APY Ledger rate-source excerpt. APY Ledger is an independent rate tracker, not affiliated with this institution. Lines containing rates, copied from the public page below; open that page for full terms. Never enter account details on apyledger.com. Source: https://www.village-bank.com/rates-cds-iras/ Read: 2026-10-22T16:26:06.000Z Term | Interest Rate | APY* 12 months | 3.69% | 3.75% 15 months | 4.41% | 4.50% 18 months | 3.69% | 3.75% 2 years | 3.69% | 3.75% 30 months | 3.69% | 3.75% 3 years | 3.69% | 3.75% 5 years | 3.45% | 3.50% *Annual Percentage Yield (APY) effective October 21, 2026. The quoted yield assumes the account will be rolled over and assumes funds will remain on deposit for one year. Minimum balance to obtain APY is $20. Minimum deposit to open account is $500. A penalty may be assessed for early withdrawals. Term | Interest Rate | APY* 91 Days** | 3.25% | 3.25% 6 months | 3.45% | 3.50% 7 months | 4.17% | 4.25% 12 months | 3.69% | 3.75% 15 months | 4.41% | 4.50% 18 months | 3.69% | 3.75% 2 years | 3.69% | 3.75% 30 months | 3.69% | 3.75% 3 years | 3.69% | 3.75% 4 years | 3.45% | 3.50% 5 years | 3.45% | 3.50% *Annual Percentage Yield (APY) effective October 21, 2026. With the exception of products with a term of less than one year, the quoted yield assumes the account will be rolled over and assumes funds will remain on deposit for one year. Minimum balance to obtain APY is $20. Minimum deposit to open account is $500. A penalty may be assessed for early withdrawals.