BOK Financial (Bank of Oklahoma) CD Rates — October 2026
As of October 22, 2026, BOK Financial (Bank of Oklahoma)'s highest CD rate is 4.25% APY on a 14-month promotional CD ($1,000 minimum). That is 2.4 times the FDIC national average for 12-month CDs (1.76%).
Tracking began .
BOK Financial (Bank of Oklahoma) CD rates
| Term | Product | APY |
|---|---|---|
| 4 months | Promotional CD Promotional | 3.50%Verified October 22, 2026 |
| 10 months | Promotional CD Promotional | 4.15%Verified October 22, 2026 |
| 14 months | Promotional CD Promotional | 4.25%Verified October 22, 2026 |
APY = annual percentage yield. "vs. Treasury" compares each APY with the Treasury yield for the same term on 2026-10-21 (converted to APY). Treasury interest is exempt from state income tax; see the T-bill vs. CD calculator.
What are BOK Financial (Bank of Oklahoma)'s best CD rates by term?
BOK Financial (Bank of Oklahoma)'s best rate is 4.25% APY on 14 months, verified October 22, 2026.
- 4 mo3.50%
- 10 mo4.15%
- 14 mo4.25%
How much interest could a BOK Financial (Bank of Oklahoma) CD earn?
Estimated interest at maturity for the displayed institution quotes, before tax or early withdrawal penalties. Each estimate assumes the quoted APY applies to that balance and interest stays deposited. Estimates use known deposit tiers. Upper balance limits and membership, relationship or new-money requirements must be confirmed with the institution; these are conditional estimates, not personalized offers.
| Term | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|
| 14 months | $248.884.25% APY · Promotional CD · Promotional | $497.774.25% APY · Promotional CD · Promotional | $1,244.424.25% APY · Promotional CD · Promotional | $2,488.844.25% APY · Promotional CD · Promotional |
How BOK Financial (Bank of Oklahoma) compares
Compare the displayed terms, minimums and quote locations. Membership, relationship and new-money conditions may apply. Institution quotes below use the exact 426-day term. Regional peers quote a shared operating state; nationwide best is limited to our tracked sample.
This quote ranks 2 of 7 tracked institutions with fresh 426-day quotes (ties share a rank). Each other institution contributes its highest APY for that exact term; minimums and eligibility can differ.
| Institution / benchmark | Term | Minimum | Quote coverage | APY | Verified / source date |
|---|---|---|---|---|---|
| BOK Financial (Bank of Oklahoma) (this institution)Promotional CD · Promotional | 14 months | $1,000 | Coverage: AR, AZ, CO, KS, MO, NM, OK, TX | 4.25% | October 22, 2026 |
| Synchrony Bank (highest tracked APY for this term)CD · Standard | 14 months | Not stated | Nationwide; check eligibility | 4.30% | October 22, 2026 |
| American Express National BankCertificate of Deposit (CD) · Promotional | 14 months | Not stated | Nationwide; check eligibility | 3.65% | October 22, 2026 |
| Treasury (APY-equivalent) | 14 months (term-matched estimate) | Depends on purchase method | Federal; interest exempt from state income tax | 4.62% | 2026-10-21 |
Rate changes
See changes across all tracked institutions
No changes since we started tracking BOK Financial (Bank of Oklahoma) on October 22, 2026.
About BOK Financial (Bank of Oklahoma)
- Legal name
- BOKF, National Association
- Regulator ID
- FDIC 4214
- Headquarters
- Tulsa, OK
- Available in
- AR, AZ, CO, KS, MO, NM, OK, TX
- Total assets
- $53.0 billion
- Also known as
- BOKF, Bank of Oklahoma, Bank of Texas, Bank of Albuquerque
- Website
- www.bokfinancial.com
Source: rates read from https://www.bokfinancial.com/personal/products-and-services/personal-banking/savings/certificates-of-deposit. See the page text we read.
Frequently asked questions
What is the highest CD rate at BOK Financial (Bank of Oklahoma)?
4.25% APY on a 14-month promotional CD, as of October 22, 2026.
What is the minimum deposit for a BOK Financial (Bank of Oklahoma) CD?
The lowest minimum we found is $1,000.
How does BOK Financial (Bank of Oklahoma)'s best CD rate compare with Treasury yields?
4.25% APY is −0.37% versus the 14-month Treasury yield of 4.62% (APY-equivalent) on 2026-10-21. Treasury interest is also exempt from state income tax.
Is 4.25% a good CD rate?
It is 2.4 times the FDIC national average for a similar term (1.76% as of 2026-10-19), which is a deposit-weighted average across all U.S. banks and credit unions. Online banks and promotional CDs often pay several times the national average.
Are BOK Financial (Bank of Oklahoma) CDs insured?
BOK Financial (Bank of Oklahoma) is an FDIC-insured bank (FDIC 4214). Deposits are insured up to $250,000 per depositor, per ownership category.
How often is this page updated?
We check BOK Financial (Bank of Oklahoma)'s rate page every day. The rates above were last verified on October 22, 2026.
More bank CD rates
Rates are copied from BOK Financial (Bank of Oklahoma)'s website and may change at any time. Confirm terms, minimums and eligibility with BOK Financial (Bank of Oklahoma) before opening an account. This page is not financial advice.