First Harrison Bank CD Rates — October 2026
As of October 22, 2026, First Harrison Bank's highest tracked CD rate is 4.11% APY on a 23-month promotional CD ($2,500 minimum). That is 2.7 times the FDIC national average for 24-month CDs (1.55%).
Tracking began .
First Harrison Bank CD rates
CD specials (7, 15 and 23 months) with a $2,500 minimum. Early withdrawal penalties apply.
| Term | Product | APY | vs. Treasury | Source | |
|---|---|---|---|---|---|
| 7 months | 7-Month CD Special Promotional | $2,500 | 3.89% | −0.54% | Verified October 22, 2026 |
| 15 months | 15-Month CD Special Promotional | $2,500 | 4.01% | −0.64% | Verified October 22, 2026 |
| 23 months | 23-Month CD Special Promotional | $2,500 | 4.11% | −0.73% | Verified October 22, 2026 |
APY = annual percentage yield. "vs. Treasury" compares each APY with the Treasury yield for the same term on 2026-10-21 (converted to APY). Treasury interest is exempt from state income tax; see the T-bill vs. CD calculator.
What are First Harrison Bank's best CD rates by term?
First Harrison Bank's best rate is 4.11% APY on 23 months, verified October 22, 2026.
- 7 mo3.89%
- 15 mo4.01%
- 23 mo4.11%
How much interest could a First Harrison Bank CD earn?
Estimated interest at maturity for the displayed institution quotes, before tax or early withdrawal penalties. Each estimate assumes the quoted APY applies to that balance and interest stays deposited. Estimates use known deposit tiers. Upper balance limits and membership, relationship or new-money requirements must be confirmed with the institution; these are conditional estimates, not personalized offers.
$803.07 interest · $10,803.07 at maturity on $10,000.00.
4.11% APY · 23 months · 23-Month CD Special · Promotional · verified October 22, 2026.
Before tax; interest remains deposited. Confirm all product conditions. Estimate one-year purchasing power.
| Term | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|
| 7 months | $112.603.89% APY · 7-Month CD Special · Promotional | $225.203.89% APY · 7-Month CD Special · Promotional | $563.003.89% APY · 7-Month CD Special · Promotional | $1,126.003.89% APY · 7-Month CD Special · Promotional |
| 15 months | $251.734.01% APY · 15-Month CD Special · Promotional | $503.454.01% APY · 15-Month CD Special · Promotional | $1,258.644.01% APY · 15-Month CD Special · Promotional | $2,517.274.01% APY · 15-Month CD Special · Promotional |
| 23 months | $401.534.11% APY · 23-Month CD Special · Promotional | $803.074.11% APY · 23-Month CD Special · Promotional | $2,007.674.11% APY · 23-Month CD Special · Promotional | $4,015.354.11% APY · 23-Month CD Special · Promotional |
How First Harrison Bank compares
Compare the displayed terms, minimums and quote locations. Membership, relationship and new-money conditions may apply. Institution quotes below use the exact 700-day term. Regional peers quote a shared operating state; nationwide best is limited to our tracked sample.
This quote ranks 5 of 15 tracked institutions with fresh 700-day quotes (ties share a rank). Each other institution contributes its highest APY for that exact term; minimums and eligibility can differ.
| Institution / benchmark | Term | Minimum | Who can open | APY | Verified / source date |
|---|---|---|---|---|---|
| First Harrison Bank (this institution)23-Month CD Special · Promotional | 23 months | $2,500 | Branches in IN, KY | 4.11% | October 22, 2026 |
| Bank Five Nine (highest tracked APY for this term)23 Month Special CD (Relationship) · Relationship | 23 months | $2,500 | Branches in WI | 4.65% | October 22, 2026 |
| Treasury (APY-equivalent) | 23 months (term-matched estimate) | Depends on purchase method | Federal; interest exempt from state income tax | 4.84% | 2026-10-21 |
Rate changes
See changes across all tracked institutions
No changes since we started tracking First Harrison Bank on October 22, 2026.
About First Harrison Bank
- Legal name
- First Harrison Bank
- Regulator ID
- FDIC 31223
- Headquarters
- Corydon, IN
- Available in
- IN, KY
- Total assets
- $1.3 billion
- Also known as
- Website
- www.firstharrison.com
Source: rates read from https://www.firstharrison.com/certificates-of-deposit-cds. See the page text we read.
Frequently asked questions
What is the highest CD rate at First Harrison Bank?
Among the rates we track, 4.11% APY on a 23-month promotional CD, as of October 22, 2026.
What is the minimum deposit for a First Harrison Bank CD?
The lowest minimum we found is $2,500.
How does First Harrison Bank's best CD rate compare with Treasury yields?
4.11% APY is −0.73% versus the 23-month Treasury yield of 4.84% (APY-equivalent) on 2026-10-21. Treasury interest is also exempt from state income tax.
Is 4.11% a good CD rate?
It is 2.7 times the FDIC national average for a similar term (1.55% as of 2026-10-19), which is a deposit-weighted average across all U.S. banks and credit unions. Online banks and promotional CDs often pay several times the national average.
Are First Harrison Bank CDs insured?
First Harrison Bank is an FDIC-insured bank (FDIC 31223). Deposits are insured up to $250,000 per depositor, per ownership category.
How often is this page updated?
We check First Harrison Bank's rate page every day. The rates above were last verified on October 22, 2026.
More bank CD rates
Rates are copied from First Harrison Bank's website and may change at any time. Confirm terms, minimums and eligibility with First Harrison Bank before opening an account. This page is not financial advice.