Best credit union CD rates in Wisconsin
Community First Credit Union has the highest APY in this tracked sample of 14 institutions: 5.05% APY for 5 months, verified October 22, 2026.
These institutions list Wisconsin in their operating coverage. Regional quotes apply only to the displayed ZIP, not the entire state. Only credit unions are included; share certificates are the credit union equivalent of bank CDs, and membership requirements differ by institution. Nationwide credit unions appear alongside local ones. We show each institution's highest matching APY, rather than an exhaustive market ranking. All quotes were verified within the last seven days. Membership, new-money and relationship requirements may apply; confirm eligibility and terms with the institution.
| Institution | Term / product | Minimum | Who can open | APY | Verified / evidence |
|---|---|---|---|---|---|
| Community First Credit Union | 5 monthsCD Special: Pick Your Term · Promotional | $5,000 | Membership required · branches in WI | 5.05% | October 22, 2026 Source text |
| Capital Credit Union (Wisconsin) | 10 monthsCertificate Special · Promotional | $5,000 | Membership required · branches in WI | 5.00% | October 22, 2026 Source text |
| Wings Credit Union (formerly Ent) | 6 monthsMy Savings Builder Certificate · Special | $25 | Membership required · branches in CO, FL, GA, MI, MN, WI | 4.80% | October 22, 2026 Source text |
| Dupaco Community Credit Union | 25 months25 Month Fixed Jumbo Certificate Special · Promotional | $100,000 | Membership required · branches in IA, IL, WI | 4.50% | October 22, 2026 Source text |
| Summit Credit Union | 16 monthsCertificate - Special · Promotional | $5,000 | Membership required · branches in WI | 4.50% | October 22, 2026 Source text |
| Empeople Credit Union | 18 months18 Month Certificate · Standard | $500 | Membership required · branches in 7 states | 4.40% | October 22, 2026 Source text |
| Landmark Credit Union | 12 monthsCertificate Account · Standard | $500 | Membership required · branches in WI | 4.40% | October 22, 2026 Source text |
| BCU (Baxter Credit Union) | 15 monthsNew Money CD Specials - Regular · Promotional | Not stated | Membership required · branches in 15 states | 4.30% | October 22, 2026 Source text |
| Marine Credit Union | 13 monthsCertificate Special · Promotional | $1,000 | Membership required · branches in IA, WI | 4.25% | October 22, 2026 Source text |
| UW Credit Union | 14 monthsSpecial Certificate · Promotional | $250,000 | Membership required · branches in WI | 4.25% | October 22, 2026 Source text |
| Educators Credit Union | 7 monthsShare Certificate 7 Month Special · Promotional | $500 | Membership required · branches in WI | 4.20% | October 22, 2026 Source text |
| WESTconsin Credit Union | 12 monthsShare Certificate - Gold MVP · Relationship | $1,000 | Membership required · branches in WI | 4.01% | October 22, 2026 Source text |
| Connexus Credit Union | 6 monthsRegular Certificates · Standard | $5,000 | Membership required · branches in IL, MN, WI | 4.00% | October 22, 2026 Source text |
| PenFed Credit Union | 60 monthsMoney Market Certificate · Promotional | $1,000 | Nationwide · membership required | 3.50% | October 22, 2026 Source text |
Other Wisconsin institutions we don't verify yet
These banks and credit unions serve Wisconsin, but we do not publish their rates, so they are not ranked above. Check their current rates on their own websites.
- Old National Bank Bank · HQ Evansville, IN We have not found a complete CD rate table on its website that we can verify daily. Checked October 22, 2026. Current rates on www.oldnational.com
Compare with public benchmarks
The highest tracked quote is 5.05% APY for 5 months. The Treasury APY-equivalent for a similar term is 4.39% (2026-10-21). The FDIC national average for a similar term is 1.39% (2026-10-19). Benchmark terms may differ; Treasury interest is exempt from state income tax.
Common questions
Which institution has the highest tracked rate?
Community First Credit Union has the highest APY in this tracked sample of 14 institutions: 5.05% APY for 5 months, verified October 22, 2026.
Who can open these CDs or share certificates?
Check the displayed minimum deposit and location. Credit union membership, new-money and relationship requirements may apply; confirm terms with the institution.
How current are these rates?
Every quote in this collection was verified within the last seven days. Source snapshots and verification dates appear in the table; rates may change before you open an account.
Related pages
Calculate CD interest · Compare CD and Treasury returns after tax · Recent rate changes