APY Ledger rate-source excerpt. APY Ledger is an independent rate tracker, not affiliated with this institution. Lines containing rates, copied from the public page below; open that page for full terms. Never enter account details on apyledger.com. Source: https://www.dcfcu.org/accounts/share-certificates/ Read: 2026-10-22T16:35:44.000Z Range | Rate* | APY* 6 Months | 3.96% | 4.00% 12 Months | 4.02% | 4.10% *APY=Annual Percentage Yield. 4.00% APY 6-Month effective 6/1/2026. 4.10% APY 12-Month Share Certificate (CD), effective 8/24/2026; minimum opening balance of $500. All terms are subject to early withdrawal penalty and/or fees which may reduce earnings. All programs, rates, and terms may change or be discontinued at any time without notice. Membership is required. Range | Rate | APY* 3 month | 0.70% | 0.70% 6 month | 1.90% | 1.91% 12 month | 2.88% | 2.92% 18 month: $500 – $9,999.99 | 3.03% | 3.07% 18 month: $10,000 – $29,999.99 | 3.03% | 3.07% 18 month: $30,000 – over | 3.03% | 3.07% 60 month: $500 – $9,999.99 | 2.52% | 2.55% 60 month: $10,000 – $39,999.99 | 2.52% | 2.55% 60 month: $40,000 – $69,999.99 | 2.52% | 2.55% 60 month: $70,000 – $99,999.99 | 2.52% | 2.55% 60 month: $100,000 and over | 2.52% | 2.55%