APY Ledger rate-source excerpt. APY Ledger is an independent rate tracker, not affiliated with this institution. Lines containing rates, copied from the public page below; open that page for full terms. Never enter account details on apyledger.com. Source: https://www.vibrantcreditunion.org/cds Read: 2026-10-22T16:25:52.000Z --> CDs | Vibrant Credit Union top of page ### 4.25% APY* ### 4.15% APY* ### 3.80% APY* Term | APY* 6-Month CD Special | 4.25% 13-Month CD Special | 4.15% 23-Month CD Special | 3.80% 48-Month CD | 3.65% 30-Month CD | 3.50% 40-Month Bump-Up CD Special | 3.35% *APY = "Annual Percentage Yield." APYs accurate as of October 1, 2026. All certificates require a $5 minimum opening balance. $5 Membership Share account required. A penalty may be imposed for early withdrawal. View our Rates and Service Charges for more details. Federally insured by NCUA.