Share, Checking, Money Market, Club, & Uniform Gift to Minors Accounts) may change after the account is opened. The Annual Percentage Yield (APY) is accurate as of the last dividend declaration date. Rates are subject to change at the Credit Union's discretion. Fees may reduce earnings on the account. Deposit Amount | Minimum to Open and Earn APY | Dividend Rate | APY 2 $999.99 or Below | $1,000 | 0.00% | 0.00% $1,000.00 - $9,999.99 | $1,000 | 0.50% | 0.50% $10,000.00 - $24,999.99 | $1,000 | 0.75% | 0.75% $25,000.00-$49,999.99 | $1,000 | 1.00% | 1.00% $50,000 and Above | $1,000 | 1.24% | 1.25% APY = Annual Percentage Yield. The APY on variable rate accounts (Share, Checking, Money Market, Club, & Uniform Gift to Minors Accounts) may change after the account is opened. The Annual Percentage Yield (APY) is accurate as of the last dividend declaration date. Rates are subject to change at the Credit Union's discretion. Fees may reduce earnings on the account. Deposit Amount | Minimum to Open and Earn APY | Dividend Rate | APY 2 $999.99 or Below | $5 | 0.01% | 0.01% $1,000.00-$24,999.99 | $5 | 0.01% | 0.01% $25,000.00-$49,999.99 | $5 | 0.01% | 0.01% $50,000 and Above | $5 | 0.01% | 0.01% APY = Annual Percentage Yield. The APY on variable rate accounts (Share, Checking, Money Market, Club, & Uniform Gift to Minors Accounts) may change after the account is opened. The Annual Percentage Yield (APY) is accurate as of the last dividend declaration date. Rates are subject to change at the Credit Union's discretion. Fees may reduce earnings on the account. Term | Minimum to Open and Earn APY | Dividend Rate | APY 2 7-Month | $1,000 | 3.20% | 3.25% 12-Month | $1,000 | 3.45% | 3.50% 24-Month | $1,000 | 2.96% | 3.00% 36-Month | $1,000 | 2.96% | 3.00% 48-Month | $1,000 | 3.06% | 3.10% 60-Month | $1,000 | 3.20% | 3.25% The Annual Percentage Yield (APY) is accurate as of the last dividend declaration date. Rates are subject to change at the Credit Union's discretion. Fees may reduce earnings on the account. *APY = Annual Percentage Yield. The APY is based on the assumption that dividends will remain in the account until maturity. A withdrawal of dividends will reduce earnings. Fees may reduce earnings. The compounding and crediting of dividends applicable to the account is set forth in the Rate Schedule. A penalty may be imposed for early withdrawal. Membership required; NO membership fee applies. Term | Minimum to Open and Earn APY | Dividend Rate | APY 1 $50 & Above | $50 | 1.98% | 2.00% Term | Minimum to Open and Earn APY | Dividend Rate | APY 2 12-Month | $1,000 | 2.47% | 2.50% 24-Month | $1,000 | 2.72% | 2.75% 36-Month | $1,000 | 2.96% | 3.00% 48-Month | $1,000 | 3.06% | 3.10% 60-Month | $1,000 | 3.20% | 3.25% The Annual Percentage Yield (APY) is accurate as of the last dividend declaration date. Rates are subject to change at the Credit Union's discretion. Fees may reduce earnings on the account. Deposit Amount | Minimum to Open and Earn APY 1 | Dividend Rate | APY 2 $25 & Above | $25 | 0.00% | 0.00% APY = Annual Percentage Yield. The APY on variable rate accounts (Share, Checking, Money Market, Club, & Uniform Gift to Minors Accounts) may change after the account is opened. Minimum opening deposit is $25; no minimum balance requirement. The Annual Percentage Yield (APY) is accurate as of the last dividend declaration date. Rates are subject to change at the Credit Union's discretion. Fees may reduce earnings on the account.