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Source: https://www.mtb.com/personal/savings-and-cds/certificates-of-deposit
Read: 2026-10-22T04:48:05.000Z
ZIP: 02109

4.00% APY
3.50% APY
3.00% APY
4.00% APY
3.00% APY
Featured M&T Certificates of Deposit (CDs) | Interest Rates | Annual Percentage Yield (APY) 1
6-Month CD3 | 2.96% | 3.00%
6-Month M&T Select CD2 | 3.44% | 3.50%
12-Month M&T Select CD2 | 2.96% | 3.00%
18-Month M&T Select CD2 | 3.92% | 4.00%
The minimum deposit required to open the CD account is $1,000. The maximum deposit is $1,000,000 per account; or $750,000 if opened online per account. Please note that not all CD terms will be available when opened online. After the CD is opened, the minimum balance to obtain the advertised annual percentage yield “APY” is $1.00. Advertised APYs stated are accurate as of 07/30/2026 and these offers may change at any time. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. Offer not available for non-personal accounts. Advertised APYs cannot be combined with any other offer.